BENELUX & PARTNERS
ActiveSummary
The computed 12-month bankruptcy probability of BENELUX & PARTNERS is 2.0% (moderate). The 2025 annual accounts show equity of €40k and a net result of €20k. Equity is growing by ~23.4% per year across the filed fiscal years. Its solvency ranks better than 55% of 4486 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
61
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability97▲+6
Solvency70▲+11
Growth78=
Track record94
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 1.58 against 1.26 in 2024; short-term debt: 54.5% and cash: 0% of total assets), but 54.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
45.5%
Return on assets
22.4%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-08-2026, 2 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
2 d late
2024
6 d late
2023
30 d late
2022
23 d late
2021
28 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€40k▲ 97.3%
2024 · €20k
2021: €15k
2022: €14k
2023: €9k
2024: €20k
2021 → 2025
Total assets
€87k▲ 46.7%
2024 · €59k
2021: €18k
2022: €29k
2023: €45k
2024: €59k
2021 → 2025
Net result
€20k▲ 82.2%
2024 · €11k
2021: €9k
2022: €-5k
2023: €-5k
2024: €11k
2021 → 2025
Working capital
€27k▲ 168%
2024 · €10k
2021: €12k
2022: €1k
2023: €-12k
2024: €10k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€15k-€14k▼ 6.8%€9k▼ 33.4%€20k▲ 115%€40k▲ 97.3%
Operating result€12k-€-5k€-5k▲ 6.6%€11k€23k▲ 115%
Net result€9k-€-5k€-5k▲ 12.5%€11k€20k▲ 82.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 115% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €87k
Fixed assets
€12k ▲ 24.3%
Current assets
€75k ▲ 51.1%
Equity and liabilities €87k
Equity
€40k ▲ 97.3%
Debt
€48k ▲ 20.8%
Debt's share of the balance-sheet total falls from 66.2% to 54.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€26k▲
2024 · €12k
Cash flow
€23k▲
2024 · €12k
Current ratio
1.58▲
2024 · 1.26
Debt to equity
1.20▼
2024 · 1.96
ROE
49.3%▼
2024 · 53.4%
ROA
22.4%▲
2024 · 18.0%
Interest coverage
296.33▲
2024 · 101.19
Debt ≤ 1 year
€48k▲
2024 · €39k
Staff costs
€9k▼
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€59k€87k▲
Fixed assets21/28€10k€12k▲
Tangible fixed assets22/27€4k€6k▲
Plant, machinery and equipment23€2k-
Furniture and vehicles24€2k€6k▲
Financial fixed assets28€6k€6k=
Current assets29/58€50k€75k▲
Amounts receivable within one year40/41€48k€75k▲
Trade receivables40€47k€36k▼
Other amounts receivable41€399€38k▲
Cash at bank and in hand54/58€2k€8▼
Equity and liabilities
Total equity and liabilities10/49€59k€87k▲
Equity10/15€20k€40k▲
Contributions10/11€10k€10k=
Profit (loss) carried forward14€10k€30k▲
Amounts payable17/49€39k€48k▲
Amounts payable within one year42/48€39k€48k▲
Financial debts43-€6
Other loans439-€6
Trade debts44€37k€32k▼
Suppliers440/4€30k€32k▲
Bills of exchange payable441€7k-
Taxes, remuneration and social security45€3k€16k▲
Taxes450/3€2k€3k▲
Remuneration and social security454/9€392€13k▲
Income statement
Code20242025
Remuneration, social security and pensions62€11k€9k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€3k▲
Other operating charges640/8€1k€2k▲
Non-recurring operating charges66A€7k-
Gross operating margin9900€31k€37k▲
Operating profit (loss)9901€11k€23k▲
Financial income75/76B-€1k
Recurring financial income75-€1k
Non-recurring financial income76B-€1k
Financial charges65/66B€122€5k▲
Recurring financial charges65€122€89▼
Non-recurring financial charges66B-€5k
Profit (loss) for the period before taxes9903€11k€20k▲
Profit (loss) for the period9904€11k€20k▲
Profit (loss) for the period to be appropriated9905€11k€20k▲
Appropriation of the result
Profit (loss) to be appropriated9906€10k€30k▲
Profit (loss) brought forward from the previous period14P€-645€10k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 2 days late
2025
31-12
Financial
Highest result since 2021net €20k ▲82.2%
Operating result €23k, net result €20k, both a record.
06-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 6 days late
2024
31-12
Financial
Back to profitnet €11k
Net result €11k after 2 loss-making years.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
23-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 23 days late
2022
31-12
Financial
Weakest financial yearnet €-5k ▼157%
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
28-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mechelen · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kardinaal Mercierplein 22800 MechelenGround area
6,631 m²
Building footprint
2,975 m²
Volume, LiDAR
21,374 m³
2 parcels, Flanders · tallest building 22.4 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
Benelux.Tech.Group B.T.G.
since 20212.324.881.350
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23015B0091/00S003 | Flanders | 4,582 m² | 1 · 1,166 m² | 22.4 m · 6 fl. |
| 12025C0760/00X000 | Flanders | 2,050 m² | 1 · 1,809 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Recognitions · licences · registrations
Parcel delivery
Notified to the BIPT
Similar companies · same sector, comparable size
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G.T.I.
BE 0438.409.910
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BE 0784.327.350
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IBO CLEAN
BE 0800.887.527
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A&Z CLEANING GROUP - PATISCOO
BE 0775.871.425
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Of 7,013 companies in sector 81220 we hold annual accounts for 2,416. 1,972 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-03-2021
Fiscal year end31-12
Activities, NACEBEL 2025
47241Retail sale of bread and pastry (bakery outlets)
81220Other building cleaning and industrial cleaning
47811Retail sale of cars and light vans (up to 3.5 tonnes)
68310Real estate agency activities
68322Real estate appraisal on a fee or contract basis
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:marchadising@gmail.com