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STARCOLA

Active
Private limited companyfounded 2023active for 3 yearsRue de Waucomont 42, 4650 Herve, BelgiumKBO/BCE: BE 0799.906.837
Summary

STARCOLA has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €684,328 and a net result of €168,287. Equity has been growing by about 35% per year since 2023. Its solvency ranks better than 89% of 12,757 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 24-03-2023 Normal situation
Activity
Retail sale of clothing and accessories for women, men, children and babies (general range) NACE 47716and 4 others
Joint committee
201 Paritair Comité voor de zelfstandige kleinhandel · annual accounts 2025
Establishment unit
2.343.826.044 4000 Liège, since 01-04-2023
Financial year end
31 December
Peppol
Reachable since 24-10-2025

Board and ownership

Financial position

97 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Gross margin
€447,808
▼ 3.8%
Turnover
≈ €1.6m
estimated
Profit
€168,287
▼ 11.2%
Equity
€684,328
▲ 32.6%
Total assets
€864,110
▲ 25.6%
Employees on 31-12-2025
10
▲ 66.7%
Filed on 28-07-2026, 3 days before the deadline
Score breakdownraises riskFounded in 2023lowers riskLiquidity: current ratio 4.56, cash €474,122Equity €684,328 (79.2% of total assets)Figures for financial year 2025 (filed on 28-07-2026)Show the evidence

Checked score

Score 2025
97 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 88% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Strong
Solvency 100=
equity 79.2% of total assets
Liquidity 93+2
short-term debt 20.8% · cash 54.9%
Profitability 93-7
return on assets 19.5%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,272 companies, NACE 47, micro)
Last 24 months 12-2024: 0.2% 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.3%● unchanged vs 03-2025 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.3%● unchanged vs 05-2025highest value 07-2025: 0.1%▼ -0.2 percentage points vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.2%▲ +0.1 percentage points vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.1%▼ -0.1 percentage points vs 07-2026lowest value 09-2026: 0.1%● unchanged vs 08-2026lowest value 10-2026: 0.1%● unchanged vs 09-2026lowest value 11-2026: 0.1%● unchanged vs 10-2026lowest value
Credit of up to €65,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 4.56 (3.95 in 2024), above the usual 1.5. Short-term debt is 20.8% and cash 54.9% of total assets. 20.8% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 92% of them on solvency, 93% on liquidity, 87% on profitability and 80% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 4.56, cash €474,122
NBB · annual accounts
raises risk · Founded in 2023
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Equity €684,328 (79.2% of total assets)
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 28-07-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
3 days early
2024
59 days early
2023
19 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 3 accounts on average 27 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 13 July (3 of the last 3 accounts filed within 41 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2023.
KBO publications

Key points

  • Positive: Higher solvency than 88% of companies in retail tradesector median 36.6% · 12,757 companies 79.2% View
  • Positive: Equity rose in 2025from €516,041 to €684,328 ▲ 32.6% View

Recent changes

  1. · Gazette deed IncorporationStarting capital €150,000 · Appointment: SCHYNS Pascale Françoise (director)
All 6 events

Comparable companies

These companies have the same main activity as STARCOLA: retail sale of clothing and accessories for women, men, children and babies (general range) (NACE 47716). They are comparable in size and age: total assets between €588,000 and €1.1m, founded between 2021 and 2023.

CompanyTotal assetsGross margin
STARCOLA Herve€0.9m€0.4m
YAYA Retail Knokke Knokke-Heist€0.6m€0.5m
Kenza Mode Châtelet€0.7m€0.3m
TOPPIO Ieper€0.8m€0.4m
RITROVO Antwerpen€1.1m€0.7m
JU L’IDEE Andenne€0.7m€0.5m
YAYA Retail Nieuwpoort Nieuwpoort€0.8m€0.6m
Full comparison

Key facts about STARCOLA

What is the company number of STARCOLA?
The company number of STARCOLA is 0799.906.837. The VAT number is the same number with BE in front: BE 0799.906.837.
Where is STARCOLA based?
The registered office is at Rue de Waucomont 42, 4650 Herve.Company details
What does STARCOLA do?
According to the KBO register, the main activity is retail sale of clothing and accessories for women, men, children and babies (general range) (NACE 47716).
What is the legal form of STARCOLA?
The legal form of STARCOLA is Private limited company (BV).
When was STARCOLA founded?
STARCOLA was founded on 24-03-2023.
Is STARCOLA still active?
Yes, STARCOLA is an active enterprise in the KBO register.
How many employees does STARCOLA have?
STARCOLA had an average of 4.7 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does STARCOLA fall under?
In its 2025 annual accounts, STARCOLA states joint committee 201 (Paritair Comité voor de zelfstandige kleinhandel).
What is the turnover of STARCOLA?
The turnover in financial year 2025 is ≈ €1.6m. This figure is estimated from the gross margin of €447,808 and 47 comparable companies (NACE 477). It probably lies between €1.3m and €2.7m.
Is STARCOLA profitable?
In financial year 2025, STARCOLA made a profit of €168,287.
Where can I find the annual accounts of STARCOLA?
STARCOLA filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of STARCOLA due?
STARCOLA must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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