Summary
LEANTUM is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €14.23M and a net result of €508k. Equity is growing by ~3% per year across the filed fiscal years. Its solvency ranks better than 94% of 2394 sector peers (fiscal year 2025). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
21 d early
2024
3 d early
2023
5 d early
2022
89 d late
2021
on the day
2020
89 d late
2019
on the day
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Equity
€14.23M▲ 3.7%
2024 · €13.72M
2019: €11.84M
2020: €12.61M
2021: €12.80M
2022: €13.41M
2023: €13.90M
2024: €13.72M
2019 → 2025
Net result
€508k▲ 555%
2024 · €77k
2019: €2.42M
2020: €766k
2021: €545k
2022: €866k
2023: €491k
2024: €77k
2019 → 2025
Total assets
€14.33M▲ 4.2%
2024 · €13.75M
2019: €12.13M
2020: €12.81M
2021: €12.99M
2022: €13.69M
2023: €13.92M
2024: €13.75M
2019 → 2025
Solvency
99.3%▼ 0.5pp
2024 · 99.8%
2019: 97.6%
2020: 98.4%
2021: 98.5%
2022: 97.9%
2023: 99.9%
2024: 99.8%
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€12.80M-€13.41M▲ 4.8%€13.90M▲ 3.7%€13.72M▼ 1.3%€14.23M▲ 3.7%
Operating result€563k-€550k▼ 2.3%€332k▼ 39.7%€5k▼ 98.5%€-29k
Net result€545k-€866k▲ 58.9%€491k▼ 43.3%€77k▼ 84.2%€508k▲ 555%
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €29k after €5k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €14.33M
Fixed assets
€8.67M ▼ 0.2%
Current assets
€5.66M ▲ 11.6%
Equity and liabilities €14.33M
Equity
€14.23M ▲ 3.7%
Debt
€100k ▲ 196%
Debt's share of the balance-sheet total rises from 0.2% to 0.7%. Equity and debt are higher.
Key figures and ratios
ROE
3.6%▲
2024 · 0.6%
ROA
3.5%▲
2024 · 0.6%
Debt ≤ 1 year
€87k▲
2024 · €34k
Income taxes
€78k▲
2024 · €36k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 54 lines
Balance sheet
Code20242025
Assets
Total assets20/58€13.75M€14.33M▲
Fixed assets21/28€8.68M€8.67M▼
Tangible fixed assets22/27€35k€19k▼
Furniture and vehicles24€35k€19k▼
Financial fixed assets28€8.65M€8.65M=
Current assets29/58€5.07M€5.66M▲
Amounts receivable after more than one year29€300k€200k▼
Other amounts receivable291€300k€200k▼
Amounts receivable within one year40/41€541k€556k▲
Trade receivables40€18k€18k=
Other amounts receivable41€523k€538k▲
Current investments50/53€2.71M€3.72M▲
Cash at bank and in hand54/58€1.52M€1.14M▼
Deferred charges and accrued income490/1€2k€45k▲
Equity and liabilities
Total equity and liabilities10/49€13.75M€14.33M▲
Equity10/15€13.72M€14.23M▲
Contributions10/11€8.67M€8.67M=
Capital10€8.67M€8.67M=
Issued capital100€8.67M€8.67M=
Reserves13€5.04M€5.54M▲
Non-distributable reserves130/1€867k€867k=
Legal reserve130€867k€867k=
Distributable reserves133€4.18M€4.68M▲
Profit (loss) carried forward14€7k€15k▲
Amounts payable17/49€34k€100k▲
Amounts payable within one year42/48€34k€87k▲
Trade debts44€14k€25k▲
Suppliers440/4€14k€25k▲
Taxes, remuneration and social security45€17k€60k▲
Taxes450/3€10k€52k▲
Remuneration and social security454/9€7k€7k▲
Other amounts payable47/48€2k€2k▲
Accrued charges and deferred income492/3€0€13k▲
Income statement
Code20242025
Non-recurring operating income76A€18k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24k€16k▼
Other operating charges640/8€3k€2k▼
Gross operating margin9900€32k€-11k▼
Operating profit (loss)9901€5k€-29k▼
Financial income75/76B€103k€616k▲
Recurring financial income75€103k€616k▲
Financial charges65/66B€-5k€1k▲
Recurring financial charges65€-5k€1k▲
Profit (loss) for the period before taxes9903€113k€586k▲
Income taxes67/77€36k€78k▲
Profit (loss) for the period9904€77k€508k▲
Profit (loss) for the period to be appropriated9905€77k€508k▲
Appropriation of the result
Profit (loss) to be appropriated9906€2.14M€515k▼
Profit (loss) brought forward from the previous period14P€2.06M€7k▼
Transfer to equity691/2€1.87M€500k▼
To the legal reserve6920€697k€0▼
To other reserves6921€1.18M€500k▼
Profit to be distributed694/7€260k€0▼
Return on contributions (dividend)694€260k€0▼
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Weakest financial yearnet €77k ▼84.2%
Net result drops to €77k, the lowest in the series; recovery starts the following year.
26-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-06
Financial
Liquidity times 20current ratio 348.14
Current ratio from 17.67 to 348.14; short-term debt falls from €281k to €15k.
30-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 89 days late
2022
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 89 days late
2020
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
28-02
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lier · 1 establishment unit since 2016
Ground area
4.0 ha
Building footprint
1.7 ha
Volume, LiDAR
47,236 m³
Parcel 12019A0002/00Z002, Flanders · tallest building 6.6 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
LEANTUM
since 20162.259.683.096
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12019A0002/00Z002 | Flanders | 4.0 ha | 1 · 1.7 ha | 6.6 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
2549005NVMIYQG8I2D71
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Of 24,725 companies in sector 64210 we hold annual accounts for 19,762. 5,074 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded22-12-2016
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
46180Agents specialised in the wholesale of other particular products
46190Agents in non-specialised wholesale trade
70200Business and other management consultancy
73300Public relations and communication consultancy
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.