STAL DE RIDDER
ActiveSummary
STAL DE RIDDER has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.14M and a net result of €-55k. Equity is shrinking by ~7.2% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 67% of 3121 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability16▼-84
Solvency78▲+78
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €80k at 30 days acceptable
Liquidity short (current ratio 0.85 against 0.91 in 2024; short-term debt: 24.5% and cash: 20.2% of total assets), and 47.5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
4 d late
2023
1 d early
2022
364 d late
2021
3 d early
2020
205 d late
2019
571 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.14M
2024 · €-553k
2019: €-190k
2020: €-370k
2021: €-637k
2022: €-781k
2023: €-822k
2024: €-553k
2019 → 2025
Total assets
€2.17M▲ 199%
2024 · €726k
2019: €672k
2020: €641k
2021: €614k
2022: €549k
2023: €510k
2024: €726k
2019 → 2025
Net result
€-55k
2024 · €270k
2019: €-94k
2020: €-179k
2021: €-267k
2022: €-144k
2023: €-41k
2024: €270k
2019 → 2025
Working capital
€-78k▼ 8.9%
2024 · €-72k
2019: €-2k
2020: €48k
2021: €-20k
2022: €-100k
2023: €-135k
2024: €-72k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-637k-€-781k▼ 22.6%€-822k▼ 5.3%€-553k▲ 32.8%€1.14M
Operating result€-219k-€-112k▲ 48.9%€-9k▲ 91.8%€242k€-55k
Net result€-267k-€-144k▲ 46.1%€-41k▲ 71.4%€270k€-55k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €55k after €242k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.17M
Fixed assets
€1.72M ▲ 8,973%
Current assets
€453k ▼ 35.9%
Equity and liabilities €2.17M
Equity
€1.14M
Debt
€1.03M
Debt finances 47.5% of the balance-sheet total.
Key figures and ratios
EBITDA
€-7k▼
2024 · €242k
Cash flow
€-7k▼
2024 · €270k
Current ratio
0.85▼
2024 · 0.91
Debt to equity
0.90▲
2024 · -2.31
ROE
-4.9%
ROA
-2.5%▼
2024 · 37.1%
Interest coverage
-95.11▼
2024 · 91.66
Debt ≤ 1 year
€532k▼
2024 · €779k
Debt > 1 year
€500k=
2024 · €500k
Income taxes
€0▲
2024 · €-13k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€726k€2.17M▲
Fixed assets21/28€19k€1.72M▲
Tangible fixed assets22/27€2k€1.70M▲
Land and buildings22-€1.70M
Furniture and vehicles24€2k€1k▼
Financial fixed assets28€17k€17k=
Current assets29/58€708k€453k▼
Stocks and contracts in progress3€18k€0▼
Stocks30/36€18k€0▼
Amounts receivable within one year40/41€30k€14k▼
Trade receivables40€15k€3k▼
Other amounts receivable41€15k€11k▼
Cash at bank and in hand54/58€659k€440k▼
Deferred charges and accrued income490/1-€169
Equity and liabilities
Total equity and liabilities10/49€726k€2.17M▲
Equity10/15€-553k€1.14M▲
Contributions10/11€19k€1.77M▲
Reserves13€220€220=
Non-distributable reserves130/1€220€0▼
Reserves not available under the articles1311€220€0▼
Distributable reserves133-€220
Profit (loss) carried forward14€-572k€-627k▼
Amounts payable17/49€1.28M€1.03M▼
Amounts payable after more than one year17€500k€500k=
Other amounts payable178/9€500k€500k=
Amounts payable within one year42/48€779k€532k▼
Trade debts44€21k€12k▼
Suppliers440/4€21k€12k▼
Taxes, remuneration and social security45-€2k
Taxes450/3-€2k
Other amounts payable47/48€758k€518k▼
Accrued charges and deferred income492/3-€369
Income statement
Code20242025
Non-recurring operating income76A€406k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€623€49k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-149k€0▲
Other operating charges640/8€68k€0▼
Gross operating margin9900€161k€-7k▼
Operating profit (loss)9901€242k€-55k▼
Financial income75/76B€17k€0▼
Recurring financial income75€17k€0▼
Financial charges65/66B€3k€70▼
Recurring financial charges65€3k€70▼
Profit (loss) for the period before taxes9903€257k€-55k▼
Income taxes67/77€-13k€0▲
Profit (loss) for the period9904€270k€-55k▼
Profit (loss) for the period to be appropriated9905€270k€-55k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-572k€-627k▼
Profit (loss) brought forward from the previous period14P€-841k€-572k▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Equity above €1MEq €1.14M
Equity rises from €-553k to €1.14M.
04-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 4 days late
2024
30-06
Financial
Back to profitnet €270k
Net result €270k after 5 loss-making years.
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 364 days late
2022
28-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
24-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 205 days late
24-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 571 days late
30-06
Financial
Weakest financial yearnet €-267k
Net result drops to €-267k, the lowest in the series; recovery starts the following year.
2019
11-02
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 11 days late
2018
26-12
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 329 days late
2017
24-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 113 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ranst · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kriekenstraat 35E2520 RanstGround area
8,112 m²
Building footprint
1,742 m²
Volume, LiDAR
11,483 m³
Parcel 11035B0154/00S003, Flanders · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
STAL DE RIDDER
since 20112.207.147.205
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11035B0154/00S003 | Flanders | 8,112 m² | 1 · 1,742 m² | 7.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DE MOERHOEVE
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MADESMA STABLES
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Stal Het Netehof
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OPOLLO
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PHILYRA EQUUS
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Lasne · Eq €1,176,426
Of 1,957 companies in sector 01430 we hold annual accounts for 743. 364 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-09-2011
Fiscal year end30-06
Activities, NACEBEL 2025
01430Raising of horses and other equines
46232Wholesale trade
93110Operation of sports facilities
93127Equestrian clubs
93199Other sports activities
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.