STARPOL
ActiveFrom the official registers: KBO 2 annual accounts at the National Bank publications in the Belgian Official Gazette
Summary
The computed 12-month bankruptcy probability of STARPOL is 8.7% (elevated). The 2025 annual accounts show equity of €7,405 and a net result of -€5,649. Its solvency ranks better than 11% of 34,902 sector peers (NACE 43, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Overview
Official details
KBO- Status
- Active since 30-08-2023 Normal situation
- Registered office
- 222 active companies are registered at this address 26 started in the 12 months before. Source: KBO register, as of 1 November 2026.
- Activity
- Other specialised construction activities NACE 43990
- Establishment unit
- 2.349.333.664 1070 Anderlecht, since 30-08-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 13-04-2026
Financial position
- Bankruptcy probabilitywithin 12 months
- 8.7%
- Gross margin
- €62,631
- ▲ 293%
- Turnover
- ≈ €320,000
- estimated
- Loss
- €5,649
- Equity
- €7,405
- ▼ 43.3%
- Total assets
- €136,154
- ▲ 128%
- Staff
- ≈ 1.1 FTE
- estimated
Score breakdownraises riskFounded in 2023Last filed accounts filed 61 days late; 1 of the last 3 accounts lateLiquidity: current ratio 1.04, cash €85, halved1 change of registered office in 24 monthsShow the evidence
Checked score
About 9 in 100 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 11% of them on solvency, 1% on liquidity, 13% on profitability and 10% on growth.
The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 2 accounts on average 7 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, micro format
2025 annual accounts filed 61 days after the deadline Filed on 30 September 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00551557.
Annual accounts 2025 filed on 30-09-2026 at the NBB all 2 filings
2024 to 2025, 2 financial years
The operating result for 2025 is a loss of €5,522, after a profit of €10,565 in 2024.
Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.
Assets, equity and debt per financial year.
Above zero, the company can pay its short-term debts with what it holds in the short term.
The EBIT margin is the share of each euro of turnover left from operations. The return on assets is what the assets earn.
The higher the solvency, the better the company absorbs a setback.
A ratio above 1 means the short-term assets cover the short-term debts.
Use the arrow keys on the chart for the figures per year.
The sector band is the middle half of the companies in Specialised construction activities (NACE 43). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30. The dashed line is the median. There is a sector band for net result, equity, total assets, working capital, solvency, current ratio and return on assets (ROA).
Comparable companies
These companies have the same main activity as STARPOL: other specialised construction activities (NACE 43990). They are comparable in size and age: total assets between €115,000 and €147,000, founded in 2023.
| Company | Founded | Total assets | Equity | Gross margin | Net result | Financial year |
|---|---|---|---|---|---|---|
| STARPOL Anderlecht | 2023 | €136,154 | €7,405 | €62,631 | -€5,649 | 2025 |
| ABD FRERES Wemmel | 2023 | €137,805 | €80,367 | €66,299 | €44,504 | 2025 |
| HLD Projects Dilbeek | 2023 | €120,970 | €87,797 | €56,941 | €39,578 | 2025 |
| ARC MONTAGE Sint-Pieters-Leeuw | 2023 | €138,505 | €37,901 | €59,859 | €23,750 | 2024 |
| MALMA Beveren-Kruibeke-Zwijndrecht | 2023 | €115,098 | €83,076 | €68,400 | €45,911 | 2025 |
| Neutrale Warmtekracht Tremelo | 2023 | €147,435 | €104,957 | €58,780 | €22,765 | 2025 |
| DE FIL ET D'EAU Visé | 2023 | €123,157 | €81,769 | €58,020 | €27,929 | 2025 |
They were chosen from the 7,010 other active companies with that main activity and annual accounts from the past two years. All companies with this main activity
Companies with the same profile, two years later
Historical observationIn July 2024, 1,301 companies had the same profile as STARPOL has now. Two years later, 5.5% had gone bankrupt and 92.6% were still going.
- Micro
- 2 to 5 years old
- solvency under 10%
- a small loss
Another 0.2% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of STARPOL itself is higher: 8.7% within 12 months. It rests on far more data about STARPOL than the profile alone.
Test of the method
The method was tested on the 497,445 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,301 companies, not a prediction for STARPOL. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Remuneration, social security and pensions62 | €4,752 | €60,856 | ▲ 13× |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €1,437 | - |
| Other operating charges640/8 | €609 | €1,199 | ▲ 96.9% |
| Non-recurring operating charges66A | - | €4,660 | - |
| Gross operating margin9900 | €15,926 | €62,631 | ▲ 293% |
| Operating profit (loss)9901 | €10,565 | -€5,522 | - |
| Financial income75/76B | €1 | €781 | ▲ 887× |
| Recurring financial income75 | €1 | €781 | ▲ 887× |
| Financial charges65/66B | €1,803 | €908 | ▼ 49.6% |
| Recurring financial charges65 | €1,803 | €908 | ▼ 49.6% |
| Profit (loss) for the period before taxes9903 | €8,763 | -€5,649 | - |
| Income taxes67/77 | €2,709 | - | - |
| Profit (loss) for the period9904 | €6,054 | -€5,649 | - |
| Profit (loss) for the period to be appropriated9905 | €6,054 | -€5,649 | - |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €59,727 | €136,154 | ▲ 128% |
| Fixed assets21/28 | €11,404 | €5,159 | ▼ 54.8% |
| Tangible fixed assets22/27 | €11,404 | €5,159 | ▼ 54.8% |
| Furniture and vehicles24 | €11,404 | €5,159 | ▼ 54.8% |
| Current assets29/58 | €48,323 | €130,995 | ▲ 171% |
| Amounts receivable within one year40/41 | €45,718 | €129,640 | ▲ 184% |
| Trade receivables40 | €33,906 | €110,739 | ▲ 227% |
| Other amounts receivable41 | €11,811 | €18,901 | ▲ 60.0% |
| Cash at bank and in hand54/58 | €2,605 | €85 | ▼ 96.7% |
| Deferred charges and accrued income490/1 | - | €1,269 | - |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €59,727 | €136,154 | ▲ 128% |
| Equity10/15 | €13,054 | €7,405 | ▼ 43.3% |
| Contributions10/11 | €7,000 | €7,000 | = |
| Profit (loss) carried forward14 | €6,054 | €405 | ▼ 93.3% |
| Amounts payable17/49 | €46,673 | €128,749 | ▲ 176% |
| Amounts payable after more than one year17 | €7,893 | €2,334 | ▼ 70.4% |
| Financial debts170/4 | €7,893 | €2,334 | ▼ 70.4% |
| Amounts payable within one year42/48 | €38,780 | €126,415 | ▲ 226% |
| Current portion of amounts payable after more than one year42 | €4,820 | €5,558 | ▲ 15.3% |
| Trade debts44 | €31,251 | €101,133 | ▲ 224% |
| Suppliers440/4 | €31,251 | €101,133 | ▲ 224% |
| Taxes, remuneration and social security45 | €2,709 | €19,724 | ▲ 628% |
| Taxes450/3 | €2,709 | €3,282 | ▲ 21.2% |
| Remuneration and social security454/9 | - | €16,442 | - |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €6,054 | -€5,649 | - |
| + Depreciation and write-downs630 | - | €1,437 | - |
| Operating cash flow (approximation) | €6,054 | -€4,212 | - |
| Investment in fixed assets (approximation) | - | €4,808 | - |
| Change in cash | - | -€2,520 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Board & ownership
Directors
Owners and capital
Shareholders
- STAROSTA Wojciech Krzysztof 50 shares (50%) · €3,500
- STAROSTA Natalia 50 shares (50%) · €3,500
Capital transactions
- 01-09-2023 Incorporation · €7,000 · 100 shares
Articles of association
Board and representation
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “Avec ou sans limitation de durée, personnes physiques ou morales,actionnaires ou non”“Fixe ou proportionnelle, assemblée générale”
Capital, shares and profit
- Kind of sharesThe articles set which classes of shares exist and what rights each class carries.
- “Nominatives, requises par le Code des sociétés et des associations”
- Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
- “Toutes cessions entre vifs à titre onéreux ou gratuit,volontaires ou forcées y compris exclusion et retrait,en usufruit,nue-propriété ou…”
Audit, dissolution and liquidation
- Dissolution ruleThe articles set when and by whom the company can be dissolved.
- “Formes modifications aux statuts, assemblée générale”
- Liquidation ruleIn a liquidation the creditors are paid first. What is left goes to the shareholders.
- “Si aucun autre liquidateur désigné, en vertu statuts, dissolution pour quelque cause et à quelque moment”
Articles of association, deed of 01-09-2023 (in French)
Network & group
STARPOL shares no director with another company.
Connections & network
1 current directorThe network starts from the directors of STARPOL. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
03-10
Gazette deed
Registered officeRegistered-office move · Director in office3 points ▸
- General meeting, 15-04-2025
- Registered-office move, Boulevard industriel 9 - 1070 Anderlecht
- Director in office, Starosta Wojciech (director)
01-09
Gazette deed
IncorporationAppointment: STAROSTA Wojciech Krzysztof (director) · Capital · Registered office clause11 points ▸
- Capital
- Other provision, “conformément loi, effectivité décisions finales” (deed in French)
- Registered office clause, “1070 Anderlecht, rue du Broeck 35 bte 2, dépôt au greffe expédition acte constitutif” (deed in French)
- Board rule, 1, “assemblée” (deed in French)
- Director appointment, STAROSTA Wojciech Krzysztof (director (not named in the articles))
- Pre-incorporation commitments, “takeover”, 01-01-2023 (deed in French)
- Founder, STAROSTA Wojciech Krzysztof (comparant)
- Founder, STAROSTA Natalia (comparante)
- Incorporation, “STARPOL” (deed in French)
- Founding capital, €7,000
- Bank account, 7000, “compte spécial ouvert au nom de la société en formation” (deed in French)
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0805.280.439
Financial year and general meeting
Accounts at the NBBSites & property
1 establishment unit
Buildings and parcels at the addresses
2 parcels
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 21306C0289/00B004 | Brussels | 9,782 m² | 1 · 4,538 m² | 28.4 m · 7 |
| 21001A0481/00G002 | Brussels | 138 m² | 1 · 81 m² | 9.3 m · 3 |