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ARC MONTAGE

Active
Private limited companyfounded 2023active for 3 yearsBeemdstraat 27, 1601 Sint-Pieters-Leeuw, BelgiumKBO/BCE: BE 0799.433.913
Summary

The computed 12-month bankruptcy probability of ARC MONTAGE is 9.2% (elevated). The 2024 annual accounts show equity of €37,901 and a net result of €23,750. Its solvency ranks better than 29% of 35,969 sector peers (NACE 43, financial year 2024). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 13-03-2023 Normal situation
Registered office
84 active companies are registered at this address 14 started in the 12 months before. Source: KBO register, as of 4 November 2026.
Activity
Other specialised construction activities NACE 43990and 1 other
Establishment unit
2.342.557.918 1730 Asse, since 13-03-2023
Financial year end
31 December
Peppol
Reachable since 04-02-2025

Board and ownership

Board

Financial position

34 Weak Checked score 2024
Bankruptcy probabilitywithin 12 months
9.2%
Annual accounts 2024
Gross margin
€59,859
▲ 285%
Turnover
≈ €300,000
estimated
Profit
€23,750
▲ 113%
Equity
€37,901
▲ 168%
Total assets
€138,505
▲ 148%
  • 2025 accounts not filed, 96 days past the deadline
Score breakdownraises risk1 financial year not filed after the legal deadline; last filed accounts filed 245 days late; 1 of the last 3 accounts lateFigures for financial year 2024 (filed on 02-04-2026)Size: total assets €138,505Founded in 2023Show the evidence

Checked score

Score 2024
34 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially stronger than 54% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2023
Average
Solvency 52+2
equity 27.4% of total assets
Liquidity 27+8
short-term debt 48.0% · cash 0.4%
Profitability 90+3
return on assets 17.1%
Bankruptcy probability within 12 months
9.2% Elevated
0%0.5%1.5%4%10%≥ 25%

About 9 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,674 companies, NACE 43, micro)
Last 24 months 12-2024: 2.5% 01-2025: 2.5%● unchanged vs 12-2024 02-2025: 2.4%▼ -0.1 percentage points vs 01-2025lowest value 03-2025: 2.6%▲ +0.2 percentage points vs 02-2025 04-2025: 2.7%▲ +0.1 percentage points vs 03-2025 05-2025: 2.8%▲ +0.1 percentage points vs 04-2025 06-2025: 2.7%▼ -0.1 percentage points vs 05-2025 07-2025: 2.8%▲ +0.1 percentage points vs 06-2025 08-2025: 3.5%▲ +0.7 percentage points vs 07-2025 09-2025: 3.6%▲ +0.1 percentage points vs 08-2025 10-2025: 4.8%▲ +1.2 percentage points vs 09-2025 11-2025: 4.9%▲ +0.1 percentage points vs 10-2025 12-2025: 5.6%▲ +0.7 percentage points vs 11-2025 01-2026: 7.4%▲ +1.8 percentage points vs 12-2025 02-2026: 7.4%● unchanged vs 01-2026 03-2026: 7.6%▲ +0.2 percentage points vs 02-2026 04-2026: 6.9%▼ -0.7 percentage points vs 03-2026 05-2026: 7.6%▲ +0.7 percentage points vs 04-2026 06-2026: 7.4%▼ -0.2 percentage points vs 05-2026 07-2026: 7.3%▼ -0.1 percentage points vs 06-2026 08-2026: 8.1%▲ +0.8 percentage points vs 07-2026 09-2026: 8.4%▲ +0.3 percentage points vs 08-2026 10-2026: 9.2%▲ +0.8 percentage points vs 09-2026highest value 11-2026: 9.2%● unchanged vs 10-2026highest value
Credit of up to €1,000 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms
Liquidity is insufficient, with a current ratio of 0.98 (1.34 in 2023), below 1. Short-term debt is 48% and cash 0.4% of total assets. 72.6% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 29% of them on solvency, 16% on liquidity, 76% on profitability and 95% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
raises risk
raises risk · 1 financial year not filed after the legal deadline; last filed accounts filed 245 days late; 1 of the last 3 accounts late
NBB · filings
raises risk · Figures for financial year 2024 (filed on 02-04-2026)
NBB · annual accounts
raises risk · Size: total assets €138,505
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Founded in 2023
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 96 days later.
NBB · 2 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline04-11-2026 today
raises risk · 2024 accounts filed 245 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 02-04-2026, 245 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 2 filings
Deviation from the deadline
2025
not filed
2024
245 days late
2023
26 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 2 accounts on average 136 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2023.
KBO publications

Recent changes

  1. · Gazette deed IncorporationStarting capital €3,000 · Appointment: TIMIS-BARBUS Corina Andreea (director)
All 3 events

Comparable companies

These companies have the same main activity as ARC MONTAGE: other specialised construction activities (NACE 43990). They are comparable in size and age: total assets between €115,000 and €164,000, founded between 2022 and 2023.

CompanyTotal assetsGross margin
ARC MONTAGE Sint-Pieters-Leeuw€138,505€59,859
Neutrale Warmtekracht Tremelo€147,435€58,780
Studio McBeck Sint-Genesius-Rode€136,306€51,658
ABD FRERES Wemmel€137,805€66,299
HLD Projects Dilbeek€120,970€56,941
KONSTRUKTOR Zaventem€115,307€55,644
M-Z RENOVATION Dilbeek€164,221€51,164
Full comparison

Key facts about ARC MONTAGE

What is the company number of ARC MONTAGE?
The company number of ARC MONTAGE is 0799.433.913. The VAT number is the same number with BE in front: BE 0799.433.913.
Where is ARC MONTAGE based?
The registered office is at Beemdstraat 27, 1601 Sint-Pieters-Leeuw.Company details
What does ARC MONTAGE do?
According to the KBO register, the main activity is other specialised construction activities (NACE 43990).
What is the legal form of ARC MONTAGE?
The legal form of ARC MONTAGE is Private limited company (BV).
When was ARC MONTAGE founded?
ARC MONTAGE was founded on 13-03-2023.
Is ARC MONTAGE still active?
Yes, ARC MONTAGE is an active enterprise in the KBO register.
What is the turnover of ARC MONTAGE?
The turnover in financial year 2024 is ≈ €300,000. This figure is estimated from the gross margin of €59,859 and 68 comparable companies (NACE 43990). It probably lies between €230,000 and €620,000.Financials
Is ARC MONTAGE profitable?
In financial year 2024, ARC MONTAGE made a profit of €23,750.
Where can I find the annual accounts of ARC MONTAGE?
ARC MONTAGE filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2024.

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