STDJ
ActiveSummary
The computed 12-month bankruptcy probability of STDJ is 2.4% (moderate). The 2025 annual accounts show equity of €100,687 and a net result of €33,607. Equity is growing by ~50.4% per year across the filed fiscal years. The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
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Signals
This company filed its last 3 accounts on average 43 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
History
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Financials · fiscal year 2025, abbreviated schema
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Peer companies
Historical observationOf the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 96% are still going.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 2.4% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Other operating charges640/8 | €165 | €598 | €373 | ▼ 37.7% |
| Gross operating margin9900 | €40,215 | €45,259 | €43,847 | ▼ 3.1% |
| Operating profit (loss)9901 | €40,050 | €44,661 | €43,474 | ▼ 2.7% |
| Financial charges65/66B | €164 | €707 | €342 | ▼ 51.7% |
| Recurring financial charges65 | €164 | €707 | €342 | ▼ 51.7% |
| Profit (loss) for the period before taxes9903 | €39,886 | €43,954 | €43,132 | ▼ 1.9% |
| Income taxes67/77 | €9,382 | €9,964 | €9,525 | ▼ 4.4% |
| Profit (loss) for the period9904 | €30,504 | €33,989 | €33,607 | ▼ 1.1% |
| Profit (loss) for the period to be appropriated9905 | €30,504 | €33,989 | €33,607 | ▼ 1.1% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €45,206 | €77,134 | €106,693 | ▲ 38.3% |
| Current assets29/58 | €45,206 | €77,134 | €106,693 | ▲ 38.3% |
| Amounts receivable within one year40/41 | €2,618 | €2,036 | €2,475 | ▲ 21.6% |
| Other amounts receivable41 | €2,618 | €2,036 | €2,475 | ▲ 21.6% |
| Cash at bank and in hand54/58 | €42,588 | €73,986 | €103,628 | ▲ 40.1% |
| Deferred charges and accrued income490/1 | - | €1,113 | €590 | ▼ 47.0% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €45,206 | €77,134 | €106,693 | ▲ 38.3% |
| Equity10/15 | €33,004 | €67,080 | €100,687 | ▲ 50.1% |
| Contributions10/11 | €2,500 | €2,500 | €2,500 | = |
| Reserves13 | €30,504 | €64,580 | €98,187 | ▲ 52.0% |
| Distributable reserves133 | €30,504 | €64,580 | €98,187 | ▲ 52.0% |
| Amounts payable17/49 | €12,202 | €10,053 | €6,005 | ▼ 40.3% |
| Amounts payable within one year42/48 | €12,202 | €10,053 | €6,005 | ▼ 40.3% |
| Current portion of amounts payable after more than one year42 | €12,000 | €10,000 | €3,000 | ▼ 70.0% |
| Trade debts44 | - | - | €2,650 | - |
| Suppliers440/4 | - | - | €2,650 | - |
| Other amounts payable47/48 | €202 | €53 | €356 | ▲ 568% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €30,504 | €33,989 | €33,607 | ▼ 1.1% |
| Operating cash flow (approximation) | €30,504 | €33,989 | €33,607 | ▼ 1.1% |
| Change in cash | - | €31,397 | €29,642 | ▼ 5.6% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
1 establishment unit
1 parcel
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36001A0953/00X000 | Flanders | 386 m² | 1 · 93 m² | 9.8 m · 2 fl. |
Linked by address, not proof of ownership
Public money · subsidies and aid
Flemish government
2023 to 2025 · 3 entries · 1,347 EUR awarded · 1,348 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 93 EUR | 93 EUR |
| 2024 | 1 | 1,020 EUR | 1,154 EUR |
| 2023 | 1 | 234 EUR | 101 EUR |
Identification & contact
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.