Losses
-€12,808 in three years
Every financial year from 2023 to 2025 closed with a loss. 2023 was the heaviest.
JGB MANAGEMENT
Lifetime
14 annual accounts with figures on one time axispeak €58,836 (2016)
€8,788▲ 5.5%
lowest -€7,221 (2023)
-€522▲ €4,542
peak €107,668 (2022)
€94,861▼ 0.5%
€95,520▼ 8.0%
Board2 names since 2022
2 directorsGeraeds Benny and 1 other
Documentsfilings and deeds
08-01-202623 days before the deadline
2025micro format
Loss of €522
Key points
from the 2025 annual accountsFilings
14 annual accounts since 2012
The last five annual accounts were filed 4 to 44 days before the end of the period.
Position in the sector
-€522
Lower net result than 80% of companies in architecture and engineering. Sector median €16,709 · 11,795 companies.
Checked score
92
Excellent
Financially stronger than 36% of micro companies in architecture and engineering (NACE 71)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 14,828 companies (NACE 71, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: < 0.1%▼ -0.1 percentage points vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: 0.1%▲ +0.1 percentage points vs 12-2025highest value
02-2026: < 0.1%▼ -0.1 percentage points vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Financial strengthAverage
Score breakdown
lowers risk
Liquidity: current ratio 0.52, cash €49,463
Size: total assets €190,381
Sector: Architectural and engineering activities; technical testing and analysis (NACE 71)
Equity €94,861 (49.8% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, micro). It does better than 47% of them on solvency, 43% on liquidity, 18% on profitability and 37% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-06-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 6,908 companies had the same profile as JGB MANAGEMENT has now. Each dot stands for 18 companies, two years later.
90.9%
were still trading
7.8%
stopped another way
1.1%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of JGB MANAGEMENT itself is lower: < 0.1% within 12 months. It rests on far more data about JGB MANAGEMENT than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,908 companies, not a prediction for JGB MANAGEMENT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €8,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.52 (0.52 in 2024), below 1. Short-term debt is 50.2% and cash 26% of total assets. 50.2% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year -€522
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 08-01-2026, 23 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
23 days early
2024
43 days early
2023
44 days early
2022
4 days early
2021
7 days early
2020
2 days early
2019
25 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 21 days before the deadline. In the sector (NACE 71), the median for financial year 2024 was 8 days before the deadline, and 34% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 8 January (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-06-2026 year end09-11-2026 today31-01-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0834550386
Changes of role: Geraeds Jan (director) and Geraeds Benny (director)
Director discharge: Geraeds Jan · Director discharge: Geraeds Benny · General meeting of 22-03-2023 · Gazette deed
Registered office moved from Brasschaat to Malle
New registered office: Stekensbergstraat 15 te 2390 Malle · Previous registered office: Verhoevenlei 114- 2930 Brasschaat · Gazette deed
Incorporation
published on 28-03-2011 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| JGB MANAGEMENT Malle | €190,381 | €8,788 | 49.8% | - |
| RESEARCH & DEVELOPMENT Verviers | €223,175 | €7,886 | -20.6% | - |
| LingK Niel | €191,636 | €12,615 | 53.0% | - |
| I-MOSS Bertem | €136,324 | €8,941 | 95.5% | - |
| RESEARCH & GENERAL ENGINEERING Koekelare | €270,580 | €8,153 | 10.7% | - |
| STANNE Thuin | €162,671 | €9,613 | 17.3% | - |
| PATRIOS Ghent | €256,372 | €6,792 | 83.8% | - |
These companies have the same main activity as JGB MANAGEMENT: engineering and related technical consultancy, excluding land surveyors (NACE 71121). They are comparable in size and age: total assets between €136,000 and €271,000, founded between 2010 and 2014.
Official details
Source: KBO- Status
- Active since 04-03-2011Normal situation
- Activity
- Engineering and related technical consultancy, excluding land surveyorsNACE 71121and 5 others
- Establishment unit
- 2.197.475.9092390 Malle, since 04-03-2011
- Financial year end
- 30 June
- Peppol
- Reachable since 05-07-2026
Annual accounts to 30-06-2025
- ≈ €39,000estimated
- €190,381▼ 4.4%
- Filing
- Filed on 08-01-2026, 23 days before the end of the filing period
Insights on JGB MANAGEMENT
JGB MANAGEMENT files the micro format. That format states no turnover. The gross margin fell from €19,235 in 2012 to €8,788 in 2025.
The balance sheet grew most from 2013 to 2015 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about JGB MANAGEMENT
- What is the company number of JGB MANAGEMENT?
- The company number of JGB MANAGEMENT is 0834.550.386. The VAT number is the same number with BE in front: BE 0834.550.386.
- Where is JGB MANAGEMENT based?
- The registered office is at Stekensbergstraat 15, 2390 Malle.Company details
- What does JGB MANAGEMENT do?
- According to the KBO register, the main activity is engineering and related technical consultancy, excluding land surveyors (NACE 71121).
- What is the legal form of JGB MANAGEMENT?
- JGB MANAGEMENT is a private limited company (BV).
- When was JGB MANAGEMENT founded?
- JGB MANAGEMENT was founded on 04-03-2011.
- Is JGB MANAGEMENT still active?
- Yes, JGB MANAGEMENT is an active enterprise in the KBO register.
- What is the turnover of JGB MANAGEMENT?
- The turnover in financial year 2025 is ≈ €39,000. This figure is estimated from the gross margin of €8,788 and 30 comparable companies (NACE 71121). It probably lies between €27,000 and €74,000. It is a rough estimate.Financials
- Is JGB MANAGEMENT profitable?
- In financial year 2025, JGB MANAGEMENT made a loss of €522.
- Where can I find the annual accounts of JGB MANAGEMENT?
- JGB MANAGEMENT filed 14 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of JGB MANAGEMENT due?
- JGB MANAGEMENT must file the annual accounts for financial year 2026 by 31-01-2027.Timeline
Next steps
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