Apotheek Simons
ActiveSummary
Apotheek Simons has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €165k and a net result of €120k. Equity is shrinking by ~2.6% per year across the filed fiscal years. Its solvency ranks better than 37% of 10407 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability92▲+8
Solvency50=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 1.65 against 1.7 in 2024; short-term debt: 39.3% and cash: 16.5% of total assets), but 74.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
25.4%
Return on assets
18.5%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-03-2026, 141 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
141 d early
2024
43 d early
2023
19 d early
2022
26 d early
2021
48 d early
2020
37 d early
2019
29 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€165k=
2024 · €165k
2018: €190k
2019: €190k● 0.0% vs 2018
2020: €233k▲ +22.2% vs 2019highest in 8 years
2021: €190k▼ -18.2% vs 2020
2022: €165k▼ -13.5% vs 2021lowest in 8 years
2023: €165k● 0.0% vs 2022lowest in 8 years
2024: €165k● 0.0% vs 2023lowest in 8 years
2025: €165k● 0.0% vs 2024lowest in 8 years
2018 → 2025
Total assets
€647k▼ 3.6%
2024 · €671k
2018: €1.07Mhighest in 8 years
2019: €999k▼ -6.3% vs 2018
2020: €957k▼ -4.2% vs 2019
2021: €809k▼ -15.5% vs 2020
2022: €805k▼ -0.5% vs 2021
2023: €749k▼ -7.0% vs 2022
2024: €671k▼ -10.3% vs 2023
2025: €647k▼ -3.6% vs 2024lowest in 8 years
2018 → 2025
Net result
€120k▲ 3.4%
2024 · €116k
2018: €63klowest in 8 years
2019: €63k● 0.0% vs 2018lowest in 8 years
2020: €83k▲ +31.6% vs 2019
2021: €88k▲ +6.6% vs 2020
2022: €147k▲ +67.1% vs 2021highest in 8 years
2023: €131k▼ -10.9% vs 2022
2024: €116k▼ -11.9% vs 2023
2025: €120k▲ +3.4% vs 2024
2018 → 2025
Working capital
€164k▼ 5.2%
2024 · €173k
2018: €137k
2019: €184k▲ +34.4% vs 2018
2020: €253k▲ +37.4% vs 2019highest in 8 years
2021: €118k▼ -53.2% vs 2020lowest in 8 years
2022: €125k▲ +6.1% vs 2021
2023: €156k▲ +24.0% vs 2022
2024: €173k▲ +11.3% vs 2023
2025: €164k▼ -5.2% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€190k-€165k▼ 13.5%€165k=€165k=€165k=
2021: €190khighest in 5 years
2022: €165k▼ -13.5% vs 2021lowest in 5 years
2023: €165k● 0.0% vs 2022lowest in 5 years
2024: €165k● 0.0% vs 2023lowest in 5 years
2025: €165k● 0.0% vs 2024lowest in 5 years
Operating result€160k-€234k▲ 46.1%€203k▼ 13.1%€176k▼ 13.4%€181k▲ 3.1%
2021: €160klowest in 5 years
2022: €234k▲ +46.1% vs 2021highest in 5 years
2023: €203k▼ -13.1% vs 2022
2024: €176k▼ -13.4% vs 2023
2025: €181k▲ +3.1% vs 2024
Net result€88k-€147k▲ 67.1%€131k▼ 10.9%€116k▼ 11.9%€120k▲ 3.4%
2021: €88klowest in 5 years
2022: €147k▲ +67.1% vs 2021highest in 5 years
2023: €131k▼ -10.9% vs 2022
2024: €116k▼ -11.9% vs 2023
2025: €120k▲ +3.4% vs 2024
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 3% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €647k
Fixed assets
€229k ▼ 8.5%
Current assets
€418k ▼ 0.8%
Equity and liabilities €647k
Equity
€165k =
Provisions
€18k =
Debt
€464k ▼ 5.0%
Debt's share of the balance-sheet total falls from 72.8% to 71.8%. Debt is lower.
Key figures and ratios
EBITDA
€203k▼
2024 · €216k
Cash flow
€141k▼
2024 · €155k
Current ratio
1.65▼
2024 · 1.70
Quick ratio
1.18▼
2024 · 1.27
Debt to equity
2.82▼
2024 · 2.97
ROE
72.7%▲
2024 · 70.3%
ROA
18.5%▲
2024 · 17.2%
Interest coverage
6.77▲
2024 · 5.27
Debt ≤ 1 year
€254k▲
2024 · €248k
Debt > 1 year
€209k▼
2024 · €232k
Income taxes
€35k▲
2024 · €32k
Staff costs
€81k▲
2024 · €78k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 52 lines
Balance sheet
Code20242025
Assets
Total assets20/58€671k€647k▼
Fixed assets21/28€250k€229k▼
Tangible fixed assets22/27€250k€229k▼
Land and buildings22€244k€224k▼
Plant, machinery and equipment23€2k€2k▼
Furniture and vehicles24€4k€3k▼
Current assets29/58€421k€418k▼
Stocks and contracts in progress3€106k€119k▲
Stocks30/36€106k€119k▲
Amounts receivable within one year40/41€109k€88k▼
Trade receivables40€107k€86k▼
Other amounts receivable41€2k€3k▲
Current investments50/53€111k€87k▼
Cash at bank and in hand54/58€80k€107k▲
Deferred charges and accrued income490/1€16k€16k▲
Equity and liabilities
Total equity and liabilities10/49€671k€647k▼
Equity10/15€165k€165k=
Contributions10/11€19k€19k=
Reserves13€146k€146k=
Distributable reserves133€146k€146k=
Provisions and deferred taxes16€18k€18k=
Provisions for liabilities and charges160/5€18k€18k=
Major repairs and maintenance162€18k€18k=
Amounts payable17/49€489k€464k▼
Amounts payable after more than one year17€232k€209k▼
Financial debts170/4€232k€209k▼
Amounts payable within one year42/48€248k€254k▲
Current portion of amounts payable after more than one year42€23k€23k▲
Trade debts44€52k€53k▲
Suppliers440/4€52k€53k▲
Taxes, remuneration and social security45€10k€11k▲
Taxes450/3€1k€1k▲
Remuneration and social security454/9€9k€9k▲
Other amounts payable47/48€164k€167k▲
Accrued charges and deferred income492/3€8k€1k▼
Income statement
Code20242025
Remuneration, social security and pensions62€78k€81k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€40k€22k▼
Other operating charges640/8€1k€1k▼
Gross operating margin9900€295k€285k▼
Operating profit (loss)9901€176k€181k▲
Financial income75/76B€13k€3k▼
Recurring financial income75€13k€3k▼
Financial charges65/66B€41k€30k▼
Recurring financial charges65€41k€30k▼
Profit (loss) for the period before taxes9903€148k€154k▲
Income taxes67/77€32k€35k▲
Profit (loss) for the period9904€116k€120k▲
Profit (loss) for the period to be appropriated9905€116k€120k▲
Appropriation of the result
Profit (loss) to be appropriated9906€116k€120k▲
Profit to be distributed694/7€116k€120k▲
Return on contributions (dividend)694€116k€120k▲
Social balance
Average headcount (FTE)90871.31.3=
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €62k | €69k | €77k | €78k | €81k | ▲ 3.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €69k | €54k | €55k | €40k | €22k | ▼ 45.2% |
| Other operating charges640/8 | €2k | €1k | €1k | €1k | €1k | ▼ 4.1% |
| Non-recurring operating charges66A | - | - | €4k | - | - | - |
| Gross operating margin9900 | €293k | €357k | €340k | €295k | €285k | ▼ 3.3% |
| Operating profit (loss)9901 | €160k | €234k | €203k | €176k | €181k | ▲ 3.1% |
| Financial income75/76B | €3k | €4k | €3k | €13k | €3k | ▼ 75.9% |
| Recurring financial income75 | €3k | €4k | €3k | €13k | €3k | ▼ 75.9% |
| Financial charges65/66B | €48k | €44k | €35k | €41k | €30k | ▼ 26.7% |
| Recurring financial charges65 | €48k | €44k | €35k | €41k | €30k | ▼ 26.7% |
| Profit (loss) for the period before taxes9903 | €115k | €193k | €171k | €148k | €154k | ▲ 4.2% |
| Income taxes67/77 | €27k | €45k | €39k | €32k | €35k | ▲ 7.4% |
| Profit (loss) for the period9904 | €88k | €147k | €131k | €116k | €120k | ▲ 3.4% |
| Profit (loss) for the period to be appropriated9905 | €88k | €147k | €131k | €116k | €120k | ▲ 3.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €809k | €805k | €749k | €671k | €647k | ▼ 3.6% |
| Fixed assets21/28 | €393k | €344k | €290k | €250k | €229k | ▼ 8.5% |
| Intangible fixed assets21 | €77k | €47k | €18k | - | - | - |
| Tangible fixed assets22/27 | €316k | €297k | €272k | €250k | €229k | ▼ 8.5% |
| Land and buildings22 | €310k | €287k | €264k | €244k | €224k | ▼ 8.1% |
| Plant, machinery and equipment23 | €3k | €3k | €3k | €2k | €2k | ▼ 15.9% |
| Furniture and vehicles24 | €2k | €7k | €5k | €4k | €3k | ▼ 26.4% |
| Current assets29/58 | €416k | €461k | €459k | €421k | €418k | ▼ 0.8% |
| Stocks and contracts in progress3 | €94k | €97k | €97k | €106k | €119k | ▲ 13.0% |
| Stocks30/36 | €94k | €97k | €97k | €106k | €119k | ▲ 13.0% |
| Amounts receivable within one year40/41 | €68k | €115k | €79k | €109k | €88k | ▼ 19.3% |
| Trade receivables40 | €68k | €114k | €74k | €107k | €86k | ▼ 20.1% |
| Other amounts receivable41 | €7 | €163 | €5k | €2k | €3k | ▲ 21.9% |
| Current investments50/53 | €109k | €90k | €182k | €111k | €87k | ▼ 20.9% |
| Cash at bank and in hand54/58 | €129k | €139k | €85k | €80k | €107k | ▲ 33.4% |
| Deferred charges and accrued income490/1 | €17k | €21k | €16k | €16k | €16k | ▲ 2.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €809k | €805k | €749k | €671k | €647k | ▼ 3.6% |
| Equity10/15 | €190k | €165k | €165k | €165k | €165k | = |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Reserves13 | €172k | €146k | €146k | €146k | €146k | = |
| Non-distributable reserves130/1 | €2k | €2k | - | - | - | - |
| Reserves not available under the articles1311 | €2k | €2k | - | - | - | - |
| Distributable reserves133 | €170k | €144k | €146k | €146k | €146k | = |
| Provisions and deferred taxes16 | €18k | €18k | €18k | €18k | €18k | = |
| Provisions for liabilities and charges160/5 | €18k | €18k | €18k | €18k | €18k | = |
| Major repairs and maintenance162 | €18k | €18k | €18k | €18k | €18k | = |
| Amounts payable17/49 | €601k | €623k | €566k | €489k | €464k | ▼ 5.0% |
| Amounts payable after more than one year17 | €298k | €277k | €255k | €232k | €209k | ▼ 10.0% |
| Financial debts170/4 | €298k | €277k | €255k | €232k | €209k | ▼ 10.0% |
| Amounts payable within one year42/48 | €298k | €336k | €304k | €248k | €254k | ▲ 2.3% |
| Current portion of amounts payable after more than one year42 | €71k | €21k | €22k | €23k | €23k | ▲ 3.1% |
| Trade debts44 | €38k | €66k | €37k | €52k | €53k | ▲ 1.6% |
| Suppliers440/4 | €38k | €66k | €37k | €52k | €53k | ▲ 1.6% |
| Taxes, remuneration and social security45 | €8k | €14k | €13k | €10k | €11k | ▲ 6.4% |
| Taxes450/3 | €719 | €6k | €4k | €1k | €1k | ▲ 37.0% |
| Remuneration and social security454/9 | €7k | €8k | €9k | €9k | €9k | ▲ 3.0% |
| Other amounts payable47/48 | €181k | €235k | €231k | €164k | €167k | ▲ 2.2% |
| Accrued charges and deferred income492/3 | €4k | €10k | €8k | €8k | €1k | ▼ 84.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €88k | €147k | €131k | €116k | €120k | ▲ 3.4% |
| + Depreciation and write-downs630 | €69k | €54k | €55k | €40k | €22k | ▼ 45.2% |
| Operating cash flow (approximation) | €157k | €201k | €186k | €155k | €141k | ▼ 9.1% |
| Investment in fixed assets (approximation) | - | €-5k | €0 | €0 | €-650 | - |
| Change in cash | - | €10k | €-54k | €-5k | €27k | ▲ 672% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-03
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
18-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
12-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Highest result since 2018net €147k ▲67.1%
Operating result €234k, net result €147k, both a record.
13-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
24-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Equity above €200kEq €233k ▲22.2%
3 profitable years in a row build equity to €233k.
02-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
16-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
27-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
03-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 3 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Boom · 1 establishment unit since 2014
Ground area
267 m²
Building footprint
177 m²
Volume, LiDAR
1,183 m³
Parcel 11005B0363/00E000, Flanders · tallest building 19.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Apotheek Simons
since 20142.235.905.725
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11005B0363/00E000 | Flanders | 267 m² | 1 · 177 m² | 19.3 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 315 EUR awarded · 315 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 315 EUR | 315 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 siteBoom2.235.905.725
Similar companies · same sector, comparable size
BMVA
BE 0544.482.477
Bornem · Eq €164,734
PHARMACARE
BE 0877.831.687
Herent · Eq €164,298
PHARMA OZ
BE 0795.841.547
Charleroi · Eq €164,276
APOTHEEK BOGAERTS
BE 0821.416.982
Gent · Eq €164,272
PHARMACIE DES TROIS ROIS
BE 0660.982.051
Ans · Eq €164,824
Of 5,220 companies in sector 47730 we hold annual accounts for 3,861. 3,573 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded07-08-2014
Fiscal year end31-12
Activities, NACEBEL 2025
47730Retail sale of pharmaceutical products
Scores and ratios are computed by Checked and are not a credit decision.