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STECA

Active Private limited companyfounded 1991active for 35 yearsGustave Fachedreef 1, 7700 MouscronKBO/BCE: BE 0442.693.647

Lifetime

20 annual accounts with figures on one time axis, 35 filings since 1991
peak €281,015 (2017)
€139,144▲ 23.8%
peak €129,616 (2020)
€103,320▲ 30.6%
peak €649,129 (2017)
€67,405▲ 0.5%
€87,264▲ 237%
peak 1.6 FTE (2015)
-not published
Board2 names since 2020
1 director
Documentsfilings and deeds
28-08-202628 days late
2025micro format
Gross margin from €112,425 to €139,144Result from €79,137 to €103,320Dividend €103,000Debts from €25,922 to €87,264Cash from €2,685 to €35,998

Key points

from the 2025 annual accounts

Equity

€67,405 from €649,129 in 2017

Equity fell by 90% in 8 years.

Debts

€87,264 ▲ 237%
Other debts
+35,700
Taxes and wages
+25,703
The rest
-61

Debts rose by €61,342 in 2025. A dividend stands under other debts on the balance sheet date until it is paid.

Filings

35 annual accounts since 1991
AprilJune31 JulyOctober200020102020

Ten of the last ten came late. The 2017 accounts came latest: 30 days after the end of the period.

Checked score

Bankruptcy probability within 12 months

Financial strength

Score breakdown

Comparable companies, two years later

In July 2024, 31,356 companies had the same profile as STECA has now. Each dot stands for 79 companies, two years later.

93.5%
were still trading
5.9%
stopped another way
0.5%
went bankrupt
  • Micro
  • 20 years or older
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

Another 0.1% stopped without a precise date, possibly only after those two years.

Test of the method

The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 2.9% 3.1%
10 5.6% 6.1%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 31,356 companies, not a prediction for STECA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Board and ownership

Director
Board & ownership

Recent changes

Company renamed from LUXAL to STECA Change of role: , from manager to statutory director · Appointment: (director) · Legal-form conversion: from private limited company (pre-2019) to private limited company · General meeting of 04-12-2020 · Gazette deed
Demerger proposal: LUXAL splits off to PRODILUX Capital decrease of €99,690.97 · Capital increase of €99,690.97 · Share issue: €300 · Board meeting of 24-03-2020 · Gazette deed
First establishment Gustave Fachedreef 1, Mouscron
Incorporation published on 02-02-1991 · Gazette deed
All 43 events

Comparable companies

same main activity, similar in size and age
Company
STECA Mouscron €154,669 €139,144 43.6% -
ACIERTO Lille €131,672 €120,884 91.9% -
IMMO DYCK Antwerp €138,369 €151,954 72.4% -
MED EVENTS Mortsel €196,178 €99,622 -39.9% -
FORLIME Saint-Georges-sur-Meuse €206,803 €108,053 58.0% -
MARANDI Sint-Genesius-Rode €199,587 €91,826 82.3% -
SOLO Lokeren €127,495 €87,176 57.5% 0

These companies have the same main activity as STECA: renting and operating of own or leased non-residential real estate, excluding land (NACE 68203). They are comparable in size and age: total assets between €127,000 and €207,000, founded between 1988 and 2000.

Official details

Source: KBO
Status
Active since 18-01-1991Normal situation
Registered office
83 active companies are registered at this address8 started in the 12 months before. Source: KBO register, as of 12 November 2026.
Activity
Renting and operating of own or leased non-residential real estate, excluding landNACE 68203
Establishment unit
2.112.293.7747700 Mouscron, since 26-11-2002
Financial year end
31 December
Peppol
Reachable
Company details

Annual accounts 2025

≈ €190,000estimated
€154,669▲ 66.3%
Filing
Filed on 28-08-2026
Financials

Insights on STECA

STECA files the micro format. That format states no turnover. The gross margin rose from €136,294 in 2006 to €139,144 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about STECA

What is the company number of STECA?
The company number of STECA is 0442.693.647. The VAT number is the same number with BE in front: BE 0442.693.647.
Where is STECA based?
The registered office is at Gustave Fachedreef 1, 7700 Mouscron.Company details
What does STECA do?
According to the KBO register, the main activity is renting and operating of own or leased non-residential real estate, excluding land (NACE 68203).
What is the legal form of STECA?
STECA is a private limited company (BV).
When was STECA founded?
STECA was founded on 18-01-1991.
Is STECA still active?
Yes, STECA is an active enterprise in the KBO register.
How many employees does STECA have?
STECA had an average of 0.9 full-time equivalents in financial year 2020, according to the filed annual accounts.Financials
What is the turnover of STECA?
The turnover in financial year 2025 is ≈ €190,000. This figure is estimated from the gross margin of €139,144 and 37 comparable companies (NACE 68203). It probably lies between €150,000 and €300,000.
Is STECA profitable?
In financial year 2025, STECA made a profit of €103,320.
Where can I find the annual accounts of STECA?
STECA filed 35 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of STECA due?
STECA must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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