ACIERTO
ActiveACIERTO has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €121k and a net result of €107k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 92% of 9095 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
93
/ 100
Excellent▼ -5 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth58=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 11.83 against 10.05 in 2024), and 8.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
91.9%
Return on assets
81.2%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-03-2026, 123 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
123 d early
2024
169 d early
2023
127 d early
2022
76 d early
2021
53 d early
2020
57 d early
2019
53 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€121k▲ 6.1%
2024 · €114k
2018: €286k
2019: €281k
2020: €57k
2021: €56k
2022: €66k
2023: €152k
2024: €114k
2018 → 2025
Total assets
€132k▲ 5.6%
2024 · €125k
2018: €288k
2019: €284k
2020: €62k
2021: €66k
2022: €71k
2023: €165k
2024: €125k
2018 → 2025
Net result
€107k▼ 4.3%
2024 · €112k
2018: €35k
2019: €-5k
2020: €125k
2021: €-416
2022: €10k
2023: €86k
2024: €112k
2018 → 2025
Working capital
€115k▲ 20.3%
2024 · €96k
2018: €70k
2019: €72k
2020: €57k
2021: €162
2022: €22k
2023: €121k
2024: €96k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€56k-€66k▲ 17.3%€152k▲ 131%€114k▼ 25.1%€121k▲ 6.1%
Operating result€299-€11k▲ 3,474%€87k▲ 718%€113k▲ 28.8%€108k▼ 4.2%
Net result€-416-€10k€86k▲ 786%€112k▲ 29.2%€107k▼ 4.3%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 4% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €132k
Fixed assets
€6k▼ 67.1%
Current assets
€126k▲ 18.3%
Equity and liabilities €132k
Equity
€121k▲ 6.1%
Debt
€11k▲ 0.6%
The debt ratio falls from 8.5% to 8.1%: equity grows faster than debt.
Key figures and ratios
EBITDA
€120k▼
2024 · €125k
Cash flow
€119k▼
2024 · €124k
Solvency
91.9%▲
2024 · 91.5%
Current ratio
11.83▲
2024 · 10.05
Quick ratio
11.83▲
2024 · 10.05
Debt / equity
0.09▼
2024 · 0.09
ROE
88.3%▼
2024 · 97.8%
ROA
81.2%▼
2024 · 89.6%
Interest coverage
2760.35▼
2024 · 3149.20
Debt
€11k▲
2024 · €11k
Debt ≤ 1 year
€11k▲
2024 · €11k
Income taxes
€793▼
2024 · €819
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€125k€132k▲
Fixed assets21/28€19k€6k▼
Tangible fixed assets22/27€19k€6k▼
Furniture and vehicles24€19k€6k▼
Current assets29/58€106k€126k▲
Amounts receivable within one year40/41€13k€26k▲
Trade receivables40€13k€26k▲
Other amounts receivable41€20€7▼
Cash at bank and in hand54/58€92k€99k▲
Deferred charges and accrued income490/1€1k€368▼
Equity and liabilities
Total equity and liabilities10/49€125k€132k▲
Equity10/15€114k€121k▲
Contributions10/11€419k€319k▼
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€-306k€-199k▲
Amounts payable17/49€11k€11k▲
Amounts payable within one year42/48€11k€11k▲
Trade debts44€53€500▲
Suppliers440/4€53€500▲
Taxes, remuneration and social security45€8k€8k▼
Taxes450/3€8k€8k▼
Other amounts payable47/48€2k€2k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€12k=
Other operating charges640/8€562€643▲
Gross operating margin9900€126k€121k▼
Operating profit (loss)9901€113k€108k▼
Financial charges65/66B€40€44▲
Recurring financial charges65€40€44▲
Profit (loss) for the period before taxes9903€112k€108k▼
Income taxes67/77€819€793▼
Profit (loss) for the period9904€112k€107k▼
Profit (loss) for the period to be appropriated9905€112k€107k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-306k€-199k▲
Profit (loss) brought forward from the previous period14P€-418k€-306k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-03
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
12-02
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
26-03
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Equity above €150kEq €152k ▲131%
2 profitable years in a row build equity to €152k.
16-05
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
31-12
Financial
Liquidity times 5current ratio 5.20
Current ratio from 1.02 to 5.20; short-term debt falls from €10k to €5k.
08-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
04-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Back to profitnet €125k
Net result €125k after one loss-making year.
08-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Weakest financial yearnet €-5k ▼113%
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
20-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
13-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
03-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lille · 1 establishment unit since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bosweg 142275 LilleGround area
797 m²
Building footprint
90 m²
Volume, LiDAR
461 m³
Parcel 13047B0168/00S000, Flanders · tallest building 7.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Bosweg 14, 2275 Lille
since 19982.086.110.011
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13047B0168/00S000 | Flanders | 797 m² | 1 · 90 m² | 7.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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IMOZIN
BE 0839.786.111
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BELVIER
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Roeselare · Eq €121k
IMMO N5
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Of 11,974 companies in sector 68203 we hold annual accounts for 5,947. 3,915 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-12-1997
Fiscal year end31-12
Activities, NACEBEL
68203Renting and operating of own or leased non-residential real estate, excluding land
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 28 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.