Overdue debts
€1,040 on 31-12-2025
The annual accounts state €1,040 of overdue tax debts on 31-12-2025.
STEENBEKE DANIELE
Lifetime
20 annual accounts with figures on one time axis, 34 filings since 1992peak €72,170 (2022)
€16,423▲ 87.3%
lowest -€23,149 (2024)
-€20,323▲ €2,826
peak €123,939 (2009)
€68,683▼ 22.8%
€191,744▲ 2.6%
Board1 name since 1992
1 directorSTEENBEKE Danièle
Documentsfilings and deeds
07-07-202624 days before the deadline
2025micro format
Gross margin from €8,767 to €16,423Loss of €20,323Equity from €89,006 to €68,683
Key points
from the 2025 annual accountsEquity
€68,683 from €123,939 in 2009
Equity fell by 45% in 16 years.
Losses
-€43,472 in two years
The 2024 and 2025 financial years closed with a loss. 2024 was the heaviest.
Turnover
≈ €130,000 estimated
The micro format states no turnover.
Debts
€191,744 74% of the balance sheet
Financial debts 39%Taxes and wages 1%Other 60%
Of this, €116,214 falls due within a year.
Filings
34 annual accounts since 1992
Three of the last ten came late. The 2019 accounts came latest: 20 days after the end of the period.
Checked score
82
Excellent
Financially stronger than 19% of micro companies without a NACE code
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%
01-2025: 0.2%● unchanged vs 12-2024lowest value
02-2025: 0.2%● unchanged vs 01-2025lowest value
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.3%▲ +0.1 percentage points vs 03-2025
05-2025: 0.3%● unchanged vs 04-2025
06-2025: 0.3%● unchanged vs 05-2025
07-2025: 0.5%▲ +0.2 percentage points vs 06-2025
08-2025: 0.5%● unchanged vs 07-2025
09-2025: 0.5%● unchanged vs 08-2025
10-2025: 0.5%● unchanged vs 09-2025
11-2025: 0.5%● unchanged vs 10-2025
12-2025: 0.5%● unchanged vs 11-2025
01-2026: 0.5%● unchanged vs 12-2025
02-2026: 0.5%● unchanged vs 01-2026
03-2026: 0.5%● unchanged vs 02-2026
04-2026: 0.5%● unchanged vs 03-2026
05-2026: 0.5%● unchanged vs 04-2026
06-2026: 0.6%▲ +0.1 percentage points vs 05-2026
07-2026: 0.6%● unchanged vs 06-2026highest value
08-2026: 0.3%▼ -0.3 percentage points vs 07-2026
09-2026: 0.3%● unchanged vs 08-2026
10-2026: 0.3%● unchanged vs 09-2026
11-2026: 0.3%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Loss of €20,323, the second in a row (financial year 2025)
lowers risk
Size: total assets €260,427
Founded in 1992
Figures for financial year 2025 (filed on 07-07-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 31% of them on solvency, 17% on liquidity, 11% on profitability and 16% on growth.
The bankruptcy probability was computed on 07-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,450 companies had the same profile as STEENBEKE DANIELE has now. Each dot stands for 7 companies, two years later.
93.3%
were still trading
5.0%
stopped another way
1.5%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of STEENBEKE DANIELE itself: 0.3% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,450 companies, not a prediction for STEENBEKE DANIELE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €5,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.07 (0.1 in 2024), below 1. Short-term debt is 44.6% and cash 1.7% of total assets. 73.6% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€20,323
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
24 days early
2024
27 days early
2023
on the day
2022
6 days early
2021
8 days late
2020
5 days late
2019
20 days late
← before the deadline
after the deadline →
tick = median of all Belgian filings
The company filed its last 7 accounts on average 3 days before the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 25 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
08-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Change of role: STEENBEKE Danièle, from manager to director
Director discharge: STEENBEKE Danièle · Gazette deed
First establishment
Voie du Jointy 37, Verlaine
Incorporation
published on 04-02-1992 · Gazette deed
Official details
Source: KBO- Status
- Active since 08-01-1992Normal situation
- Activity
- No activity registered in the KBO
- Establishment unit
- 2.372.281.2904537 Verlaine, since 01-07-2009
- Financial year end
- 31 December
- Peppol
- Not found in the Peppol Directory
Annual accounts 2025
- €260,427▼ 5.6%
- Filing
- Filed on 07-07-2026, 24 days before the end of the filing period
Insights on STEENBEKE DANIELE
STEENBEKE DANIELE files the micro format. That format states no turnover. The gross margin fell from €46,941 in 2006 to €16,423 in 2025.
The balance sheet grew most in 2018 through fixed assets, financed with long-term debt.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about STEENBEKE DANIELE
- What is the company number of STEENBEKE DANIELE?
- The company number of STEENBEKE DANIELE is 0446.339.164. The VAT number is the same number with BE in front: BE 0446.339.164.
- Where is STEENBEKE DANIELE based?
- The registered office is at Voie du Jointy 37, 4537 Verlaine.Company details
- What is the legal form of STEENBEKE DANIELE?
- STEENBEKE DANIELE is a private limited company (BV).
- When was STEENBEKE DANIELE founded?
- STEENBEKE DANIELE was founded on 08-01-1992.
- Is STEENBEKE DANIELE still active?
- Yes, STEENBEKE DANIELE is an active enterprise in the KBO register.
- What is the turnover of STEENBEKE DANIELE?
- The turnover in financial year 2025 is ≈ €130,000. This figure is estimated from the gross margin of €16,423 and 6,300 comparable companies of the same size. It probably lies between €57,000 and €300,000. It is a rough estimate.Financials
- Is STEENBEKE DANIELE profitable?
- In financial year 2025, STEENBEKE DANIELE made a loss of €20,323.
- Where can I find the annual accounts of STEENBEKE DANIELE?
- STEENBEKE DANIELE filed 34 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of STEENBEKE DANIELE due?
- STEENBEKE DANIELE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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