CARROUCHE BIS
ActiveCARROUCHE BIS has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €370k and a net result of €44k. Equity remains stable across the filed fiscal years (±1.1% per year). Its solvency ranks better than 82% of 99 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2026
100
/ 100
Excellent▲ +14 vs 2025
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2025
Profitability60▲+16
Solvency100=
Growth78▲+46
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 4.8 against 4.21 in 2025), and 19% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
81%
Return on assets
9.7%
Age of the figures
7 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Growing equity
Equity grew over 2024-2026. Profits are largely retained rather than distributed.
NBB · annual accounts 2026Equity per financial year
1920212223242526
2019 to 2026 · latest year €370k
neutral · Latest accounts filed on time
The financial year that closed on 31-01-2026 was due by 31-08-2026 and was filed on 27-07-2026, 35 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
35 d early
2025
17 d late
2024
31 d early
2023
48 d early
2022
54 d early
2021
33 d early
2020
77 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-01-2027 and is due by 31-08-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-01-2027 close31-08-2027 deadline
Financials · fiscal year 2026, abbreviated schema
Equity
€370k▲ 13.6%
2025 · €325k
2019: €355k
2020: €340k
2021: €522k
2022: €625k
2023: €265k
2024: €298k
2025: €325k
2019 → 2026
Total assets
€457k▲ 11.1%
2025 · €411k
2019: €408k
2020: €575k
2021: €688k
2022: €777k
2023: €361k
2024: €366k
2025: €411k
2019 → 2026
Net result
€44k▲ 53.1%
2025 · €29k
2019: €31k
2020: €91k
2021: €182k
2022: €183k
2023: €64k
2024: €33k
2025: €29k
2019 → 2026
Working capital
€329k▲ 19.8%
2025 · €274k
2019: €296k
2020: €279k
2021: €468k
2022: €585k
2023: €194k
2024: €240k
2025: €274k
2019 → 2026
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20222023202420252026Trend
Equity€625k-€265k▼ 57.7%€298k▲ 12.6%€325k▲ 9.2%€370k▲ 13.6%
Operating result€257k-€77k▼ 70.0%€44k▼ 42.8%€39k▼ 12.0%€50k▲ 27.7%
Net result€183k-€64k▼ 64.8%€33k▼ 48.1%€29k▼ 13.3%€44k▲ 53.1%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2026; 2026 is 28% above 2025.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €457k
Fixed assets
€41k▼ 19.3%
Current assets
€415k▲ 15.4%
Equity and liabilities €457k
Equity
€370k▲ 13.6%
Debt
€87k▲ 1.6%
The debt ratio falls from 20.8% to 19.0%: equity grows faster than debt.
Key figures and ratios
EBITDA
€64k▲
2025 · €54k
Cash flow
€59k▲
2025 · €44k
Solvency
81.0%▲
2025 · 79.2%
Current ratio
4.80▲
2025 · 4.21
Quick ratio
3.60▲
2025 · 3.34
Debt / equity
0.23▼
2025 · 0.26
ROE
12.0%▲
2025 · 8.9%
ROA
9.7%▲
2025 · 7.0%
Interest coverage
137.00▲
2025 · 11.53
Debt
€87k▲
2025 · €85k
Debt ≤ 1 year
€87k▲
2025 · €85k
Income taxes
€20k▲
2025 · €15k
Staff costs
€127k▼
2025 · €136k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2026 against 2025
Balance sheet
Code20252026
Assets
Total assets20/58€411k€457k▲
Fixed assets21/28€51k€41k▼
Intangible fixed assets21€1k€0▼
Tangible fixed assets22/27€39k€30k▼
Plant, machinery and equipment23€1k€1k▲
Furniture and vehicles24€24k€16k▼
Other tangible fixed assets26€13k€13k▼
Financial fixed assets28€11k€11k=
Current assets29/58€360k€415k▲
Stocks and contracts in progress3€75k€103k▲
Stocks30/36€75k€103k▲
Amounts receivable within one year40/41€18k€136k▲
Trade receivables40€9k€13k▲
Other amounts receivable41€10k€124k▲
Cash at bank and in hand54/58€259k€172k▼
Deferred charges and accrued income490/1€8k€4k▼
Equity and liabilities
Total equity and liabilities10/49€411k€457k▲
Equity10/15€325k€370k▲
Contributions10/11€18k€18k=
Reserves13€307k€352k▲
Distributable reserves133€307k€352k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€85k€87k▲
Amounts payable within one year42/48€85k€87k▲
Trade debts44€32k€33k▲
Suppliers440/4€32k€33k▲
Advances received on contracts in progress46€17k€12k▼
Taxes, remuneration and social security45€36k€41k▲
Taxes450/3€13k€22k▲
Remuneration and social security454/9€23k€20k▼
Accrued charges and deferred income492/3-€240
Income statement
Code20252026
Remuneration, social security and pensions62€136k€127k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€15k▼
Other operating charges640/8€6k€2k▼
Non-recurring operating charges66A€1k€0▼
Gross operating margin9900€198k€194k▼
Operating profit (loss)9901€39k€50k▲
Financial income75/76B€10k€16k▲
Recurring financial income75€10k€16k▲
Financial charges65/66B€5k€468▼
Recurring financial charges65€5k€468▼
Profit (loss) for the period before taxes9903€44k€65k▲
Income taxes67/77€15k€20k▲
Profit (loss) for the period9904€29k€44k▲
Profit (loss) for the period to be appropriated9905€29k€44k▲
Appropriation of the result
Profit (loss) to be appropriated9906€29k€44k▲
Transfer from equity791/2€2k€0▼
Transfer to equity691/2€29k€44k▲
To other reserves6921€29k€44k▲
Profit to be distributed694/7€2k€0▼
Return on contributions (dividend)694€2k€0▼
Social balance
Average headcount (FTE)90874.03.2▼
The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2026 · abbreviated schema
2025
17-09
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 17 days late
31-01
Financial
Weakest financial yearnet €29k ▼13.3%
Net result drops to €29k, the lowest in the series; recovery starts the following year.
2024
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2023
14-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2022
08-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
31-01
Financial
Highest result since 2019net €183k ▲0.3%
Operating result €257k, net result €183k, both a record.
2021
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
31-01
Financial
Equity above €500kEq €522k ▲53.6%
3 profitable years in a row build equity to €522k.
2020
15-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2019
14-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
11-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
07-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 1993
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bredabaan 5102170 AntwerpenGround area
255 m²
Building footprint
255 m²
Volume, LiDAR
1,785 m³
Parcel 11422C0190/00K008, Flanders · tallest building 12.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Bredabaan 510, 2170 Antwerpen
since 19932.061.137.954
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11422C0190/00K008 | Flanders | 255 m² | 1 · 255 m² | 12.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
FLANDERS TRADE INCORPORATION DENYS EN CO
BE 0425.134.964
Roeselare · Eq €370k
KLUIZEBOS INVEST
BE 0890.983.206
Deerlijk · Eq €370k
VAN HERCK
BE 0426.373.297
Geel · Eq €376k
GITTI
BE 0443.913.075
Sint-Niklaas · Eq €359k
SIMONE PERELE BENELUX
BE 0477.827.938
Sint-Lambrechts-Woluwe · Eq €359k
Of 683 companies in sector 46412 we hold annual accounts for 512. 396 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-12-1992
Fiscal year end31-01
Activities, NACEBEL
46412Wholesale of household textiles and bedding
47512Retail sale of household textiles and bedding
51410
52410
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.