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Stallaert Bakkerij

Active
Private limited companyfounded 2021active for 5 yearsSint-Amandsstraat 34, 1853 Grimbergen, BelgiumKBO/BCE: BE 0763.880.641

From the official registers: KBO 4 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

The computed 12-month bankruptcy probability of Stallaert Bakkerij is 6.9% (elevated). The 2025 annual accounts show equity of €83,721 and a net result of €17,340. Equity has been growing by about 48% per year since 2022. Its solvency ranks better than 58% of 1,008 sector peers (NACE 10, financial year 2025). The company has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

KBO
Status
Active since 22-02-2021 Normal situation
Activity
Artisanal bread and fresh pastry making NACE 10712
Establishment unit
2.313.535.320 1853 Grimbergen, since 22-02-2021
Financial year end
31 March
Peppol
Reachable since 19-12-2025

Board and ownership

Board
  • El Fellaou TarikManaging director

Financial position

38 Weak Checked score 2025
Bankruptcy probabilitywithin 12 months
6.9%
Annual accounts to 31-03-2025
Gross margin
€306,020
▼ 17.0%
Turnover
≈ €720,000
estimated
Profit
€17,340
▼ 61.9%
Equity
€83,721
▲ 26.1%
Total assets
€204,840
▲ 56.5%
Staff
7 FTE
▼ 12.5%
2026 accounts not filed, 1 day past the deadline
Filed on 25-11-2025PDF
Score breakdownraises risk2 changes of registered office in 24 monthsFounded in 2021Sector: Manufacture of food products (NACE 10)lowers riskLiquidity: current ratio 0.76, cash €81,860Show the evidence

Checked score

Score 2025
38 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially stronger than 68% of micro companies in food products (NACE 10)
Financial strength · tick: 2024
Strong
Solvency 66-10
equity 40.9% of total assets
Liquidity 69+41
short-term debt 59.1% · cash 40.0%
Profitability 79-21
return on assets 8.5%
Bankruptcy probability within 12 months
6.9% Elevated
0%0.5%1.5%4%10%≥ 25%

About 7 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.1% (3,081 companies, NACE 10, micro)
Last 24 months 11-2024: 6.2% 12-2024: 4.8%▼ -1.4 percentage points vs 11-2024 01-2025: 4.8%● unchanged vs 12-2024 02-2025: 4.8%● unchanged vs 01-2025 03-2025: 4.8%● unchanged vs 02-2025 04-2025: 4.8%● unchanged vs 03-2025 05-2025: 4.8%● unchanged vs 04-2025 06-2025: 4.7%▼ -0.1 percentage points vs 05-2025 07-2025: 4.8%▲ +0.1 percentage points vs 06-2025 08-2025: 5.0%▲ +0.2 percentage points vs 07-2025 09-2025: 5.2%▲ +0.2 percentage points vs 08-2025 10-2025: 5.3%▲ +0.1 percentage points vs 09-2025 11-2025: 6.1%▲ +0.8 percentage points vs 10-2025 12-2025: 6.3%▲ +0.2 percentage points vs 11-2025 01-2026: 1.6%▼ -4.7 percentage points vs 12-2025lowest value 02-2026: 2.4%▲ +0.8 percentage points vs 01-2026 03-2026: 2.4%● unchanged vs 02-2026 04-2026: 2.4%● unchanged vs 03-2026 05-2026: 2.4%● unchanged vs 04-2026 06-2026: 2.3%▼ -0.1 percentage points vs 05-2026 07-2026: 5.7%▲ +3.4 percentage points vs 06-2026 08-2026: 5.9%▲ +0.2 percentage points vs 07-2026 09-2026: 6.1%▲ +0.2 percentage points vs 08-2026 10-2026: 6.9%▲ +0.8 percentage points vs 09-2026highest value
Credit of up to €3,000 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms
Liquidity is insufficient, with a current ratio of 0.76 (0.15 in 2024), below 1. Short-term debt is 59.1% and cash 40% of total assets. 59.1% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 10, micro). It does better than 59% of them on solvency, 74% on liquidity, 65% on profitability and 73% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
raises risk · 2 changes of registered office in 24 months
Belgian Official Gazette
raises risk · Founded in 2021
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Liquidity: current ratio 0.76, cash €81,860
NBB · annual accounts
raises risk · Sector: Manufacture of food products (NACE 10)
KBO
raises risk · 2025 accounts filed 25 days late
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 25-11-2025, 25 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 4 filings
Deviation from the deadline
2026
not filed
2025
25 days late
2024
on the day
2023
on the day
2022
51 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 4 accounts on average 19 days after the deadline. In the sector (NACE 10), the median for financial year 2024 was 4 days before the deadline, and 38% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • A director leftlatest change 11-06-2026 · 0 in office 1 left View

Comparable companies

These companies have the same main activity as Stallaert Bakkerij: artisanal bread and fresh pastry making (NACE 10712). They are comparable in size and age: total assets between €202,000 and €409,000, founded between 2019 and 2022.

CompanyTotal assetsGross margin
Stallaert Bakkerij Grimbergen€204,840€306,020
CC Tienen€202,022€424,598
BAKKERIJ 'T PUTJE Brugge€252,993€428,929
BARBARA DESSERS Ouffet€240,568€419,712
DECRUYNAERE Mouscron€384,798€306,628
Boulangerie Gribaumont Sint-Lambrechts-Woluwe€409,185€323,950
VANMULLEM/VINKE Brugge€385,045€453,687
Full comparison

Documents

Annual accounts at the NBB

Articles and registers

Key facts about Stallaert Bakkerij

What is the company number of Stallaert Bakkerij?
The company number of Stallaert Bakkerij is 0763.880.641. The VAT number is the same number with BE in front: BE 0763.880.641.
Where is Stallaert Bakkerij based?
The registered office is at Sint-Amandsstraat 34, 1853 Grimbergen.Company details
What does Stallaert Bakkerij do?
According to the KBO register, the main activity is artisanal bread and fresh pastry making (NACE 10712).
What is the legal form of Stallaert Bakkerij?
The legal form of Stallaert Bakkerij is Private limited company (BV).
When was Stallaert Bakkerij founded?
Stallaert Bakkerij was founded on 22-02-2021.
Is Stallaert Bakkerij still active?
Yes, Stallaert Bakkerij is an active enterprise in the KBO register.
How many employees does Stallaert Bakkerij have?
Stallaert Bakkerij had an average of 7 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of Stallaert Bakkerij?
The turnover in financial year 2025 is ≈ €720,000. This figure is estimated from the gross margin of €306,020 and 2,285 comparable companies of the same size. It probably lies between €430,000 and €1.2m. It is a rough estimate.
Is Stallaert Bakkerij profitable?
In financial year 2025, Stallaert Bakkerij made a profit of €17,340.
Where can I find the annual accounts of Stallaert Bakkerij?
Stallaert Bakkerij filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts 2025 (PDF)

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