NARCISSIK
ActiveThe annual accounts of NARCISSIK for fiscal year 2024 show a net loss of 52% of the equity at the start of that year. The 2024 annual accounts show equity of €13k and a net result of €-14k. Equity is shrinking by ~12.2% per year across the filed fiscal years. Its solvency ranks better than 34% of 6162 sector peers (fiscal year 2024). The company has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
47
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability27▼-7
Solvency28▼-3
Growth58=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.07 against 0.05 in 2023; short-term debt: 28.8% and cash: 0.1% of total assets), and 97.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
2.9%
Return on assets
-3.1%
Age of the figures
21 mo
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year €-14k
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-09-2025, 56 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
56 d late
2023
54 d late
2022
60 d late
2021
71 d late
2020
61 d late
2019
38 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€13k▼ 52.1%
2023 · €28k
2018: €53k
2019: €47k
2020: €41k
2021: €50k
2022: €32k
2023: €28k
2018 → 2024
Total assets
€461k▼ 4.4%
2023 · €483k
2018: €606k
2019: €580k
2020: €549k
2021: €525k
2022: €508k
2023: €483k
2018 → 2024
Net result
€-14k▼ 238%
2023 · €-4k
2018: €-41k
2019: €-6k
2020: €-5k
2021: €9k
2022: €-18k
2023: €-4k
2018 → 2024
Working capital
€-123k▲ 27.0%
2023 · €-169k
2018: €-182k
2019: €-176k
2020: €-178k
2021: €-165k
2022: €-173k
2023: €-169k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€41k-€50k▲ 21.8%€32k▼ 36.0%€28k▼ 13.4%€13k▼ 52.1%
Operating result€7k-€15k▲ 115%€8k▼ 41.6%€16k▲ 87.8%€3k▼ 78.8%
Net result€-5k-€9k€-18k€-4k▲ 76.3%€-14k▼ 238%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 79% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €461k
Fixed assets
€451k▼ 4.7%
Current assets
€10k▲ 9.7%
Equity and liabilities €461k
Equity
€13k▼ 52.1%
Debt
€448k▼ 1.5%
The debt ratio rises from 94.3% to 97.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
€26k▼
2023 · €39k
Cash flow
€8k▼
2023 · €18k
Solvency
2.9%▼
2023 · 5.7%
Current ratio
0.07▲
2023 · 0.05
Quick ratio
0.06▲
2023 · 0.04
Debt / equity
33.81▲
2023 · 16.42
ROE
-108.9%▼
2023 · -15.4%
ROA
-3.1%▼
2023 · -0.9%
Interest coverage
1.47▼
2023 · 1.97
Debt
€448k▼
2023 · €455k
Debt ≤ 1 year
€133k▼
2023 · €178k
Debt > 1 year
€315k▲
2023 · €277k
Income taxes
€-2▼
2023 · €189
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€483k€461k▼
Fixed assets21/28€473k€451k▼
Tangible fixed assets22/27€473k€451k▼
Land and buildings22€466k€446k▼
Plant, machinery and equipment23€7k€4k▼
Financial fixed assets28€805€805=
Current assets29/58€9k€10k▲
Stocks and contracts in progress3€2k€2k▼
Stocks30/36€2k€2k▼
Amounts receivable within one year40/41€3k€7k▲
Trade receivables40€3k€7k▲
Other amounts receivable41€434€824▲
Cash at bank and in hand54/58€4k€643▼
Equity and liabilities
Total equity and liabilities10/49€483k€461k▼
Equity10/15€28k€13k▼
Contributions10/11€79k€79k=
Revaluation surpluses12€396k€396k=
Profit (loss) carried forward14€-447k€-461k▼
Amounts payable17/49€455k€448k▼
Amounts payable after more than one year17€277k€315k▲
Financial debts170/4€277k€315k▲
Amounts payable within one year42/48€178k€133k▼
Current portion of amounts payable after more than one year42€23k€17k▼
Financial debts43€44k-
Credit institutions430/8€44k-
Trade debts44€12k€19k▲
Suppliers440/4€12k€19k▲
Taxes, remuneration and social security45€19k€15k▼
Taxes450/3€13k€15k▲
Remuneration and social security454/9€5k-
Other amounts payable47/48€80k€82k▲
Income statement
Code20232024
Remuneration, social security and pensions62€13k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23k€23k▲
Other operating charges640/8€4k€4k▼
Gross operating margin9900€56k€30k▼
Operating profit (loss)9901€16k€3k▼
Financial income75/76B€8€9▲
Recurring financial income75€8€9▲
Financial charges65/66B€20k€18k▼
Recurring financial charges65€20k€18k▼
Non-recurring financial charges66B€480-
Profit (loss) for the period before taxes9903€-4k€-14k▼
Income taxes67/77€189€-2▼
Profit (loss) for the period9904€-4k€-14k▼
Profit (loss) for the period to be appropriated9905€-4k€-14k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-447k€-461k▼
Profit (loss) brought forward from the previous period14P€-443k€-447k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
25-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 56 days late
2024
23-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 54 days late
2023
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 60 days late
2022
10-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 71 days late
2021
31-12
Financial
Back to profitnet €9k
Net result €9k after 3 loss-making years.
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
2020
07-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 38 days late
2019
03-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
08-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 8 days late
2017
10-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
15-09
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 46 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Péruwelz · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Pont-à-la-Faulx(PER) 947600 PéruwelzGround area
2,449 m²
Building footprint
251 m²
Volume, LiDAR
3,321 m³
Parcel 57064D0340/00M000, Wallonia · tallest building 15.6 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Rue Pont-à-la-Faulx(PER) 94, 7600 Péruwelz
since 20032.126.966.312
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57064D0340/00M000 | Wallonia | 2,449 m² | 1 · 251 m² | 15.6 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,863 companies in sector 96220 we hold annual accounts for 1,443. 1,144 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-02-2003
Fiscal year end31-12
Activities, NACEBEL
96022Beauty treatment
96220Beauty care and other beauty treatments
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.