Stan
ActiveSummary
The computed 12-month bankruptcy probability of Stan is 4.4% (elevated). The 2024 annual accounts show negative equity (€-4k) and a net result of €-10k. Equity is growing by ~4.5% per year across the filed fiscal years. Its solvency ranks better than 9% of 5894 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
25
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0▼-99
Solvency7▼-31
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
4.4%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.45 against 0.66 in 2023; short-term debt: 118.1% and cash: 36% of total assets), and equity is negative.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-18.1%
Return on assets
-39.5%
Age of the figures
21 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
222324
2022 to 2024 · latest year €-4k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 13-06-2025, 48 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
48 d early
2023
34 d early
2022
31 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€-4k
2023 · €5k
2022: €-5k
2023: €5k
2022 → 2024
Total assets
€24k▼ 40.7%
2023 · €41k
2022: €32k
2023: €41k
2022 → 2024
Net result
€-10k
2023 · €10k
2022: €-8k
2023: €10k
2022 → 2024
Working capital
€-16k▼ 30.0%
2023 · €-12k
2022: €-28k
2023: €-12k
2022 → 2024
Multi-year overview
Available amounts per fiscal year
Line202220232024Trend
Equity€-5k-€5k€-4k
Operating result€-7k-€11k€-9k
Net result€-8k-€10k€-10k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €9k after €11k in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €24k
Fixed assets
€11k ▼ 34.5%
Current assets
€13k ▼ 45.2%
Key figures and ratios
EBITDA
€-3k▼
2023 · €21k
Cash flow
€-4k▼
2023 · €20k
Solvency
-18.1%▼
2023 · 12.7%
Current ratio
0.45▼
2023 · 0.66
Quick ratio
0.38▼
2023 · 0.60
Debt to equity
-6.54▼
2023 · 6.85
ROA
-39.5%▼
2023 · 24.5%
Interest coverage
-15.27▼
2023 · 193.69
Debt
€29k▼
2023 · €36k
Debt ≤ 1 year
€29k▼
2023 · €36k
Income taxes
€0▼
2023 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 48 lines
Balance sheet
Code20232024
Assets
Total assets20/58€41k€24k▼
Fixed assets21/28€17k€11k▼
Tangible fixed assets22/27€17k€11k▼
Land and buildings22€825€718▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€5k€3k▼
Leasing and similar rights25€9k€6k▼
Current assets29/58€24k€13k▼
Stocks and contracts in progress3€2k€2k▲
Stocks30/36€2k€2k▲
Amounts receivable within one year40/41€3k€2k▼
Trade receivables40€3k€2k▼
Other amounts receivable41€0-
Cash at bank and in hand54/58€18k€9k▼
Deferred charges and accrued income490/1€205€507▲
Equity and liabilities
Total equity and liabilities10/49€41k€24k▼
Equity10/15€5k€-4k▼
Contributions10/11€3k€3k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€0€-10k▼
Amounts payable17/49€36k€29k▼
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€36k€29k▼
Current portion of amounts payable after more than one year42€4k€0▼
Trade debts44€2k€2k▼
Suppliers440/4€2k€2k▼
Taxes, remuneration and social security45€7k€4k▼
Taxes450/3€7k€4k▼
Other amounts payable47/48€24k€23k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€6k▼
Other operating charges640/8€872€1k▲
Non-recurring operating charges66A€0-
Gross operating margin9900€22k€-2k▼
Operating profit (loss)9901€11k€-9k▼
Financial income75/76B€0€2▲
Recurring financial income75€0€2▲
Financial charges65/66B€110€223▲
Recurring financial charges65€110€223▲
Profit (loss) for the period before taxes9903€11k€-10k▼
Income taxes67/77€1k€0▼
Profit (loss) for the period9904€10k€-10k▼
Profit (loss) for the period to be appropriated9905€10k€-10k▼
Appropriation of the result
Profit (loss) to be appropriated9906€2k€-10k▼
Profit (loss) brought forward from the previous period14P€-8k€0▲
Transfer to equity691/2€2k€0▼
To other reserves6921€2k€0▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
13-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-10k ▼196%
Net result drops to €-10k, the lowest in the series.
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zandhoven · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Heirbaan 362243 ZandhovenGround area
1,553 m²
Building footprint
158 m²
Volume, LiDAR
954 m³
Parcel 11034A0120/00W000, Flanders · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Stan
since 20212.315.426.028
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11034A0120/00W000 | Flanders | 1,553 m² | 1 · 158 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 637 EUR awarded · 541 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 637 EUR | 541 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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BE 0536.446.127
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Of 7,013 companies in sector 81220 we hold annual accounts for 2,416. 1,006 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-03-2021
Fiscal year end31-12
Activities, NACEBEL 2025
81220Other building cleaning and industrial cleaning
31001Manufacture of furniture
43320Joinery installation
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.