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SIGLAM-B

Active
Private limited companyfounded 201412 yrs activeEmile Van Becelaerelaan 28A, 1170 Watermaal-Bosvoorde, BelgiumKBO/BCE: BE 0546.896.391
Summary

SIGLAM-B has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €178,547 and a net result of €6,525. Equity is growing by ~12.1% per year across the filed fiscal years. Its solvency ranks better than 72% of 38827 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).

Risk analysisWatch ReportCompare
SIGLAM-BActiveChecked score 67/100
Risk analysis ReportCompare

Overview

Activity
Business and other management consultancy
NACE 70200Business consulting NACE 70220
1 site
Size
€234,151total assets 2025
Equity
€178,547
Profit
€6,525
Turnover not published (abridged schema)
Financial health
67 Healthy Checked score 2025
Bankruptcy chance 12 m
1.0%
Structure
Board
1 member
Accounts 15 d early1 of 6 deeds read
Why 67- 1 change of registered office in 24 months- 2 of the last 3 late- Liquidity: current ratio 0.57, cash €6,684+ Sector Activities of head offices; management consultancy activities (NACE 70)Show the evidence

Checked score

Score 2025
67 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 49% of its sector peers (NACE 70, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 100+1
equity 76.3% of total assets
Liquidity 45+1
short-term debt 23.7% · cash 2.9%
Profitability 72+64
return on assets 2.8%
Bankruptcy probability, 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (48,260 companies)
Last 24 months 11-2024: 0.5% 12-2024: 0.5%● 0.0% vs 11-2024 01-2025: 0.5%▼ -0.6% vs 12-2024 02-2025: 0.5%▼ -1.7% vs 01-2025 03-2025: 0.5%▼ -3.4% vs 02-2025 04-2025: 0.5%▲ +0.4% vs 03-2025 05-2025: 0.4%▼ -2.4% vs 04-2025 06-2025: 0.4%▼ -0.4% vs 05-2025lowest value 07-2025: 0.5%▲ +11.7% vs 06-2025 08-2025: 0.7%▲ +36.2% vs 07-2025 09-2025: 0.8%▲ +15.6% vs 08-2025 10-2025: 1.1%▲ +40.7% vs 09-2025 11-2025: 0.8%▼ -26.7% vs 10-2025 12-2025: 0.8%● 0.0% vs 11-2025 01-2026: 0.8%▼ -0.6% vs 12-2025 02-2026: 0.8%● 0.0% vs 01-2026 03-2026: 0.8%▼ -1.0% vs 02-2026 04-2026: 0.8%▼ -1.5% vs 03-2026 05-2026: 0.7%▼ -6.4% vs 04-2026 06-2026: 0.7%▲ +1.5% vs 05-2026 07-2026: 1.9%▲ +160% vs 06-2026highest value 08-2026: 1.0%▼ -49.3% vs 07-2026 09-2026: 1.0%● 0.0% vs 08-2026 10-2026: 1.0%● 0.0% vs 09-2026
  • 1 change of registered office in 24 months raises the probability
  • 2 of the last 3 late raises the probability
  • Sector Activities of head offices; management consultancy activities (NACE 70) lowers the probability
  • Liquidity: current ratio 0.57, cash €6,684 raises the probability
Credit up to €11,000 at 30 days acceptable
Liquidity short (current ratio 0.57 against 0.46 in 2024; short-term debt: 23.7% and cash: 2.9% of total assets), and 23.7% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 70, micro). Better than this share of them on solvency 86%, liquidity 25%, profitability 36%, growth against the median 48%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · 1 change of registered office in 24 months
In the bankruptcy model this factor raises the probability.
Belgian State Gazette
raises risk · 2 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
lowers risk · Sector Activities of head offices; management consultancy activities (NACE 70)
In the bankruptcy model this factor lowers the probability.
KBO
raises risk · Liquidity: current ratio 0.57, cash €6,684
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
15 d early
2024
61 d late
2023
68 d late
2022
60 d early
2021
31 d late
2020
23 d late
2019
27 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 19 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 August (4 of the last 5 filed years within 46 days of that day).
Companies Code · seven months
Position in the running window
05-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Resignation: CHASSAING Stéphane (manager)Appointment: CHASSAING Stéphane (non-statutory director)…
  3. Back to profitnet €6,525

Key points

  • New directorlatest change 02-06-2026 · 1 in office 1 joined View
  • Total assets 20256 fiscal years filed €234,151 View
  • Active since 2014founded 14-02-2014 12 years View

By topic

Financials

Fiscal year
2025
Total assets
€234,151
Profit
€6,525
Solvency
76.3%
Total assets▲ 1.0%
Net result
20182025
Go to Financials

Timeline

Events
18
Since
2017
Next accounts
by 31-07-2027
  1. 16-07-2026Annual accounts filed
  2. 02-06-2026Resignation: CHASSAING Stéphane (manager)
  3. 31-12-2025Back to profit
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Business and other management consultancyNACE 70200
Founded
14-02-2014
Year ends
31-12
Peppol
Not found in the Peppol directory
Go to Company details

Articles of association

Provisions read
24
Annual meeting
Last Friday of June at 18:00
Purpose
Toute contribution à l’établissement et au développement d’entreprises et en particulier…
Go to Articles of association

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