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STANDAERT ANN

Active
Private limited companyfounded 1991active for 35 yearsTennisstraat 16, 9920 Lievegem, BelgiumKBO/BCE: BE 0444.183.388
Summary

STANDAERT ANN has been active since 1991 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €118,319 and a net result of -€18,717. Equity has been growing by about 6.5% per year since 2018. Its solvency ranks better than 45% of 5,724 sector peers (NACE 96, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Overview

Official details

Source: KBO
Status
Active since 16-05-1991 Normal situation
Activity
Beauty care and other beauty treatments NACE 96220and 2 others
Establishment unit
2.164.126.022 9920 Lievegem, since 01-07-2007
Financial year end
31 December
Peppol
Reachable since 03-11-2025

Board and ownership

Board

Financial position

83 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.4%
Annual accounts 2025
Gross margin
€19,178
▲ 16.9%
Turnover
≈ €89,000
estimated
Loss
€18,717
▼ 10.2%
Equity
€118,319
▼ 13.7%
Total assets
€579,815
=
  • 2025 accounts filed 3 days after the deadline
Score breakdownraises riskLiquidity: current ratio 0.08lowers riskFounded in 1991Size: total assets €579,815Figures for financial year 2025 (filed on 03-08-2026)Show the evidence

Checked score

Score 2025
83 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 43% of micro companies in personal services (NACE 96)
Financial strength · tick: 2024
Average
Solvency 45-4
equity 20.4% of total assets
Liquidity 65+26
short-term debt 38.3%
Profitability 41+9
return on assets -3.2%
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (7,627 companies, NACE 96, micro)
Last 24 months 12-2024: 0.1%lowest value 01-2025: 0.1%● unchanged vs 12-2024lowest value 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.2%▲ +0.1 percentage points vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.3%▲ +0.1 percentage points vs 06-2025 08-2025: 0.6%▲ +0.3 percentage points vs 07-2025 09-2025: 0.1%▼ -0.5 percentage points vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.2%▲ +0.1 percentage points vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.3%▲ +0.1 percentage points vs 06-2026 08-2026: 0.6%▲ +0.3 percentage points vs 07-2026highest value 09-2026: 0.4%▼ -0.2 percentage points vs 08-2026 10-2026: 0.4%● unchanged vs 09-2026 11-2026: 0.4%● unchanged vs 10-2026
Credit of up to €9,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.08 (0.08 in 2024), below 1. Short-term debt is 38.3% of total assets. 79.6% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 96, micro). It does better than 45% of them on solvency, 69% on liquidity, 31% on profitability and 27% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
raises risk · Liquidity: current ratio 0.08
NBB · annual accounts
lowers risk · Founded in 1991
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Size: total assets €579,815
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 03-08-2026)
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€18,717
raises risk · 2025 accounts filed 3 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-08-2026, 3 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
3 days late
2024
28 days late
2023
30 days late
2022
42 days early
2021
4 days late
2020
40 days early
2019
28 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 2 days after the deadline. In the sector (NACE 96), the median for financial year 2024 was on the deadline day, and 48% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 4 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Lower net result than 91% of companies in personal servicessector median €2,798 · 5,731 companies -€18,717 View
  • Caution: 2 loss-making years in a rowloss in financial year 2025 -€18,717 View

Recent changes

  1. · Gazette deed Resignation: STANDAERT Ann (director)Reappointment: STANDAERT Ann (director) · Director discharge: STANDAERT Ann · Legal-form conversion: from private limited company (pre-2019) to private limited company
  2. · Gazette deed Incorporation
All 16 events

Comparable companies

These companies have the same main activity as STANDAERT ANN: beauty care and other beauty treatments (NACE 96220). They are comparable in size and age: total assets between €375,000 and €1.1m, founded between 1993 and 2003.

CompanyTotal assetsGross margin
STANDAERT ANN Lievegem€0.6m€0.02m
ROYAL NAILS Wommelgem€0.5m€0.02m
VAN AUTREVE - WARLOP Zulte€0.5m€0.03m
PATYFRANCK Quaregnon€0.4m€0.02m
NARCISSIK Péruwelz€0.4m€0.02m
LERIMMO Houthulst€1.1m€0.03m
KWIK-IMMO Zoersel€0.6m€0.04m
Full comparison

Key facts about STANDAERT ANN

What is the company number of STANDAERT ANN?
The company number of STANDAERT ANN is 0444.183.388. The VAT number is the same number with BE in front: BE 0444.183.388.
Where is STANDAERT ANN based?
The registered office is at Tennisstraat 16, 9920 Lievegem.Company details
What does STANDAERT ANN do?
According to the KBO register, the main activity is beauty care and other beauty treatments (NACE 96220).
What is the legal form of STANDAERT ANN?
The legal form of STANDAERT ANN is Private limited company (BV).
When was STANDAERT ANN founded?
STANDAERT ANN was founded on 16-05-1991.
Is STANDAERT ANN still active?
Yes, STANDAERT ANN is an active enterprise in the KBO register.
What is the turnover of STANDAERT ANN?
The turnover in financial year 2025 is ≈ €89,000. This figure is estimated from the gross margin of €19,178 and 32 comparable companies (NACE 96220). It probably lies between €62,000 and €210,000. It is a rough estimate.Financials
Is STANDAERT ANN profitable?
In financial year 2025, STANDAERT ANN made a loss of €18,717.
Where can I find the annual accounts of STANDAERT ANN?
STANDAERT ANN filed 34 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of STANDAERT ANN due?
STANDAERT ANN must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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