Equity
€100,687 ▲ 50.1%
STDJ has made a profit in every financial year since 2023.
STDJ
Overview
Lifetime
3 annual accounts with figures on one time axispeak €45,259 (2024)
€43,847▼ 3.1%
peak €33,989 (2024)
€33,607▼ 1.1%
peak €100,687 (2025)
€100,687▲ 50.1%
€6,005▼ 40.3%
Board2 names since 2022
2 directors and 1 other
Documentsfilings and deeds
27-05-202665 days before the deadline
2025abbreviated format
Equity from €67,080 to €100,687Debts from €10,053 to €6,005Cash from €73,986 to €103,628
Key points
from the 2025 annual accountsChecked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 39,326 companies had the same profile as STDJ has now. Each dot stands for 99 companies, two years later.
95.7%
were still trading
2.4%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,326 companies, not a prediction for STDJ. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Board and ownership
Director
Director
- founderdeed of 24-11-2022
- founderdeed of 24-11-2022
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0793840476
Incorporation
Founding capital of €2,500, 100 shares · Founders: and · Appointments: (statutory director) and (statutory director) · published on 24-11-2022 · Gazette deed
First establishment
Oude Lichterveldsestraat 36, Ardooie
Official details
Source: KBO- Status
- Active since 22-11-2022Normal situation
- Activity
- “De toepassing en de uitoefening van kinesitherapie. Dit omvat onder meer: alle klassieke kinesitherapeutische…” (deed in Dutch)From the articles, 4 activitiesNo NACE code in the KBO yet
- Establishment unit
- 2.338.106.5098850 Ardooie, since 22-11-2022
- Financial year end
- 31 December
- Peppol
- Reachable since 02-06-2025
Annual accounts 2025
- €43,847▼ 3.1%
- €33,607▼ 1.1%
- €100,687▲ 50.1%
- €106,693▲ 38.3%
- Filing
- Filed on 27-05-2026, 65 days before the end of the filing period
Insights on STDJ
STDJ files the abbreviated format. That format states no turnover. The gross margin rose from €40,215 in 2023 to €43,847 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
abbreviated format, filed on 27-05-2026, 65 days before the deadline€43,847
▼ 3.1%
€43,474
▼ 2.7%
€33,607
▼ 1.1%
€100,687
▲ 50.1%
94.4%
▲ 7.4 percentage points
17.77
▲ 10.09
Turnover and EBIT margin are not published. The abbreviated format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €160,000. Estimated: probably between €84,000 and €320,000.
Balance sheet
balance sheet total €106,693 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| Balance sheet: assets | ||||
20/58 |
106,693 | 77,134 | 45,206 | |
29/58 |
106,693 | 77,134 | 45,206 | |
40/41 |
2,475 | 2,036 | 2,618 | |
41 |
2,475 | 2,036 | 2,618 | |
54/58 |
103,628 | 73,986 | 42,588 | |
490/1 |
590 | 1,113 | - | |
| Balance sheet: equity and liabilities | ||||
10/49 |
106,693 | 77,134 | 45,206 | |
10/15 |
100,687 | 67,080 | 33,004 | |
10/11 |
2,500 | 2,500 | 2,500 | |
13 |
98,187 | 64,580 | 30,504 | |
133 |
98,187 | 64,580 | 30,504 | |
17/49 |
6,005 | 10,053 | 12,202 | |
42/48 |
6,005 | 10,053 | 12,202 | |
42 |
3,000 | 10,000 | 12,000 | |
44 |
2,650 | - | - | |
440/4 |
2,650 | - | - | |
47/48 |
356 | 53 | 202 | |
| Income statement | ||||
9900 |
43,847 | 45,259 | 40,215 | |
640/8 |
373 | 598 | 165 | |
9901 |
43,474 | 44,661 | 40,050 | |
65/66B |
342 | 707 | 164 | |
65 |
342 | 707 | 164 | |
9903 |
43,132 | 43,954 | 39,886 | |
67/77 |
9,525 | 9,964 | 9,382 | |
9904 |
33,607 | 33,989 | 30,504 | |
9905 |
33,607 | 33,989 | 30,504 | |
| Appropriation of the result | ||||
9906 |
33,607 | 33,989 | 30,504 | |
691/2 |
33,607 | 33,989 | 30,504 | |
6921 |
33,607 | 33,989 | 30,504 | |
| Document | ||||
The notes to these accounts have 1 item. You find them in the filed accounts (PDF).
Source: Annual accounts 2025 (PDF), filed on 27-05-2026.
Filings
each dot is a set of accounts, on the day it reached the National BankSubsidies and aid
Flemish government 2023 to 2025, 3 entries, €1,347 awarded, €1,348 paid
| Year | Entries | Awarded | Paid |
|---|---|---|---|
| 2025 | 1 | €93 | €93 |
| 2024 | 1 | €1,020 | €1,154 |
| 2023 | 1 | €234 | €101 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| 29,642 | 31,397 | - | ||
| 100,687 | 67,080 | 33,004 | ||
| 94.4% | 87.0% | 73.0% | ||
| 17.77 | 7.67 | 3.70 | ||
| 0.06 | 0.15 | 0.37 | ||
| 33.4% | 50.7% | 92.4% | ||
| 31.5% | 44.1% | 67.5% |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Insights on STDJ
The operating result for 2025 is 3% lower than in 2024.
Debt's share of the balance-sheet total falls from 13.0% to 5.6%. Equity is higher and debt is lower.
Board & ownership
Board
2 directors, since incorporationStatutory director
appointed by deed of 24-11-2022
term without a fixed end
listed in the 2025 annual accounts, filed on 27-05-2026
Statutory director
appointed by deed of 24-11-2022
term without a fixed end
listed in the 2025 annual accounts, filed on 27-05-2026
Mandates through the years
2 names, the dashed line is todayStatutory director
Statutory director
Board
Mandates as a list
-
- Statutory director, appointed by deed of 24-11-2022, still in office
-
- Statutory director, appointed by deed of 24-11-2022, still in office
Control
Founders
,
This company
STDJ
Equity €100,687
Profit €33,607 in 2025
Capital
- Contribution
- €2,500
- Shares
- 100
- Contribution per share
- €25
- Equity per share
- €1,007 in 2025
- Source
- deed of 24-11-2022
Articles of association
deed of 24-11-2022 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “Bestuursorgaan, algemene vergadering bepaalt aantal,duur opdracht en bij meerdere bestuurders bevoegdheid”“Geboekt op algemene kosten los van representatie-,reis- en verplaatsingskosten, algemene vergadering beslist of mandaat al dan niet ten…”
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Third Thursday of April at 20:00
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
- Liquidation ruleIn a liquidation the creditors are paid first. What is left goes to the shareholders.
- “Bestuurder(s) in functie krachtens statuten indien geen andere benoemd, aanwijzen vereffenaars,omlijnen bevoegdheden,bepalen vergoeding”
Founders
At incorporation
deed of 24-11-2022 ↗
- founder
- founder
Network & group
No group
STDJ has no parent and no holdings in its annual accounts. STDJ shares no director with another company.
Timeline
Timeline
10 events since 2022Filings
Financial
Establishments
20222023202420252026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed PDFabbreviated format · 65 days before the deadline
2025
Liquidity more than doubled current ratio 17.77 The current ratio rises from 7.67 to 17.77. Short-term debt falls from €10,053 to €6,005.
Equity above €100,000 equity €100,687 ▲50.1% With a profit in every financial year since 2023, equity grows to €100,687.
Annual accounts 2024 filed PDFabbreviated format · 31 days before the deadline
Registered in the Peppol Directory Reachable for e-invoices through 0208:0793840476
2024
Highest result from 2023 to 2025 net €33,989 ▲11.4% The operating result of €44,661 and the net result of €33,989 are both a record.
Liquidity more than doubled current ratio 7.67 The current ratio rises from 3.70 to 7.67. Short-term debt falls from €12,202 to €10,053.
Annual accounts 2023 filed PDFabbreviated format · 33 days before the deadline
2022
IncorporationFounding capital of €2,500, 100 shares · Founders: and · Appointments: (statutory director) and (statutory director) · published on 24-11-20226 points ▸
- Director appointment, (statutory director)
- Director appointment, (statutory director)
- Founder, (comparant)
- Founder, (comparant)
- Founding capital, €2,500, 100 shares
- Registered office clause, Oude Lichterveldsestraat 36, 8850 Ardooie
- The deed holds 3 more points.
First establishment Oude Lichterveldsestraat 36, Ardooie
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Identity
- Enterprise number
- 0793.840.476
- VAT number
- BE 0793.840.476
- Peppol ID
- 0208:0793840476
- Other Peppol ID
- 9925:BE0793840476
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 22-11-2022
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Third Thursday of April at 20:00deed of 24-11-2022 (in Dutch)
- Peppol
- Reachable since 02-06-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- STDJ in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 24-11-2022 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Vlaams Gewest”deed of 24-11-2022 (in Dutch)
Activities
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “De toepassing en de uitoefening van kinesitherapie. Dit omvat onder meer: alle klassieke kinesitherapeutische behandelingstechnieken,manuele…”deed of 24-11-2022 (in Dutch)
4 activities
- De toepassing en de uitoefening van kinesitherapie. Dit omvat onder meer: alle klassieke kinesitherapeutische behandelingstechnieken,manuele therapie,sportkinesitherapie en taping,lymfedrainage,respiratoire kinesitherapie,relaxatietherapie,medische trainingstherapie,elektrotherapie,pre-,peri en postnatale therapie,pelvische-reëducatie,rug- en nekscholing,psychologische therapie,cardiale en cardiovasculaire kinesitherapie,geriatrische kinesitherapie,pijntherapie,hydrotherapie,warmtetherapie,enzovoort.
- De uitoefening van alle disciplines die aanverwant zijn aan de kinesitherapie.
- De samenwerking met alle beoefenaars van alle medische en paramedische beroepen.
- Dit alles in de meest ruime zin.
Registered office and establishments
1 establishment| Establishment | Start date | Unit number |
|---|---|---|
| Oude Lichterveldsestraat 36 registered office 8850 Ardooie 86951 Physiotherapy | 22-11-2022 | 2.338.106.509 |
Buildings and parcels at the address
- Ground area
- 386 m²
- Buildings
- 93 m²
- Volume, LiDAR
- 545 m³
- Tallest building
- 9.8 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 36001A0953/00X000 | 386 m² | 1 · 93 m² | 9.8 m · 2 |