STAESSENS MAXIM
ActiveThe computed 12-month bankruptcy probability of STAESSENS MAXIM is 2.1% (moderate). The 2025 annual accounts show equity of €57k and a net result of €23k. Equity is growing by ~52.1% per year across the filed fiscal years. Its solvency ranks better than 60% of 7391 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability82▲+20
Solvency78▲+15
Growth78▲+26
Track record94
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity ample (current ratio 1.79 against 1.64 in 2024; short-term debt: 36.7% and cash: 27.6% of total assets), and 46.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
53.4%
Return on assets
21.3%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 07-01-2026, 24 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
24 d early
2024
35 d early
2023
28 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close19-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€57k▲ 66.5%
2024 · €34k
2023: €21k
2024: €34k
2023 → 2025
Total assets
€106k▲ 18.8%
2024 · €89k
2023: €32k
2024: €89k
2023 → 2025
Net result
€23k▲ 76.6%
2024 · €13k
2023: €20k
2024: €13k
2023 → 2025
Working capital
€31k▲ 43.7%
2024 · €21k
2023: €11k
2024: €21k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€21k-€34k▲ 60.4%€57k▲ 66.5%
Operating result€42k-€28k▼ 33.4%€43k▲ 51.9%
Net result€20k-€13k▼ 36.6%€23k▲ 76.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 52% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €106k
Fixed assets
€36k▲ 5.2%
Current assets
€70k▲ 27.5%
Equity and liabilities €106k
Equity
€57k▲ 66.5%
Debt
€49k▼ 10.5%
The debt ratio falls from 61.9% to 46.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€52k▲
2024 · €34k
Cash flow
€32k▲
2024 · €19k
Solvency
53.4%▲
2024 · 38.1%
Current ratio
1.79▲
2024 · 1.64
Quick ratio
1.34▼
2024 · 1.41
Debt / equity
0.87▼
2024 · 1.62
ROE
39.9%▲
2024 · 37.7%
ROA
21.3%▲
2024 · 14.4%
Interest coverage
4.38▲
2024 · 3.02
Debt
€49k▼
2024 · €55k
Debt ≤ 1 year
€39k▲
2024 · €33k
Debt > 1 year
€11k▼
2024 · €17k
Income taxes
€9k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€89k€106k▲
Fixed assets21/28€35k€36k▲
Tangible fixed assets22/27€35k€36k▲
Plant, machinery and equipment23€8k€16k▲
Furniture and vehicles24€27k€21k▼
Current assets29/58€55k€70k▲
Stocks and contracts in progress3€8k€18k▲
Stocks30/36€8k€8k=
Contracts in progress37-€10k
Amounts receivable within one year40/41€37k€23k▼
Trade receivables40€25k€11k▼
Other amounts receivable41€12k€11k▼
Cash at bank and in hand54/58€10k€29k▲
Equity and liabilities
Total equity and liabilities10/49€89k€106k▲
Equity10/15€34k€57k▲
Contributions10/11€1k€1k=
Reserves13€33k€56k▲
Distributable reserves133€33k€56k▲
Amounts payable17/49€55k€49k▼
Amounts payable after more than one year17€17k€11k▼
Financial debts170/4€17k€11k▼
Amounts payable within one year42/48€33k€39k▲
Current portion of amounts payable after more than one year42€7k€7k▲
Trade debts44€20k€23k▲
Suppliers440/4€20k€23k▲
Taxes, remuneration and social security45€7k€9k▲
Taxes450/3€7k€9k▲
Other amounts payable47/48€416-
Accrued charges and deferred income492/3€5k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€9k▲
Other operating charges640/8€495€1k▲
Gross operating margin9900€35k€53k▲
Operating profit (loss)9901€28k€43k▲
Financial income75/76B€332€1k▲
Recurring financial income75€332€1k▲
Financial charges65/66B€11k€12k▲
Recurring financial charges65€11k€12k▲
Profit (loss) for the period before taxes9903€17k€32k▲
Income taxes67/77€4k€9k▲
Profit (loss) for the period9904€13k€23k▲
Profit (loss) for the period to be appropriated9905€13k€23k▲
Appropriation of the result
Profit (loss) to be appropriated9906€13k€23k▲
Transfer to equity691/2€13k€23k▲
To other reserves6921€13k€23k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Highest result since 2023net €23k ▲76.6%
Operating result €43k, net result €23k, both a record.
2024
27-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Weakest financial yearnet €13k ▼36.6%
Net result drops to €13k, the lowest in the series; recovery starts the following year.
03-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ichtegem · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Weidestraat(ICH) 118480 IchtegemGround area
6,405 m²
Building footprint
150 m²
Volume, LiDAR
608 m³
Parcel 35006B0657/00D000, Flanders · tallest building 12.4 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
STAESSENS MAXIM
since 20222.329.915.749
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35006B0657/00D000 | Flanders | 6,405 m² | 1 · 150 m² | 12.4 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Molenweidehoek
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A.J RENOVA
BE 0786.292.490
Brussel · Eq €57k
VAN INGH HABITAT
BE 0824.902.054
Braine-le-Comte · Eq €57k
NESSA ENTREPRISE
BE 0803.252.941
Sint-Pieters-Leeuw · Eq €57k
DSC INVEST
BE 0843.282.861
Liège · Eq €57k
Of 29,803 companies in sector 41001 we hold annual accounts for 16,040. 13,155 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-03-2022
Fiscal year end30-06
Activities, NACEBEL
41001General construction of residential buildings
41003General construction of other non-residential buildings
43110Demolition
43230Insulation installation
43291Specialised construction activities
43422Screed work
43910Bricklaying and masonry work
43994Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.