Financials
- Fiscal year
- 2025
- Total assets
- €392,770
- Profit
- €54,873
- Solvency
- 26.4%
Turnover▲ 19.2%
Net result
20182020
STAR - TAPIS
ActiveSummary
STAR - TAPIS has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €103,618 and a net result of €54,873. Equity is shrinking by ~6.6% per year across the filed fiscal years. Its solvency ranks better than 39% of 13458 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Activity
Wholesale of household textiles and bedding
NACE 46412Retail trade NACE 47530NACE 51410
1 site
Size
€392,770total assets 2025
- Equity
- €103,618
- Profit
- €54,873
Turnover not published (abridged schema)
Structure
Accounts filed 27 d late0 of 4 deeds read
Why 94+ Founded in 1994+ Size: total assets €392,770+ Liquidity: current ratio 1.29, cash €52,354+ Figures for FY 2025 (filed 27-08-2026)Show the evidence
Checked score
Score 2025
94
/ 100
Excellent
Probability in this band: under 0.55%
Better than 59% of its sector peers (NACE 46, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Average
Solvency
51+11
equity 26.4% of total assets
Liquidity
27+19
short-term debt 73.6% · cash 13.3%
Profitability
86+55
return on assets 14.0%
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 1.3%
12-2024: 1.3%● 0.0% vs 11-2024
01-2025: 1.3%● 0.0% vs 12-2024
02-2025: 1.3%● 0.0% vs 01-2025
03-2025: 1.3%● 0.0% vs 02-2025
04-2025: 1.3%▲ +1.3% vs 03-2025
05-2025: 1.3%● 0.0% vs 04-2025
06-2025: 1.3%▼ -4.7% vs 05-2025
07-2025: 1.6%▲ +22.1% vs 06-2025highest value
08-2025: 0.3%▼ -82.2% vs 07-2025
09-2025: 0.3%● 0.0% vs 08-2025
10-2025: 0.3%● 0.0% vs 09-2025
11-2025: 0.3%● 0.0% vs 10-2025
12-2025: 0.3%● 0.0% vs 11-2025
01-2026: 0.3%▼ -1.4% vs 12-2025
02-2026: 0.3%● 0.0% vs 01-2026
03-2026: 0.3%● 0.0% vs 02-2026
04-2026: 0.3%▲ +3.7% vs 03-2026
05-2026: 0.3%▲ +2.1% vs 04-2026
06-2026: 0.3%▼ -4.9% vs 05-2026
07-2026: 0.3%▲ +17.9% vs 06-2026
08-2026: 0.8%▲ +135% vs 07-2026
09-2026: 0.1%▼ -85.0% vs 08-2026lowest value
10-2026: 0.1%● 0.0% vs 09-2026lowest value
- Founded in 1994 lowers the probability for this profile
- Size: total assets €392,770 lowers the probability for this profile
- Liquidity: current ratio 1.29, cash €52,354 lowers the probability
- Figures for FY 2025 (filed 27-08-2026) lowers the probability
Credit up to €9,000 at 30 days acceptable
Liquidity tight (current ratio 1.29 against 1.15 in 2024; short-term debt: 73.6% and cash: 13.3% of total assets), and 73.6% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 46, micro). Better than this share of them on solvency 37%, liquidity 24%, profitability 81%, growth against the median 94%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €103,618
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
23 d early
2023
12 d early
2022
11 d late
2021
11 d late
2020
23 d late
2019
17 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 8 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 11 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
04-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Highest result since 2018net €54,873 ▲3,085%
- Equity above €100,000Eq €103,618 ▲113%
Key points
By topic
Timeline
- Events
- 15
- Since
- 2017
- Next accounts
- by 31-07-2027
- 27-08-2026Annual accounts filed
- 31-12-2025Highest result since 2018
- 31-12-2025Equity above €100,000
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Wholesale of household textiles and beddingNACE 46412
- Founded
- 03-02-1994
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.