Financials
- Financial year
- 2025
- Total assets
- €272,704
- Loss
- -€215,941
- Solvency
- 25.3%
SECAMO
ActiveSummary
The annual accounts of SECAMO for financial year 2025 show a net loss of 79% of total assets. The 2025 annual accounts show equity of €69,059 and a net result of -€215,941. Its solvency ranks better than 32% of 3,353 sector peers (NACE 62, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.8% (low).
Overview
Activity
Computer consultancy and computer facilities management
NACE 62200
1 site
Size
€272,704total assets 2025
- Staff
- 1.6 FTE
- Equity
- €69,059
- Loss
- -€215,941
Turnover not published (abbreviated format)
Structure
- Parent
- E - SOLUTIONS · 65%
Accounts 38 days early
Why 53raises riskCapped at 59: a net loss of at least half of total assets or of the equity at the start of the financial yearLoss of €215,941 (financial year 2025)1 change of registered office in 24 monthslowers riskSector: Computer programming, consultancy and related activities (NACE 62)Liquidity: current ratio 1.30, cash €84,712Show the evidence
Checked score
Score 2025
53
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 18% of its sector peers (NACE 62, micro)
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that counts is listed under Signals.
Financial strength
Weak
Solvency
50
equity 25.3% of total assets
Liquidity
48
short-term debt 74.7% · cash 31.1%
Profitability
0
return on assets -79.2%
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
10-2025: 0.4%
11-2025: 0.4%● unchanged vs 10-2025
12-2025: 0.4%● unchanged vs 11-2025
01-2026: 0.4%● unchanged vs 12-2025
02-2026: 0.4%● unchanged vs 01-2026
03-2026: 0.4%● unchanged vs 02-2026
04-2026: 0.3%▼ -0.1 percentage points vs 03-2026lowest value
05-2026: 0.7%▲ +0.4 percentage points vs 04-2026
06-2026: 0.7%● unchanged vs 05-2026
07-2026: 0.7%● unchanged vs 06-2026
08-2026: 0.7%● unchanged vs 07-2026
09-2026: 0.8%▲ +0.1 percentage points vs 08-2026highest value
10-2026: 0.8%● unchanged vs 09-2026highest value
Credit of up to €3,500 on 30-day terms, only on tighter conditions
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity tight (current ratio 1.3, below the usual 1.5; short-term debt: 74.7% and cash: 31.1% of total assets), and 74.7% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro): better than 25% on solvency, 23% on liquidity and 5% on profitability.
The bankruptcy probability was computed on 18-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Six signals.
lowers riskraises riskneutral
raises risk · Young company
Founded in 2024, 2 years ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 23-03-2026, 38 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
38 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
- Capital & shares · Amendment of…Transfer of a branch of…
- Registered officeRegistered-office move
- RestructuringTransfer of a branch of…
Key points
By topic
Board & ownership
- Parent
- E - SOLUTIONS · 65%
Network & group
- Connected companies
- 3
- Mergers and asset contributions
- 1
Timeline
- Events
- 6
- Since
- 2024
- 23-03-2026Annual accounts filed
- 02-12-2024Appointment: E-SOLUTIONS BV (managing director)
- 24-09-2024Incorporation
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Computer consultancy and computer facilities managementNACE 62200
- Founded
- 20-09-2024
- Year ends
- 30-09
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 14
- Annual meeting
- Third Monday of January at 19:00
- Purpose
- “Consultancy en adviesverlening inzake: nieuwe media; Consultancy en adviesverlening…” (deed in Dutch)
- Statutory auditor
- No statutory auditor
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