STAMATI srl
ActiveSTAMATI srl has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €280k and a net result of €130k. Equity is growing by ~83.6% per year across the filed fiscal years. Its solvency ranks better than 72% of 12501 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
93
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Stability82
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days only on tighter terms
Liquidity ample (current ratio 4.17 against 3.47 in 2024), and 24% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
76%
Return on assets
35.4%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-01-2026, 192 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
192 d early
2024
183 d early
2023
145 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
07-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€280k▲ 87.0%
2024 · €150k
2023: €30k
2024: €150k
2023 → 2025
Total assets
€368k▲ 75.1%
2024 · €210k
2023: €51k
2024: €210k
2023 → 2025
Net result
€130k▲ 8.4%
2024 · €120k
2023: €29k
2024: €120k
2023 → 2025
Working capital
€280k▲ 87.0%
2024 · €150k
2023: €30k
2024: €150k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€30k-€150k▲ 407%€280k▲ 87.0%
Operating result€37k-€153k▲ 316%€166k▲ 8.3%
Net result€29k-€120k▲ 308%€130k▲ 8.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 8% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €368k
Equity
€280k▲ 87.0%
Debt
€88k▲ 45.7%
The debt ratio falls from 28.8% to 24.0%: equity grows faster than debt.
Key figures and ratios
Solvency
76.0%▲
2024 · 71.2%
Current ratio
4.17▲
2024 · 3.47
Quick ratio
4.17▲
2024 · 3.47
Debt / equity
0.32▼
2024 · 0.40
ROE
46.5%▼
2024 · 80.3%
ROA
35.4%▼
2024 · 57.1%
Debt
€88k▲
2024 · €61k
Debt ≤ 1 year
€88k▲
2024 · €61k
Income taxes
€38k▲
2024 · €34k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Total assets20/58€210k€368k▲
Current assets29/58€210k€368k▲
Amounts receivable within one year40/41€16k€41k▲
Cash & bank54/58€195k€328k▲
Total equity & liabilities10/49€210k€368k▲
Equity10/15€150k€280k▲
Contributions / capital10/11€100€100=
Accumulated profits (losses)14€150k€280k▲
Amounts payable17/49€61k€88k▲
Amounts payable within one year42/48€61k€88k▲
Trade debts payable within one year44€50-
Income statement
Code20242025
Gross operating margin9900€155k€166k▲
Operating result9901€153k€166k▲
Financial income75€715€2k▲
Financial charges65€54€105▲
Result before taxes9903€154k€168k▲
Income taxes67/77€34k€38k▲
Net result for the period9904€120k€130k▲
Result to be appropriated9905€120k€130k▲
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2023net €130k ▲8.4%
Operating result €166k, net result €130k, both a record.
31-12
Financial
Equity above €200kEq €280k ▲87%
3 profitable years in a row build equity to €280k.
29-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €100kEq €150k ▲407%
2 profitable years in a row build equity to €150k.
25-04
State Gazette act
Registered-office change
08-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Comparable companies · same sector, comparable size
Similar companies · same sector, comparable size
Advokatenkantoor VAN CAMP
BE 0446.142.392
Heist-op-den-Berg · Eq €280k
PEPIJN GEERS
BE 0744.836.868
Destelbergen · Eq €280k
ADVOCATENKANTOOR BORGINON
BE 0598.732.104
Antwerpen · Eq €280k
ADVOCATENKANTOOR WIM SMITS
BE 0839.784.329
Antwerpen · Eq €281k
MARTIN VAN BEIRS
BE 0480.121.492
Ukkel · Eq €281k
Of 22,000 companies in sector 69101 we hold annual accounts for 9,007. 6,820 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-11-2023
Fiscal year end31-12
Activities, NACEBEL
69101Activities of lawyers
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 15-07-2026. Scores and ratios are computed by Checked and are not a credit decision.