M.L. CONSTRUCT
ActiveM.L. CONSTRUCT has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €33k and a net result of €644. Equity is growing by ~41% per year across the filed fiscal years. Its solvency ranks better than 82% of 27450 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability71▼-26
Solvency100▲+8
Growth78=
Track record100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 4.09 against 2.82 in 2024; short-term debt: 23.2% and cash: 3.8% of total assets), and 23.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 31-10-2025, 0 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
on the day
2024
14 d late
2023
on the day
2022
4 d early
2021
2 d early
2020
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close16-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€33k▲ 2.0%
2024 · €33k
2020: €-557
2021: €12k
2022: €10k
2023: €22k
2024: €33k
2020 → 2025
Total assets
€43k▼ 10.5%
2024 · €49k
2020: €8k
2021: €21k
2022: €24k
2023: €36k
2024: €49k
2020 → 2025
Net result
€644▼ 94.2%
2024 · €11k
2020: €-15k
2021: €13k
2022: €-2k
2023: €12k
2024: €11k
2020 → 2025
Working capital
€31k▲ 8.3%
2024 · €29k
2020: €-1k
2021: €11k
2022: €2k
2023: €16k
2024: €29k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€12k-€10k▼ 15.5%€22k▲ 114%€33k▲ 50.8%€33k▲ 2.0%
Operating result€13k-€-2k€13k€14k▲ 9.2%€5k▼ 64.5%
Net result€13k-€-2k€12k€11k▼ 4.7%€644▼ 94.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 64% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €43k
Fixed assets
€2k▼ 43.5%
Current assets
€41k▼ 7.5%
Equity and liabilities €43k
Equity
€33k▲ 2.0%
Debt
€10k▼ 36.3%
The debt ratio falls from 32.6% to 23.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€7k▼
2024 · €16k
Cash flow
€2k▼
2024 · €13k
Solvency
76.8%▲
2024 · 67.4%
Current ratio
4.09▲
2024 · 2.82
Quick ratio
3.87▲
2024 · 2.82
Debt / equity
0.30▼
2024 · 0.48
ROE
1.9%▼
2024 · 33.7%
ROA
1.5%▼
2024 · 22.7%
Interest coverage
25.29▼
2024 · 49.61
Debt
€10k▼
2024 · €16k
Debt ≤ 1 year
€10k▼
2024 · €16k
Income taxes
€4k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€49k€43k▼
Fixed assets21/28€4k€2k▼
Tangible fixed assets22/27€4k€2k▼
Plant, machinery and equipment23€204€43▼
Furniture and vehicles24€4k€2k▼
Financial fixed assets28€100€100=
Current assets29/58€45k€41k▼
Stocks and contracts in progress3-€2k
Stocks30/36-€2k
Amounts receivable within one year40/41€16k€28k▲
Trade receivables40€14k€25k▲
Other amounts receivable41€2k€4k▲
Cash at bank and in hand54/58€26k€2k▼
Deferred charges and accrued income490/1€3k€9k▲
Equity and liabilities
Total equity and liabilities10/49€49k€43k▼
Equity10/15€33k€33k▲
Contributions10/11€6k€6k=
Outside capital11€6k€6k=
Share premium1100/10€6k€6k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€25k€25k▲
Amounts payable17/49€16k€10k▼
Amounts payable within one year42/48€16k€10k▼
Trade debts44€5k€777▼
Suppliers440/4€5k€777▼
Taxes, remuneration and social security45-€2k
Taxes450/3-€2k
Other amounts payable47/48€11k€7k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k=
Other operating charges640/8€143€346▲
Gross operating margin9900€16k€7k▼
Operating profit (loss)9901€14k€5k▼
Financial income75/76B-€7
Recurring financial income75-€7
Financial charges65/66B€326€271▼
Recurring financial charges65€326€271▼
Profit (loss) for the period before taxes9903€14k€5k▼
Income taxes67/77€3k€4k▲
Profit (loss) for the period9904€11k€644▼
Profit (loss) for the period to be appropriated9905€11k€644▼
Appropriation of the result
Profit (loss) to be appropriated9906€25k€25k▲
Profit (loss) brought forward from the previous period14P€14k€25k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
31-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
14-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 14 days late
2023
31-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Back to profitnet €12k
Net result €12k after one loss-making year.
2022
27-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
29-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
31-03
Financial
Back to profitnet €13k
Net result €13k after one loss-making year.
31-03
Financial
Liquidity triplescurrent ratio 2.15
Current ratio from 0.86 to 2.15.
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grez-Doiceau · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue Félix Lacourt 1611390 Grez-DoiceauGround area
479 m²
Building footprint
175 m²
Volume, LiDAR
842 m³
2 parcels, Brussels, Wallonia · tallest building 12.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
M.L Construct
since 20182.276.094.013
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25037C0167/00W000 | Wallonia | 312 m² | 1 · 70 m² | - |
| 21308H0456/00X000 | Brussels | 167 m² | 1 · 105 m² | 12.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 22,822 companies in sector 43211 we hold annual accounts for 10,324. 8,107 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-02-2018
Fiscal year end31-03
Activities, NACEBEL
43211General electrical installation work
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.