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STB FIBRE

Active
Private limited company (pre-2019)founded 2018active for 8 yearsRue Bastin 227 B, 4020 Liège, BelgiumKBO/BCE: BE 0691.943.461
Summary

STB FIBRE has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €20,061 and a net result of €2,164. Equity has been shrinking by about 5.8% per year since 2018. Its solvency ranks better than 58% of 34,946 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.5% (low).

Overview

Official details

Source: KBO
Status
Active since 12-03-2018 Normal situation
Activity
General electrical installation work NACE 43211
Establishment unit
2.278.477.441 4020 Liège, since 01-06-2018
Financial year end
31 December
Peppol
Reachable since 22-01-2026

Board and ownership

Board
  • SAKER UmutDirector · since 12-03-2018

Financial position

83 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.5%
Annual accounts 2025
Gross margin
€8,214
▲ 60.2%
Turnover
≈ €68,000
estimated
Profit
€2,164
Equity
€20,061
▲ 12.1%
Total assets
€37,455
▼ 28.7%
Staff
0.3 FTE
▼ 70.0%
  • 2025 accounts filed 30 days after the deadline
Score breakdownraises riskSize: total assets €37,455Last filed accounts filed 30 days late; 1 of the last 3 accounts latelowers riskLiquidity: current ratio 2.01, cash €15,301Equity €20,061 (53.6% of total assets)Show the evidence

Checked score

Score 2025
83 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 61% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Strong
Solvency 79+20
equity 53.6% of total assets
Liquidity 77+34
short-term debt 46.4% · cash 40.9%
Profitability 76+8
return on assets 5.8%
Bankruptcy probability within 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,674 companies, NACE 43, micro)
Last 24 months 12-2024: 1.0% 01-2025: 0.9%▼ -0.1 percentage points vs 12-2024 02-2025: 0.9%● unchanged vs 01-2025 03-2025: 1.0%▲ +0.1 percentage points vs 02-2025 04-2025: 1.0%● unchanged vs 03-2025 05-2025: 1.0%● unchanged vs 04-2025 06-2025: 0.9%▼ -0.1 percentage points vs 05-2025 07-2025: 1.0%▲ +0.1 percentage points vs 06-2025 08-2025: 1.7%▲ +0.7 percentage points vs 07-2025 09-2025: 2.0%▲ +0.3 percentage points vs 08-2025 10-2025: 1.6%▼ -0.4 percentage points vs 09-2025 11-2025: 1.6%● unchanged vs 10-2025 12-2025: 1.6%● unchanged vs 11-2025 01-2026: 1.5%▼ -0.1 percentage points vs 12-2025 02-2026: 1.5%● unchanged vs 01-2026 03-2026: 1.6%▲ +0.1 percentage points vs 02-2026 04-2026: 1.6%● unchanged vs 03-2026 05-2026: 1.4%▼ -0.2 percentage points vs 04-2026 06-2026: 1.4%● unchanged vs 05-2026 07-2026: 1.4%● unchanged vs 06-2026 08-2026: 2.2%▲ +0.8 percentage points vs 07-2026highest value 09-2026: 0.5%▼ -1.7 percentage points vs 08-2026lowest value 10-2026: 0.5%● unchanged vs 09-2026lowest value 11-2026: 0.5%● unchanged vs 10-2026lowest value
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.01 (1.38 in 2024), above the usual 1.5. Short-term debt is 46.4% and cash 40.9% of total assets. 46.4% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 58% of them on solvency, 75% on liquidity, 51% on profitability and 58% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
lowers risk · Liquidity: current ratio 2.01, cash €15,301
NBB · annual accounts
raises risk · Size: total assets €37,455
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Last filed accounts filed 30 days late; 1 of the last 3 accounts late
NBB · filings
lowers risk · Equity €20,061 (53.6% of total assets)
NBB · annual accounts
raises risk · 2025 accounts filed 30 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 8 filings
Deviation from the deadline
2025
30 days late
2024
56 days late
2023
13 days late
2022
31 days late
2021
26 days late
2020
31 days late
2019
70 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 37 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Recent changes

  1. · Gazette deed Incorporation
All 12 events

Comparable companies

These companies have the same main activity as STB FIBRE: general electrical installation work (NACE 43211). They are comparable in size and age: total assets between €33,400 and €45,000, founded between 2014 and 2019.

CompanyTotal assetsGross margin
STB FIBRE Liège€37,455€8,214
M.L. CONSTRUCT Grez-Doiceau€43,412€7,198
ALGEMENE ELEKTRICITEITSWERKEN HUYSMANS Berlaar€43,092€9,342
GRAFITIX Chièvres€38,671€10,602
B-TEC services Antwerpen€45,016€9,486
FG VISION Dison€33,434€8,095
Force 3 Construct Sint-Agatha-Berchem€42,022€8,318
Full comparison

Key facts about STB FIBRE

What is the company number of STB FIBRE?
The company number of STB FIBRE is 0691.943.461. The VAT number is the same number with BE in front: BE 0691.943.461.
Where is STB FIBRE based?
The registered office is at Rue Bastin 227 B, 4020 Liège.Company details
What does STB FIBRE do?
According to the KBO register, the main activity is general electrical installation work (NACE 43211).
What is the legal form of STB FIBRE?
The legal form of STB FIBRE is Private limited company (pre-2019) (BVBA).
When was STB FIBRE founded?
STB FIBRE was founded on 12-03-2018.
Is STB FIBRE still active?
Yes, STB FIBRE is an active enterprise in the KBO register.
How many employees does STB FIBRE have?
STB FIBRE had an average of 0.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of STB FIBRE?
The turnover in financial year 2025 is ≈ €68,000. This figure is estimated from the gross margin of €8,214 and 97 comparable companies (NACE 43211). It probably lies between €44,000 and €140,000. It is a rough estimate.
Is STB FIBRE profitable?
In financial year 2025, STB FIBRE made a profit of €2,164.
Where can I find the annual accounts of STB FIBRE?
STB FIBRE filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of STB FIBRE due?
STB FIBRE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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