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Standvast

Active Risk: not assessed
Private limited companyfounded 20188 yrs activeKalmthoutsesteenweg 302, 2910 Essen, BelgiumKBO/BCE: BE 0688.569.049
Summary

Standvast is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €8.28M and a net result of €67k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 42% of 5547 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term

Signals

1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 8 filings
Deviation from the deadline
2025
17 d early
2024
24 d early
2023
5 d early
2022
29 d late
2021
6 d early
2020
1 d early
2019
1 d early
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€8.28M▲ 0.8%
2024 · €8.22M
2018: €48k 2019: €68k▲ +41.6% vs 2018 2020: €75k▲ +11.2% vs 2019 2021: €81k▲ +8.0% vs 2020 2022: €-305k▼ -475% vs 2021lowest in 8 years 2023: €8.03M▲ +2733% vs 2022 2024: €8.22M▲ +2.4% vs 2023 2025: €8.28M▲ +0.8% vs 2024highest in 8 years
2018 → 2025
Net result
€67k▼ 64.9%
2024 · €191k
2018: €-2k 2019: €44k▲ +2088% vs 2018 2020: €8k▼ -82.7% vs 2019 2021: €166k▲ +2087% vs 2020 2022: €-386k▼ -333% vs 2021lowest in 8 years 2023: €30k▲ +108% vs 2022 2024: €191k▲ +531% vs 2023highest in 8 years 2025: €67k▼ -64.9% vs 2024
2018 → 2025
Total assets
€19.32M▲ 2.5%
2024 · €18.85M
2018: €1.10M 2019: €2.75M▲ +150% vs 2018 2020: €2.12M▼ -23.0% vs 2019 2021: €354k▼ -83.3% vs 2020lowest in 8 years 2022: €15.24M▲ +4212% vs 2021 2023: €18.78M▲ +23.2% vs 2022 2024: €18.85M▲ +0.4% vs 2023 2025: €19.32M▲ +2.5% vs 2024highest in 8 years
2018 → 2025
Solvency
42.9%▼ 0.7pp
2024 · 43.6%
2018: 4.4% 2019: 2.5%▼ -43.4% vs 2018 2020: 3.6%▲ +44.4% vs 2019 2021: 23.0%▲ +547% vs 2020 2022: -2.0%▼ -109% vs 2021lowest in 8 years 2023: 42.7%▲ +2237% vs 2022 2024: 43.6%▲ +2.0% vs 2023highest in 8 years 2025: 42.9%▼ -1.7% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€81k-€-305k€8.03M€8.22M▲ 2.4%€8.28M▲ 0.8% 2021: €81k 2022: €-305k▼ -475% vs 2021lowest in 5 years 2023: €8.03M▲ +2733% vs 2022 2024: €8.22M▲ +2.4% vs 2023 2025: €8.28M▲ +0.8% vs 2024highest in 5 years
Operating result€168k-€-122k€-38k▲ 68.4%€-95k▼ 147%€-216k▼ 127% 2021: €168khighest in 5 years 2022: €-122k▼ -172% vs 2021 2023: €-38k▲ +68.4% vs 2022 2024: €-95k▼ -147% vs 2023 2025: €-216k▼ -127% vs 2024lowest in 5 years
Net result€166k-€-386k€30k€191k▲ 531%€67k▼ 64.9% 2021: €166k 2022: €-386k▼ -333% vs 2021lowest in 5 years 2023: €30k▲ +108% vs 2022 2024: €191k▲ +531% vs 2023highest in 5 years 2025: €67k▼ -64.9% vs 2024
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-400k€-200k€0€200kOperating result 2021: €168k€168kNet result 2021: €166k€166kOperating result 2022: €-122k€-122kNet result 2022: €-386k€-386kOperating result 2023: €-38k€-38kNet result 2023: €30k€30kOperating result 2024: €-95k€-95kNet result 2024: €191k€191kOperating result 2025: €-216k€-216kNet result 2025: €67k€67k20212022202320242025€-400k€-200k€0€200kOperating result 2023: €-38k€-38kNet result 2023: €30k€30kOperating result 2024: €-95k€-95kNet result 2024: €191k€191kOperating result 2025: €-216k€-216kNet result 2025: €67k€67k202320242025
The operating result stays negative: a loss of €216k in 2025 against €95k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €19.32M
Fixed assets €4.72M =
Current assets €14.60M ▲ 3.4%
Equity and liabilities €19.32M
Equity €8.28M ▲ 0.8%
Debt €11.04M ▲ 3.8%
Debt's share of the balance-sheet total rises from 56.4% to 57.1%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
ROE
0.8%▼
2024 · 2.3%
ROA
0.3%▼
2024 · 1.0%
Debt ≤ 1 year
€387k▲
2024 · €189k
Debt > 1 year
€10.65M▲
2024 · €10.44M
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines
Balance sheet Code20242025
Assets
Total assets20/58€18.85M€19.32M▲
Fixed assets21/28€4.72M€4.72M=
Financial fixed assets28€4.72M€4.72M=
Current assets29/58€14.13M€14.60M▲
Amounts receivable after more than one year29€11.10M€11.60M▲
Other amounts receivable291€11.10M€11.60M▲
Amounts receivable within one year40/41€3.00M€3.00M=
Other amounts receivable41€3.00M€3.00M=
Cash at bank and in hand54/58€32k€8k▼
Deferred charges and accrued income490/1-€2
Equity and liabilities
Total equity and liabilities10/49€18.85M€19.32M▲
Equity10/15€8.22M€8.28M▲
Contributions10/11€8.35M€8.35M=
Reserves13€31k€31k=
Non-distributable reserves130/1€5k€5k=
Reserves not available under the articles1311€5k€5k=
Distributable reserves133€26k€26k=
Profit (loss) carried forward14€-165k€-98k▲
Amounts payable17/49€10.63M€11.04M▲
Amounts payable after more than one year17€10.44M€10.65M▲
Financial debts170/4€10.44M€10.65M▲
Amounts payable within one year42/48€189k€387k▲
Taxes, remuneration and social security45€216€0▼
Taxes450/3€216€0▼
Other amounts payable47/48€189k€387k▲
Income statement Code20242025
Other operating charges640/8€118€1k▲
Gross operating margin9900€-95k€-215k▼
Operating profit (loss)9901€-95k€-216k▼
Financial income75/76B€499k€499k=
Recurring financial income75€499k€499k=
Financial charges65/66B€214k€217k▲
Recurring financial charges65€214k€217k▲
Profit (loss) for the period before taxes9903€191k€67k▼
Profit (loss) for the period9904€191k€67k▼
Profit (loss) for the period to be appropriated9905€191k€67k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-165k€-98k▲
Profit (loss) brought forward from the previous period14P€-356k€-165k▲
Social balance
Average headcount (FTE)9087-0.0

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Accounts by statement
Line20212022202320242025Change
Non-recurring operating income76A€290k-----
Other operating charges640/8€11k€102€109€118€1k▲ 848%
Gross operating margin9900€179k€-122k€-38k€-95k€-215k▼ 127%
Operating profit (loss)9901€168k€-122k€-38k€-95k€-216k▼ 127%
Financial income75/76B-€35k€410k€499k€499k=
Recurring financial income75-€35k€410k€499k€499k=
Financial charges65/66B€293€299k€339k€214k€217k▲ 1.3%
Recurring financial charges65€293€299k€339k€214k€217k▲ 1.3%
Profit (loss) for the period before taxes9903€168k€-386k€32k€191k€67k▼ 64.9%
Income taxes67/77€2k€221€2k---
Profit (loss) for the period9904€166k€-386k€30k€191k€67k▼ 64.9%
Profit (loss) for the period to be appropriated9905€166k€-386k€30k€191k€67k▼ 64.9%
Line20212022202320242025Change
Assets
Total assets20/58€354k€15.24M€18.78M€18.85M€19.32M▲ 2.5%
Fixed assets21/28-€4.71M€5.12M€4.72M€4.72M=
Financial fixed assets28-€4.71M€5.12M€4.72M€4.72M=
Current assets29/58€354k€10.53M€13.65M€14.13M€14.60M▲ 3.4%
Amounts receivable after more than one year29-€10.21M€10.60M€11.10M€11.60M▲ 4.5%
Other amounts receivable291-€10.21M€10.60M€11.10M€11.60M▲ 4.5%
Amounts receivable within one year40/41--€3.00M€3.00M€3.00M=
Other amounts receivable41--€3.00M€3.00M€3.00M=
Cash at bank and in hand54/58€354k€312k€55k€32k€8k▼ 73.8%
Deferred charges and accrued income490/1-€5k--€2-
Equity and liabilities
Total equity and liabilities10/49€354k€15.24M€18.78M€18.85M€19.32M▲ 2.5%
Equity10/15€81k€-305k€8.03M€8.22M€8.28M▲ 0.8%
Contributions10/11€50k€50k€8.35M€8.35M€8.35M=
Reserves13€31k€31k€31k€31k€31k=
Non-distributable reserves130/1€5k€5k€5k€5k€5k=
Reserves not available under the articles1311€5k€5k€5k€5k€5k=
Distributable reserves133€26k€26k€26k€26k€26k=
Profit (loss) carried forward14-€-386k€-356k€-165k€-98k▲ 40.5%
Amounts payable17/49€272k€15.55M€10.75M€10.63M€11.04M▲ 3.8%
Amounts payable after more than one year17-€15.39M€10.64M€10.44M€10.65M▲ 2.0%
Financial debts170/4-€15.39M€10.64M€10.44M€10.65M▲ 2.0%
Amounts payable within one year42/48€272k€155k€114k€189k€387k▲ 105%
Trade debts44€2k€2k€8k---
Suppliers440/4€2k€2k€8k---
Taxes, remuneration and social security45€2k--€216€0▼ 100%
Taxes450/3€2k--€216€0▼ 100%
Other amounts payable47/48€269k€153k€106k€189k€387k▲ 105%
Line20212022202320242025Change
Profit (loss) for the period9904€166k€-386k€30k€191k€67k▼ 64.9%
Operating cash flow (approximation)€166k€-386k€30k€191k€67k▼ 64.9%
Investment in fixed assets (approximation)--€-409k€404k€0▼ 100%
Change in cash-€-41k€-257k€-23k€-24k▼ 2.5%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
14-07
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
07-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Highest result since 2018net €191k ▲531%
Net result €191k, the highest in the series.
26-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Back to profitnet €30k
Net result €30k after one loss-making year.
31-12
Financial Equity above €5MEq €8.03M
Equity rises from €-305k to €8.03M.
29-08
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema · 29 days late
2022
31-12
Financial Weakest financial yearnet €-386k
Net result drops to €-386k, the lowest in the series; recovery starts the following year.
31-12
Financial Liquidity times 52current ratio 67.99
Current ratio from 1.30 to 67.99; short-term debt falls from €272k to €155k.
25-07
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-07
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-07
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial Back to profitnet €44k
Net result €44k after one loss-making year.
23-08
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Essen · 1 establishment unit since 2018
seat establishment The establishment unit on the map
Ground area
1,346 m²
Building footprint
459 m²
Volume, LiDAR
3,743 m³
Parcel 11642D0732/00S000, Flanders · tallest building 12.2 m, ±3 floors. Linked by address, not a title deed.
9 companies at this address See who is registered here
1 establishment unit
Standvast
Kalmthoutsesteenweg 302, 2910 EssenFinancial service activities, except insurance and pension funding
since 20182.334.753.772
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11642D0732/00S000 Flanders 1,345 m² 1 · 459 m² 12.2 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 24,730 companies in sector 64210 we hold annual accounts for 19,766. 6,582 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded17-01-2018
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies

Scores and ratios are computed by Checked and are not a credit decision.