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StDae

Active
Private limited companyfounded 2018active for 8 yearsKorte Meirenstraat 15, 2390 Malle, BelgiumKBO/BCE: BE 0692.673.832
Summary

StDae has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €237,941 and a net result of €179,000. Equity is growing by about 36% per year across the filed financial years. Its solvency ranks better than 60% of 834 sector peers (NACE 70, financial year 2026). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Activity
Business and other management consultancy
NACE 70200
1 site
Size
€268,163total assets 2025
Equity
€237,941
Profit
€179,000
Turnover not published (micro format)
Financial health
94 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Structure
Holdings
1
Accounts 108 days early0 of 4 deeds read
Why 94raises riskLiquidity: current ratio 3.01, cash €9,194, halvedlowers riskSector: Activities of head offices; management consultancy activities (NACE 70)Size: total assets €244,362Equity €174,756 (71.5% of total assets)Show the evidence

Checked score

Score 2025
94 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 48% of its sector peers (NACE 70, micro)
Financial strength · tick = 2024
Strong
Solvency 100+48
equity 88.7% of total assets
Liquidity 96+35
short-term debt 11.3% · cash 37.8%
Profitability 100=
return on assets 66.8%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (48,384 companies, NACE 70, micro)
Last 24 months 11-2024: < 0.1%lowest value 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: 0.1%▲ +0.1 percentage points vs 09-2026highest value
Credit of up to €22,000 on 30-day terms is acceptable
Liquidity ample (current ratio 7.67, compared with 1.31 in 2024, above the usual 1.5; short-term debt: 11.3% and cash: 37.8% of total assets), and 11.3% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro): better than 67% on solvency, 23% on liquidity, 84% on profitability and 19% on growth.

The bankruptcy probability was computed on 20-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
lowers risk · Size: total assets €244,362
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 3.01, cash €9,194, halved
NBB · annual accounts
lowers risk · Equity €174,756 (71.5% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 15-10-2025, 108 days ahead of the deadline.
NBB · 7 filings
Deviation from the deadline
2025
108 days early
2024
60 days early
2023
117 days early
2022
102 days early
2021
67 days early
2020
117 days early
2019
85 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 94 days before the deadline; the sector median (NACE 70) for financial year 2024 is 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 21 October (4 of the last 5 filed years within 35 days of that day).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end21-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. General meeting · Name changeAmendment of the articles ·…
  2. Annual accounts filedfinancial year 2025 · micro…
  3. General meeting · Director resignationPermanent representative · Director appointment

Financials · financial year 2025, micro format

Equity
€237,941▲ 304%
2024 · €58,941
Total assets
€268,163▲ 24.3%
2024 · €215,802
Net result
€179,000▲ 16.4%
2024 · €153,749
Working capital
€201,612▲ 315%
2024 · €48,541
Trend over the years

2021 to 2025, 5 financial years 2019 to 2025, 7 financial years

After the dip in 2022 the operating result has climbed three years in a row; 2025 is 17% above 2024 and is the highest result in the available series.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result€231,619 2025 Net result€179,000 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 70, Activities of head offices; management consultancy activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line2019202020212022202320242025
Operating result-€2,758-€43,906€67,216▲ 53.1%€62,833▼ 6.5%€113,996▲ 81.4%€197,636▲ 73.4%€231,619▲ 17.2%
Net result-€2,818-€35,156within the sector's middle half€53,464within the sector's middle half▲ 52.1%€49,823within the sector's middle half▼ 6.8%€89,567above the sector's middle half▲ 79.8%€153,749above the sector's middle half▲ 71.7%€179,000above the sector's middle half▲ 16.4%
Equity€9,582-€44,737within the sector's middle half▲ 367%€98,202within the sector's middle half▲ 120%€148,025within the sector's middle half▲ 50.7%€135,192within the sector's middle half▼ 8.7%€58,941within the sector's middle half▼ 56.4%€237,941above the sector's middle half▲ 304%
Total assets€11,065-€69,342below the sector's middle half▲ 527%€126,689within the sector's middle half▲ 82.7%€173,726within the sector's middle half▲ 37.1%€231,288within the sector's middle half▲ 33.1%€215,802within the sector's middle half▼ 6.7%€268,163within the sector's middle half▲ 24.3%
Debt€1,483-€24,604▲ 1,559%€28,488▲ 15.8%€25,701▼ 9.8%€96,096▲ 274%€156,861▲ 63.2%€30,222▼ 80.7%
Working capital€6,807-€40,802within the sector's middle half▲ 499%€91,457within the sector's middle half▲ 124%€141,836above the sector's middle half▲ 55.1%€122,299within the sector's middle half▼ 13.8%€48,541within the sector's middle half▼ 60.3%€201,612above the sector's middle half▲ 315%
Solvency86.6%-64.5%within the sector's middle half▼ 22.1pp77.5%above the sector's middle half▲ 13.0pp85.2%above the sector's middle half▲ 7.7pp58.5%within the sector's middle half▼ 26.8pp27.3%within the sector's middle half▼ 31.1pp88.7%above the sector's middle half▲ 61.4pp
Current ratio5.59-2.66within the sector's middle half▼ 2.934.21within the sector's middle half▲ 1.556.52above the sector's middle half▲ 2.312.27within the sector's middle half▼ 4.251.31within the sector's middle half▼ 0.967.67above the sector's middle half▲ 6.36
Return on assets (ROA)-25.5%-50.7%above the sector's middle half▲ 76.2pp42.2%above the sector's middle half▼ 8.5pp28.7%above the sector's middle half▼ 13.5pp38.7%above the sector's middle half▲ 10.0pp71.2%above the sector's middle half▲ 32.5pp66.8%above the sector's middle half▼ 4.5pp
above within below the middle half of NACE 70, Activities of head offices; management consultancy activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the micro format does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €268,163
Fixed assets €36,329 ▲ 249%
Current assets €231,834 ▲ 12.9%
Equity and liabilities €268,163
Equity €237,941 ▲ 304%
Debt €30,222 ▼ 80.7%
Debt's share of the balance-sheet total falls from 72.7% to 11.3%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€235,512▲
2024 · €201,432
Cash flow
€182,893▲
2024 · €157,545
Debt to equity
0.13▼
2024 · 2.66
ROE
75.2%▼
2024 · 260.9%
Interest coverage
over 100
2024 · over 100
Debt ≤ 1 year
€30,222▼
2024 · €156,861
Income taxes
€53,707▲
2024 · €45,128
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 26,975 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 94.9% are still going.

  • Micro
  • 5 to 10 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.6% went bankrupt
3.4% stopped otherwise
94.9% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,473 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 26,975 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet Code20242025
Assets
Total assets20/58€215,802€268,163▲
Fixed assets21/28€10,401€36,329▲
Tangible fixed assets22/27€10,321€7,749▼
Furniture and vehicles24€10,321€7,749▼
Financial fixed assets28€80€28,580▲
Current assets29/58€205,401€231,834▲
Amounts receivable within one year40/41€24,493€130,400▲
Trade receivables40€23,447€128,722▲
Other amounts receivable41€1,045€1,677▲
Cash at bank and in hand54/58€180,909€101,434▼
Equity and liabilities
Total equity and liabilities10/49€215,802€268,163▲
Equity10/15€58,941€237,941▲
Contributions10/11€20,000€20,000=
Reserves13€38,941€217,941▲
Distributable reserves133€38,941€217,941▲
Amounts payable17/49€156,861€30,222▼
Amounts payable within one year42/48€156,861€30,222▼
Trade debts44€2,903€60▼
Suppliers440/4€2,903€60▼
Taxes, remuneration and social security45€13,958€29,994▲
Taxes450/3€11,513€29,994▲
Remuneration and social security454/9€2,445-
Other amounts payable47/48€140,000€167▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,796€3,893▲
Other operating charges640/8€632€641▲
Gross operating margin9900€202,064€236,153▲
Operating profit (loss)9901€197,636€231,619▲
Financial income75/76B€1,415€1,285▼
Recurring financial income75€1,415€1,285▼
Financial charges65/66B€174€198▲
Recurring financial charges65€174€198▲
Profit (loss) for the period before taxes9903€198,877€232,707▲
Income taxes67/77€45,128€53,707▲
Profit (loss) for the period9904€153,749€179,000▲
Profit (loss) for the period to be appropriated9905€153,749€179,000▲
Appropriation of the result
Profit (loss) to be appropriated9906€153,749€179,000▲
Transfer from equity791/2€90,000-
Transfer to equity691/2€13,749€179,000▲
To other reserves6921€13,749€179,000▲
Profit to be distributed694/7€230,000-
Return on contributions (dividend)694€230,000-

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2019202020212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,316€1,012€2,140€2,754€4,608€3,796€3,893▲ 2.6%
Other operating charges640/8---€504€839€632€641▲ 1.3%
Gross operating margin9900€14€45,073€69,512€66,091€119,443€202,064€236,153▲ 16.9%
Operating profit (loss)9901-€2,758€43,906€67,216€62,833€113,996€197,636€231,619▲ 17.2%
Financial income75/76B---€136€3€1,415€1,285▼ 9.2%
Recurring financial income75--€34€136€3€1,415€1,285▼ 9.2%
Financial charges65/66B---€168€287€174€198▲ 13.7%
Recurring financial charges65€60€165€109€168€287€174€198▲ 13.7%
Profit (loss) for the period before taxes9903-€2,818€43,741€67,141€62,800€113,712€198,877€232,707▲ 17.0%
Income taxes67/77-€8,586€13,677€12,977€24,145€45,128€53,707▲ 19.0%
Profit (loss) for the period9904-€2,818€35,156€53,464€49,823€89,567€153,749€179,000▲ 16.4%
Profit (loss) for the period to be appropriated9905-€2,818€35,156€53,464€49,823€89,567€153,749€179,000▲ 16.4%
Line2019202020212022202320242025Change
Assets
Total assets20/58€11,065€69,342€126,689€173,726€231,288€215,802€268,163▲ 24.3%
Fixed assets21/28€2,775€3,936€6,744€6,189€12,893€10,401€36,329▲ 249%
Tangible fixed assets22/27€2,775€3,936€6,744€6,189€12,853€10,321€7,749▼ 24.9%
Furniture and vehicles24---€6,189€12,853€10,321€7,749▼ 24.9%
Financial fixed assets28----€40€80€28,580▲ 35,625%
Current assets29/58€8,290€65,406€119,945€167,537€218,394€205,401€231,834▲ 12.9%
Amounts receivable within one year40/41€1,120€19,965€20,002€21,671€22,969€24,493€130,400▲ 432%
Trade receivables40---€20,647€22,969€23,447€128,722▲ 449%
Other amounts receivable41---€1,023-€1,045€1,677▲ 60.5%
Cash at bank and in hand54/58€7,170€45,441€95,577€141,477€195,425€180,909€101,434▼ 43.9%
Deferred charges and accrued income490/1---€4,389----
Equity and liabilities
Total equity and liabilities10/49€11,065€69,342€126,689€173,726€231,288€215,802€268,163▲ 24.3%
Equity10/15€9,582€44,737€98,202€148,025€135,192€58,941€237,941▲ 304%
Contributions10/11€12,400--€12,400€20,000€20,000€20,000=
Reserves13-€32,337€85,802€135,625€115,192€38,941€217,941▲ 460%
Distributable reserves133---€135,625€115,192€38,941€217,941▲ 460%
Profit (loss) carried forward14-€2,818--€2,818-----
Amounts payable17/49€1,483€24,604€28,488€25,701€96,096€156,861€30,222▼ 80.7%
Amounts payable within one year42/48€1,483€24,604€28,488€25,701€96,096€156,861€30,222▼ 80.7%
Trade debts44€1,483€2,450-€1,993€2,051€2,903€60▼ 97.9%
Suppliers440/4---€1,993€2,051€2,903€60▼ 97.9%
Taxes, remuneration and social security45---€18,669€15,902€13,958€29,994▲ 115%
Taxes450/3---€18,669€15,902€11,513€29,994▲ 161%
Remuneration and social security454/9-----€2,445--
Other amounts payable47/48---€5,039€78,142€140,000€167▼ 99.9%
Line2019202020212022202320242025Change
Profit (loss) for the period9904-€2,818€35,156€53,464€49,823€89,567€153,749€179,000▲ 16.4%
+ Depreciation and write-downs630€2,316€1,012€2,140€2,754€4,608€3,796€3,893▲ 2.6%
Operating cash flow (approximation)-€502€36,168€55,605€52,578€94,175€157,545€182,893▲ 16.1%
Investment in fixed assets (approximation)--€2,173-€4,949-€2,199-€11,313-€1,303-€29,821▼ 2,188%
Change in cash-€38,271€50,136€45,900€53,948-€14,516-€79,475▼ 447%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (7)
Financial year Type Filed Reference
30-06-2025 micro format 15-10-2025 2025-00542917
30-06-2024 micro format 02-12-2024 2024-00611226
30-06-2023 micro format 06-10-2023 2023-00476130
30-06-2022 micro format 21-10-2022 2022-20470044
30-06-2021 micro format 25-11-2021 2021-78400577
30-06-2020 micro format 06-10-2020 2020-59100293
30-06-2019 micro format 07-11-2019 2019-73400017

Similar companies · same sector, comparable size

Of the 82,319 active companies whose main activity is business and other management consultancy (NACE 70200), figures are known for 53,886. 41,544 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
No directors read yet: 0 of 4 Gazette acts processed. See the directors and other office holders in the KBO →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

Group and network

Holdings and subsidiaries

1 holding

Holdings 1

According to the annual accounts to 30-06-2026 of StDae and those of the other companies, the acts in the Belgian Official Gazette and the LEI register. Annual accounts state the shareholders that notified the company under article 7:225 of the Code of Companies and Associations and the parent companies that consolidate it. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not include these statements in its annual accounts, or does not have to, is not listed.

Connections & network

Depth

The board mandates are listed below; here you explore them as a network.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

Board mandates elsewhere

2 board mandates
Board mandates of this companythis company sits on their board2
1 location

History

On 19 March 2018, StDae was incorporated.1 Total assets went from €11,065 in 2019 to €268,163 in 2025.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2019 and 2025

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 31-01-2027
2025
21-10
Gazette deed General meeting · Name change
Amendment of the articles · Director resignation
15-10
NBB filing Annual accounts filed
financial year 2025 · micro format
09-10
Gazette deed General meeting · Director resignation
Permanent representative · Director appointment
21-08
Gazette deed Board meeting · Director resignation
Director reappointment · Power of attorney
30-06
Financial Highest result from 2019 to 2025net €179,000 ▲16.4%
Operating result €231,619, net result €179,000, both a record.
30-06
Financial Liquidity more than 5 timescurrent ratio 7.67
Current ratio from 1.31 to 7.67; short-term debt falls from €156,861 to €30,222.
30-06
Financial Equity above €200,000equity €237,941 ▲304%
6 profitable years in a row build equity to €237,941.
2024
02-12
NBB filing Annual accounts filed
financial year 2024 · micro format
24-09
Gazette deed Incorporation · Founder
Shareholding · Bank account
2023
06-10
NBB filing Annual accounts filed
financial year 2023 · micro format
2022
21-10
NBB filing Annual accounts filed
financial year 2022 · micro format
30-06
Financial Equity above €100,000equity €148,025 ▲50.7%
3 profitable years in a row build equity to €148,025.
Show earlier events
2021
25-11
NBB filing Annual accounts filed
financial year 2021 · micro format
2020
06-10
NBB filing Annual accounts filed
financial year 2020 · micro format
30-06
Financial Back to profitnet €35,156
Net result €35,156 after one loss-making year.
2019
07-11
NBB filing Annual accounts filed
financial year 2019 · micro format
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
0 of 4 deeds read
About the unread acts

We know of 4 Belgian Official Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Register details

Identification
Legal formPrivate limited company
Founded19-03-2018
Financial year end30-06
Activities, NACEBEL 2025
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID 0208:0692673832
Also 9925:BE0692673832
Registered 22-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 21 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Malle · 1 establishment unit since 2018
registered office establishment The establishment unit on the map
Ground area
509 m²
Building footprint
128 m²
Building volume
5 m³
Parcel 11049C0080/00G002, Flanders · tallest building 1.5 m. Linked by address, not a title deed.
1 establishment unit
StDae
Korte Meirenstraat 15, 2390 MalleBusiness and other management consultancy
since 2018unit no. 2.274.161.436
1 parcel
Flanders 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
11049C0080/00G002 Flanders 509 m² 1 · 128 m² 1.5 m
How the parcels are linked
Good to know
The parcel matches the address exactly.