STARPLAN PMO
ActiveSTARPLAN PMO has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €236k and a net result of €4k. Equity is growing by ~16% per year across the filed fiscal years. Its solvency ranks better than 85% of 31540 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
90
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability71▼-5
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21k at 30 days acceptable
Liquidity ample (current ratio 7.57 against 12.47 in 2024; short-term debt: 12.4% and cash: 71.6% of total assets), and 12.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
87.6%
Return on assets
1.4%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
27 d late
2023
28 d early
2022
3 d late
2021
5 d late
2020
26 d late
2019
20 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€236k▼ 18.1%
2024 · €288k
2018: €82k
2019: €100k
2020: €157k
2021: €218k
2022: €255k
2023: €291k
2024: €288k
2018 → 2025
Total assets
€270k▼ 13.6%
2024 · €312k
2018: €136k
2019: €135k
2020: €182k
2021: €277k
2022: €314k
2023: €346k
2024: €312k
2018 → 2025
Net result
€4k▼ 77.7%
2024 · €17k
2018: €40k
2019: €27k
2020: €58k
2021: €79k
2022: €58k
2023: €65k
2024: €17k
2018 → 2025
Working capital
€219k▼ 18.9%
2024 · €270k
2018: €69k
2019: €96k
2020: €147k
2021: €206k
2022: €239k
2023: €269k
2024: €270k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€218k-€255k▲ 17.2%€291k▲ 14.1%€288k▼ 0.9%€236k▼ 18.1%
Operating result€112k-€70k▼ 37.7%€91k▲ 31.1%€27k▼ 70.8%€6k▼ 75.8%
Net result€79k-€58k▼ 26.6%€65k▲ 12.4%€17k▼ 73.4%€4k▼ 77.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 76% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €270k
Fixed assets
€17k▼ 6.1%
Current assets
€253k▼ 14.0%
Equity and liabilities €270k
Equity
€236k▼ 18.1%
Debt
€33k▲ 41.6%
The debt ratio rises from 7.6% to 12.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€12k▼
2024 · €32k
Cash flow
€9k▼
2024 · €22k
Solvency
87.6%▼
2024 · 92.4%
Current ratio
7.57▼
2024 · 12.47
Quick ratio
7.57▼
2024 · 12.47
Debt / equity
0.14▲
2024 · 0.08
ROE
1.6%▼
2024 · 6.0%
ROA
1.4%▼
2024 · 5.5%
Interest coverage
7.33▼
2024 · 12.57
Debt
€33k▲
2024 · €24k
Debt ≤ 1 year
€33k▲
2024 · €24k
Income taxes
€3k▼
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€312k€270k▼
Fixed assets21/28€18k€17k▼
Tangible fixed assets22/27€18k€17k▼
Furniture and vehicles24€15k€15k▼
Other tangible fixed assets26€3k€2k▼
Financial fixed assets28€61€61=
Current assets29/58€294k€253k▼
Amounts receivable within one year40/41€26k€46k▲
Trade receivables40€12k€26k▲
Other amounts receivable41€14k€20k▲
Cash at bank and in hand54/58€245k€193k▼
Deferred charges and accrued income490/1€23k€13k▼
Equity and liabilities
Total equity and liabilities10/49€312k€270k▼
Equity10/15€288k€236k▼
Contributions10/11€19k€19k=
Reserves13€270k€218k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€268k€216k▼
Amounts payable17/49€24k€33k▲
Amounts payable within one year42/48€24k€33k▲
Trade debts44€13k€3k▼
Suppliers440/4€13k€3k▼
Taxes, remuneration and social security45€8k€872▼
Taxes450/3€5k€872▼
Remuneration and social security454/9€3k-
Other amounts payable47/48€3k€29k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€5k▲
Other operating charges640/8€501€670▲
Gross operating margin9900€32k€12k▼
Operating profit (loss)9901€27k€6k▼
Financial income75/76B€622€2k▲
Recurring financial income75€622€2k▲
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€25k€7k▼
Income taxes67/77€7k€3k▼
Profit (loss) for the period9904€17k€4k▼
Profit (loss) for the period to be appropriated9905€17k€4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€17k€4k▼
Transfer to equity691/2€16k€4k▼
To other reserves6921€16k€4k▼
Profit to be distributed694/7€2k-
Return on contributions (dividend)694€2k-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
31-12
Financial
Weakest financial yearnet €4k ▼77.7%
Net result drops to €4k, the lowest in the series.
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
31-12
Financial
Liquidity doublescurrent ratio 12.47
Current ratio from 5.88 to 12.47; short-term debt falls from €55k to €24k.
03-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
03-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 3 days late
2022
05-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 5 days late
2021
31-12
Financial
Highest result since 2018net €79k ▲36.3%
Operating result €112k, net result €79k, both a record.
31-12
Financial
Equity above €200kEq €218k ▲39%
4 profitable years in a row build equity to €218k.
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2020
31-12
Financial
Equity above €150kEq €157k ▲55.8%
3 profitable years in a row build equity to €157k.
20-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 20 days late
2019
31-12
Financial
Equity above €100kEq €100k ▲22.1%
2 profitable years in a row build equity to €100k.
19-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 19 days late
2018
10-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 10 days late
2017
03-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 3 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Halle · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kamerijkdelle 211501 HalleGround area
1,614 m²
Building footprint
203 m²
Volume, LiDAR
1,110 m³
Parcel 23013A0201/00N002, Flanders · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
STARPLAN PMO
since 20132.263.069.584
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23013A0201/00N002 | Flanders | 1,614 m² | 1 · 203 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Asteria HR Group
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Of 82,546 companies in sector 70200 we hold annual accounts for 52,562. 39,143 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-12-2013
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.