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STANNE

Active
Private limited companyfounded 201411 yrs activeAvenue Sainte Anne(THN) 4, 6530 Thuin, BelgiumKBO/BCE: BE 0563.842.192

STANNE has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €28k and a net result of €-3k. Equity is growing by ~4% per year across the filed fiscal years. Its solvency ranks better than 21% of 1985 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2025
23 / 100
Critical▼ -21 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability33▼-32
Solvency12=
Growth47▼-20
Stability100
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.39 against 0.37 in 2024), and 82.7% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Eight signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
17.3%
Return on assets
-1.9%
Age of the figures
8 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 11 years 0 20 y
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 1985 sector peers (2025).
NBB · sector comparison
Position among 1985 sector peers
Solvency
better than 21%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-09-2026, 32 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
32 d late
2024
29 d late
2023
30 d late
2022
60 d late
2021
30 d late
2020
8 d early
2019
31 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Turnover
€13k▼ 28.4%
2024 · €18k
2018: €15k 2019: €15k 2020: €15k 2021: €21k 2022: €25k 2024: €18k
2018 → 2025
EBIT margin
6.7%▼ 24.8pp
2024 · 31.6%
2018: -21.9% 2019: -5.6% 2020: 12.2% 2021: 11.6% 2022: 34.7% 2024: 31.6%
2018 → 2025
Net result
€-3k
2024 · €2k
2018: €-7k 2019: €-5k 2020: €-3k 2021: €-2k 2022: €4k 2023: €7k 2024: €2k
2018 → 2025
Working capital
€-18k▼ 25.9%
2024 · €-14k
2018: €-18k 2019: €-21k 2020: €-21k 2021: €-28k 2022: €-22k 2023: €-15k 2024: €-14k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Turnover€21k-€25k▲ 16.7%€18k€13k▼ 28.4%
Equity€18k-€22k▲ 21.3%€30k▲ 33.6%€31k▲ 5.3%€28k▼ 10.0%
Operating result€2k-€8k▲ 249%€12k▲ 38.8%€6k▼ 51.7%€868▼ 84.7%
Net result€-2k-€4k€7k▲ 91.4%€2k▼ 78.9%€-3k
Result per fiscal year
Operating resultNet result
€-5k€0€5k€10kOperating result 2021: €2k€2kNet result 2021: €-2k€-2kOperating result 2022: €8k€8kNet result 2022: €4k€4kOperating result 2023: €12k€12kNet result 2023: €7k€7kOperating result 2024: €6k€6kNet result 2024: €2k€2kOperating result 2025: €868€868Net result 2025: €-3k€-3k20212022202320242025
The operating result has fallen two years in a row; 2025 is 85% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €163k
Fixed assets €152k▼ 4.5%
Current assets €11k▲ 32.7%
Equity and liabilities €163k
Equity €28k▼ 10.0%
Debt €134k▼ 1.0%
The debt ratio rises from 81.3% to 82.7%: equity shrinks faster than debt is paid down.
Key figures and ratios
2025 value · change against 2024
EBITDA
€8k
2024 · €14k
Cash flow
€4k
2024 · €10k
Solvency
17.3%
2024 · 18.7%
Current ratio
0.39
2024 · 0.37
Quick ratio
0.39
2024 · 0.37
Debt / equity
4.77
2024 · 4.34
ROE
-11.0%
2024 · 5.0%
ROA
-1.9%
2024 · 0.9%
Interest coverage
2.02
2024 · 3.43
Debt
€134k
2024 · €136k
Debt ≤ 1 year
€29k
2024 · €22k
Debt > 1 year
€106k
2024 · €113k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€167k€163k
Fixed assets21/28€159k€152k
Tangible fixed assets22/27€159k€151k
Land and buildings22€152k€145k
Plant, machinery and equipment23€7k€6k
Financial fixed assets28€100€100=
Current assets29/58€8k€11k
Amounts receivable within one year40/41€5k€10k
Trade receivables40€5k€10k
Cash at bank and in hand54/58€2k€165
Deferred charges and accrued income490/1€956€1k
Equity and liabilities
Total equity and liabilities10/49€167k€163k
Equity10/15€31k€28k
Contributions10/11€60k€60k=
Capital10€60k€60k=
Issued capital100€60k€60k=
Profit (loss) carried forward14€-29k€-32k
Amounts payable17/49€136k€134k
Amounts payable after more than one year17€113k€106k
Financial debts170/4€113k€106k
Amounts payable within one year42/48€22k€29k
Current portion of amounts payable after more than one year42€8k€8k
Trade debts44€13k€19k
Suppliers440/4€13k€19k
Taxes, remuneration and social security45€2k€2k
Taxes450/3€2k€2k
Income statement Code20242025
Turnover70€18k€13k
Goods, raw materials, services and sundry goods60/61€8k€9k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€7k
Other operating charges640/8€2k€2k
Gross operating margin9900€16k€10k
Operating profit (loss)9901€6k€868
Financial charges65/66B€4k€4k
Recurring financial charges65€4k€4k
Profit (loss) for the period before taxes9903€2k€-3k
Profit (loss) for the period9904€2k€-3k
Profit (loss) for the period to be appropriated9905€2k€-3k
Appropriation of the result
Profit (loss) to be appropriated9906€-29k€-32k
Profit (loss) brought forward from the previous period14P€-30k€-29k

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
01-09
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema · 32 days late
2025
29-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
30-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial Highest result since 2018net €7k ▲91.4%
Operating result €12k, net result €7k, both a record.
29-09
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 60 days late
2022
31-12
Financial Back to profitnet €4k
Net result €4k after 4 loss-making years.
30-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
23-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
26-08
NBB filing Annual accounts filed
fiscal year 2018 · full schema · 26 days late
2018
27-06
NBB filing Annual accounts filed
fiscal year 2017 · full schema
2017
18-08
NBB filing Annual accounts filed
fiscal year 2016 · full schema · 18 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Thuin · 1 establishment unit since 2014
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Avenue Sainte Anne(THN) 46530 Thuin
Ground area
1,413 m²
Building footprint
186 m²
Volume, LiDAR
1,273 m³
Parcel 56078B0303/02P000, Wallonia · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
STANNE
Avenue Sainte Anne(THN) 4, 6530 ThuinRenting and operating of own or leased residential real estate, excluding social housing
since 20142.235.635.907
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
56078B0303/02P000 Wallonia 1,413 m² 1 · 186 m² 9.3 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 11,508 companies in sector 71121 we hold annual accounts for 6,527. 4,395 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded09-10-2014
Fiscal year end31-12
Activities, NACEBEL
71121Engineering and related technical consultancy, excluding land surveyors
74909Other professional, scientific and technical activities
74999Other professional, scientific and technical activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers

Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.