ARC MONTAGE
ActiveThe computed 12-month bankruptcy probability of ARC MONTAGE is 2.9% (moderate). The 2024 annual accounts show equity of €38k and a net result of €24k. Its solvency ranks better than 29% of 36376 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
54
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability90▲+3
Solvency52▲+2
Growth78
Track record94
Bankruptcy probability, 12 months
2.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days only on tighter terms
Liquidity short (current ratio 0.98 against 1.34 in 2023; short-term debt: 48% and cash: 0.4% of total assets), and 72.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
27.4%
Return on assets
17.1%
Age of the figures
21 mo
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 02-04-2026, 245 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
245 d late
2023
26 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€38k▲ 168%
2023 · €14k
2023: €14k
2023 → 2024
Total assets
€139k▲ 148%
2023 · €56k
2023: €56k
2023 → 2024
Net result
€24k▲ 113%
2023 · €11k
2023: €11k
2023 → 2024
Working capital
€-1k
2023 · €14k
2023: €14k
2023 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20232024Trend
Equity€14k-€38k▲ 168%
Operating result€15k-€35k▲ 141%
Net result€11k-€24k▲ 113%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2024; 2024 is 141% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €139k
Fixed assets
€73k
Current assets
€65k
Equity and liabilities €139k
Equity
€38k▲ 168%
Debt
€101k▲ 142%
The debt ratio falls from 74.6% to 72.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€49k
Cash flow
€38k
Solvency
27.4%▲
2023 · 25.4%
Current ratio
0.98▼
2023 · 1.34
Quick ratio
0.98▼
2023 · 1.34
Debt / equity
2.65▼
2023 · 2.94
ROE
62.7%▼
2023 · 78.8%
ROA
17.1%▼
2023 · 20.0%
Interest coverage
20.68
Debt
€101k▲
2023 · €42k
Debt ≤ 1 year
€66k▲
2023 · €42k
Debt > 1 year
€34k
Income taxes
€9k▲
2023 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€56k€139k▲
Fixed assets21/28-€73k
Tangible fixed assets22/27-€70k
Furniture and vehicles24-€70k
Financial fixed assets28-€3k
Current assets29/58€56k€65k▲
Amounts receivable within one year40/41€51k€64k▲
Trade receivables40€48k€22k▼
Other amounts receivable41€3k€42k▲
Cash at bank and in hand54/58€4k€583▼
Deferred charges and accrued income490/1-€588
Equity and liabilities
Total equity and liabilities10/49€56k€139k▲
Equity10/15€14k€38k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€11k€35k▲
Amounts payable17/49€42k€101k▲
Amounts payable after more than one year17-€34k
Financial debts170/4-€34k
Amounts payable within one year42/48€42k€66k▲
Current portion of amounts payable after more than one year42-€27k
Trade debts44€8k€2k▼
Suppliers440/4€8k€2k▼
Taxes, remuneration and social security45€34k€38k▲
Taxes450/3€29k€38k▲
Remuneration and social security454/9€5k-
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€14k
Other operating charges640/8€869€10k▲
Gross operating margin9900€16k€60k▲
Operating profit (loss)9901€15k€35k▲
Financial income75/76B€1€3▲
Recurring financial income75€1€3▲
Financial charges65/66B€756€2k▲
Recurring financial charges65€756€2k▲
Profit (loss) for the period before taxes9903€14k€33k▲
Income taxes67/77€3k€9k▲
Profit (loss) for the period9904€11k€24k▲
Profit (loss) for the period to be appropriated9905€11k€24k▲
Appropriation of the result
Profit (loss) to be appropriated9906€11k€35k▲
Profit (loss) brought forward from the previous period14P-€11k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
02-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 245 days late
2024
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Leeuw · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Beemdstraat 271601 Sint-Pieters-LeeuwGround area
3,313 m²
Building footprint
6,404 m²
Volume, LiDAR
32,794 m³
2 parcels, Flanders · tallest building 14.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ARC MONTAGE
since 20232.342.557.918
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23041B0118/00N000 | Flanders | 1,773 m² | 1 · 152 m² | - |
| 23069A0395/00A002 | Flanders | 1,540 m² | 1 · 6,251 m² | 14.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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I2E Solution
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Of 15,536 companies in sector 43990 we hold annual accounts for 7,421. 5,902 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-03-2023
Fiscal year end31-12
Activities, NACEBEL
43990Other specialised construction activities
43999Specialised construction activities
81220Other building cleaning and industrial cleaning
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:corinaflore24@gmail.com
Phone:0472822962