HCONSULT
ActiveSummary
HCONSULT has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €366,958 and a net result of €112,765. Equity is growing by ~30.1% per year across the filed fiscal years. Its solvency ranks better than 67% of 17179 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability97▼-3
Solvency100▲+11
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30,000 at 30 days acceptable
Liquidity ample (current ratio 23.99 against 9.56 in 2024; short-term debt: 3.9% and cash: 7.9% of total assets), and 25.3% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
74.7%
Return on assets
23%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 16-01-2026, 15 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
15 d early
2024
11 d early
2023
55 d early
2022
57 d early
2021
54 d early
2020
59 d early
2019
58 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 44 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close27-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, micro schema
In the rankings
#3 company by equity in Retie, Telecoms and IT sector#3 oldest company in Retie, Telecoms and IT sector#4 company by total assets in Retie, Telecoms and IT sector
Equity
€366,958▲ 44.4%
2024 · €254,193
Total assets
€491,210▲ 23.2%
2024 · €398,754
Net result
€112,765▲ 13.0%
2024 · €99,766
Working capital
€444,663▲ 30.6%
2024 · €340,440
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€83,996▲ 874%€38,999▼ 53.6%€37,497▼ 3.9%€141,857▲ 278%€152,393▲ 7.4%
Net result€80,746above the sector's middle half▲ 296%€56,969above the sector's middle half▼ 29.4%€28,084within the sector's middle half▼ 50.7%€99,766above the sector's middle half▲ 255%€112,765above the sector's middle half▲ 13.0%
Equity€119,374within the sector's middle half▲ 34.7%€126,343within the sector's middle half▲ 5.8%€154,426within the sector's middle half▲ 22.2%€254,193above the sector's middle half▲ 64.6%€366,958above the sector's middle half▲ 44.4%
Total assets€299,160above the sector's middle half▲ 39.1%€297,938above the sector's middle half▼ 0.4%€319,642above the sector's middle half▲ 7.3%€398,754above the sector's middle half▲ 24.8%€491,210above the sector's middle half▲ 23.2%
Debt€74,986▲ 246%€66,795▼ 10.9%€60,416▼ 9.5%€39,762▼ 34.2%€19,453▼ 51.1%
Working capital€206,259▲ 7.2%€211,508▲ 2.5%€236,460▲ 11.8%€340,440▲ 44.0%€444,663▲ 30.6%
Solvency39.9%within the sector's middle half▼ 1.3pp42.4%within the sector's middle half▲ 2.5pp48.3%within the sector's middle half▲ 5.9pp63.7%within the sector's middle half▲ 15.4pp74.7%within the sector's middle half▲ 11.0pp
above
within
below
the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 7% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €491,210
Fixed assets
€27,208 ▲ 46.7%
Current assets
€464,002 ▲ 22.0%
Equity and liabilities €491,210
Equity
€366,958 ▲ 44.4%
Provisions
€104,800 =
Debt
€19,453 ▼ 51.1%
Debt's share of the balance-sheet total falls from 10.0% to 4.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€159,387▲
2024 · €148,349
Cash flow
€119,759▲
2024 · €106,258
Current ratio
23.99▲
2024 · 9.56
Debt to equity
0.05▼
2024 · 0.16
ROE
30.7%▼
2024 · 39.2%
ROA
23.0%▼
2024 · 25.0%
Interest coverage
14.38▼
2024 · 53.40
Debt ≤ 1 year
€19,339▼
2024 · €39,762
Income taxes
€45,153▲
2024 · €43,177
Staff costs
€0▼
2024 · €561
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 20,082 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 95% are still going.
- Small
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.2%
went bankrupt
4.7%
stopped otherwise
95%
still going
For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 20,082 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €14,500 | €0 | - | - | - |
| Remuneration, social security and pensions62 | - | €605 | €479 | €561 | €0 | ▼ 100% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,157 | €4,085 | €4,995 | €6,492 | €6,994 | ▲ 7.7% |
| Other operating charges640/8 | - | €2,082 | €1,765 | €2,354 | €2,842 | ▲ 20.7% |
| Gross operating margin9900 | €88,462 | €45,771 | €44,735 | €151,264 | €162,228 | ▲ 7.2% |
| Operating profit (loss)9901 | €83,996 | €38,999 | €37,497 | €141,857 | €152,393 | ▲ 7.4% |
| Financial income75/76B | - | €29,614 | €7,470 | €3,864 | €16,610 | ▲ 330% |
| Recurring financial income75 | €19,729 | €174 | €5,081 | €3,864 | €16,610 | ▲ 330% |
| Non-recurring financial income76B | - | €29,441 | €2,389 | €0 | - | - |
| Financial charges65/66B | - | €3,051 | €3,370 | €2,778 | €11,085 | ▲ 299% |
| Recurring financial charges65 | €666 | €3,051 | €3,370 | €2,778 | €11,085 | ▲ 299% |
| Profit (loss) for the period before taxes9903 | €103,058 | €65,563 | €41,597 | €142,943 | €157,917 | ▲ 10.5% |
| Income taxes67/77 | €22,312 | €8,594 | €13,514 | €43,177 | €45,153 | ▲ 4.6% |
| Profit (loss) for the period9904 | €80,746 | €56,969 | €28,084 | €99,766 | €112,765 | ▲ 13.0% |
| Transfer to tax-exempt reserves689 | - | - | - | - | €84,200 | - |
| Profit (loss) for the period to be appropriated9905 | €80,746 | €56,969 | €28,084 | €99,766 | €28,565 | ▼ 71.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €299,160 | €297,938 | €319,642 | €398,754 | €491,210 | ▲ 23.2% |
| Fixed assets21/28 | €17,914 | €19,634 | €22,766 | €18,553 | €27,208 | ▲ 46.7% |
| Tangible fixed assets22/27 | €16,894 | €19,634 | €22,766 | €18,553 | €13,242 | ▼ 28.6% |
| Plant, machinery and equipment23 | - | €4,200 | €4,458 | €5,200 | €3,395 | ▼ 34.7% |
| Furniture and vehicles24 | - | €13,284 | €16,158 | €11,202 | €7,697 | ▼ 31.3% |
| Other tangible fixed assets26 | - | €2,150 | €2,150 | €2,150 | €2,150 | = |
| Financial fixed assets28 | €1,020 | €0 | - | - | €13,966 | - |
| Current assets29/58 | €281,245 | €278,304 | €296,877 | €380,201 | €464,002 | ▲ 22.0% |
| Amounts receivable after more than one year29 | - | €72,153 | €4,500 | €3,000 | €152,250 | ▲ 4,975% |
| Other amounts receivable291 | - | €72,153 | €4,500 | €3,000 | €152,250 | ▲ 4,975% |
| Amounts receivable within one year40/41 | €238,710 | €55,052 | €33,598 | €44,072 | €49,933 | ▲ 13.3% |
| Trade receivables40 | - | €17,613 | €19,272 | €24,139 | €12,604 | ▼ 47.8% |
| Other amounts receivable41 | - | €37,438 | €14,326 | €19,933 | €37,329 | ▲ 87.3% |
| Current investments50/53 | €1,126 | €37,373 | €237,373 | €187,373 | €210,539 | ▲ 12.4% |
| Cash at bank and in hand54/58 | €31,846 | €109,373 | €20,570 | €143,671 | €38,870 | ▼ 72.9% |
| Deferred charges and accrued income490/1 | - | €4,353 | €835 | €2,085 | €12,409 | ▲ 495% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €299,160 | €297,938 | €319,642 | €398,754 | €491,210 | ▲ 23.2% |
| Equity10/15 | €119,374 | €126,343 | €154,426 | €254,193 | €366,958 | ▲ 44.4% |
| Contributions10/11 | - | €12,400 | €12,400 | €12,400 | €12,400 | = |
| Reserves13 | €106,974 | €113,943 | €142,026 | €241,793 | €354,558 | ▲ 46.6% |
| Tax-exempt reserves132 | - | - | - | - | €84,200 | - |
| Distributable reserves133 | - | €113,943 | €142,026 | €241,793 | €270,358 | ▲ 11.8% |
| Profit (loss) carried forward14 | - | €0 | - | - | - | - |
| Provisions and deferred taxes16 | €104,800 | €104,800 | €104,800 | €104,800 | €104,800 | = |
| Provisions for liabilities and charges160/5 | - | €104,800 | €104,800 | €104,800 | €104,800 | = |
| Pensions and similar obligations160 | - | €104,800 | €104,800 | €104,800 | €104,800 | = |
| Amounts payable17/49 | €74,986 | €66,795 | €60,416 | €39,762 | €19,453 | ▼ 51.1% |
| Amounts payable within one year42/48 | €74,986 | €66,795 | €60,416 | €39,762 | €19,339 | ▼ 51.4% |
| Current portion of amounts payable after more than one year42 | - | €31,987 | €12,816 | €12,993 | €4,010 | ▼ 69.1% |
| Financial debts43 | - | €11,895 | €0 | - | - | - |
| Credit institutions430/8 | - | €11,895 | €0 | - | - | - |
| Trade debts44 | €5,358 | €6,720 | €43,843 | €1,159 | €2,754 | ▲ 138% |
| Suppliers440/4 | - | €6,720 | €43,843 | €1,159 | €2,754 | ▲ 138% |
| Taxes, remuneration and social security45 | - | €6,984 | €3,758 | €25,610 | €12,575 | ▼ 50.9% |
| Taxes450/3 | - | €6,984 | €3,758 | €25,610 | €12,575 | ▼ 50.9% |
| Other amounts payable47/48 | - | €9,210 | €0 | - | - | - |
| Accrued charges and deferred income492/3 | - | - | - | - | €114 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €80,746 | €56,969 | €28,084 | €99,766 | €112,765 | ▲ 13.0% |
| + Depreciation and write-downs630 | €1,157 | €4,085 | €4,995 | €6,492 | €6,994 | ▲ 7.7% |
| Operating cash flow (approximation) | €81,903 | €61,055 | €33,078 | €106,258 | €119,759 | ▲ 12.7% |
| Investment in fixed assets (approximation) | - | -€5,805 | -€8,126 | -€2,279 | -€15,649 | ▼ 587% |
| Change in cash | - | €77,527 | -€88,803 | €123,101 | -€104,801 | ▼ 185% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Highest result since 2019net €112,765 ▲13%
Operating result €152,393, net result €112,765, both a record.
30-06
Financial
Liquidity triplescurrent ratio 23.99
Current ratio from 9.56 to 23.99; short-term debt falls from €39,762 to €19,339.
20-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Equity above €200,000Eq €254,193 ▲64.6%
6 profitable years in a row build equity to €254,193.
2023
07-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial
Equity above €150,000Eq €154,426 ▲22.2%
5 profitable years in a row build equity to €154,426.
2022
05-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
08-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
30-06
Financial
Equity above €100,000Eq €119,374 ▲34.7%
3 profitable years in a row build equity to €119,374.
2020
03-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
30-06
Financial
Weakest financial yearnet €20,388 ▼24.7%
Net result drops to €20,388, the lowest in the series; recovery starts the following year.
Show earlier events
30-06
Financial
Liquidity triplescurrent ratio 9.88
Current ratio from 3.11 to 9.88; short-term debt falls from €79,824 to €21,656.
2019
04-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
03-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
20-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
21-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Retie · 1 establishment unit since 1998
Ground area
1,832 m²
Building footprint
193 m²
Volume, LiDAR
789 m³
Parcel 13036E0501/00W002, Flanders · tallest building 7.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Nachtegaallaan 28, 2470 Retie
since 19982.085.390.429
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13036E0501/00W002 | Flanders | 1,832 m² | 1 · 193 m² | 7.5 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
875500YL21H1IC6K0M44
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Of 30,007 companies in sector 62200 we hold annual accounts for 18,396. 13,123 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded27-01-1998
Fiscal year end30-06
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
46500Wholesale of information and communication equipment
62100Computer programming
E-invoicing
Reachable via Peppol
Peppol ID
0208:0462495604
Also
9925:BE0462495604
Registered
16-05-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.