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Complete company report
Generated 16-08-2026
Active BE 0659.822.605Private limited companyOpen bankruptcy

STADSBOUWERS

Sint-Martensstraat 13 ·9600 Ronse, Belgium· 10 yrs active
Conclusion Checked

A bankruptcy procedure is open for STADSBOUWERS according to publications in the Belgian State Gazette. The 2022 annual accounts show equity of €17k and a net result of €3k.

Based on the State Gazette, CBE and 3 annual accounts.
Key figures
Equity €17k
Net result €3k
Active 10 yrs
Board 1
Financial profile 5 of 5 axes measured · computed by Checked
Health16Profitability86Solvency29Growth78Stability0
42 / 100

Fragile profile, watch stability in particular.

All 5 axes are computed from data Checked has read.

Health 16
Profitability 86
Solvency 29
Growth 78
Stability 0
Bankruptcy probability (12 mo) Checked model v1 · free

Bankruptcy opened

A bankruptcy procedure is already open, a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.

Risk Assessment rule-based
50 / 100
High riskRegister: open bankruptcy
This score counts publications in the Belgian State Gazette only. The KBO register additionally records legal situation 050 for this company; it does not feed the figure above.
Components
· Open bankruptcy (+50)
Trust signals 2 signals
Register: open bankruptcy
The KBO register records legal situation 050 for this company. This is today's state according to the register itself; the register carries no start date.
Open bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2022 · computed
16 / 100 Critical
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2022 and an insolvency signal from the Belgian State Gazette. Indicative, not credit advice.
Financial overview5 NBB filings
Annual accounts filed on 23-04-2023 with the NBB · fiscal year 2022 · micro
€-10k€-5k€0€5kOperating result 2019: €7k€7kNet result 2019: €-8k€-8kOperating result 2020: €2k€2kNet result 2020: €-6k€-6kOperating result 2022: €5k€5kNet result 2022: €3k€3k201920202022
Operating resultNet result
EBITDA
€5k
+41.0% 19-22
Net profit
€3k
- 19-22
Cash flow
€3k
- 19-22
Total assets
€107k
-23.2% 19-22
Equity
€17k
+17.6% 19-22
Working capital
€26k
- 19-22
Income taxes
€2k
- 19-22
Debt
€90k
-27.9% 19-22
Show 9 other metrics
Debt ≤ 1y
€81k
-24.5% 19-22
Debt > 1y
€19k
-42.0% 19-22
Current ratio
1.33
+132.3% 19-22
Quick ratio
1.33
+132.3% 19-22
Solvency
15.6%
+53.2% 19-22
Debt / equity
5.42
+314.5% 19-22
ROE
17.2%
- 19-22
ROA
2.7%
- 19-22
Interest coverage
22.96
- 19-22
Figures by fiscal year
Fiscal year2022
Depositmicro
Revenue-
EBITDA€5k
Net profit€3k
Cash flow€3k
Staff costs-
Income taxes€2k
Dividends-
Total assets€107k
Equity€17k
Debt€90k
of which ≤ 1y€81k
of which > 1y-
Working capital€26k
Employees (FTE)-
Ratios (computed)
2022
Current ratio1.33
Quick ratio1.33
Working capital ratio24.8%
Solvency15.6%
Debt / equity5.42
Long-term debt ratio-
Interest coverage22.96
Gross margin-
Net margin-
ROA2.7%
ROE17.2%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2022
Full annual accounts (20 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2022
Balance sheet, Assets
TOTAL ASSETS 20/58€107k
Fixed assets 21/28€14
Tangible fixed assets 22/27€14
Current assets 29/58€107k
Cash & bank 54/58€29k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€107k
Equity 10/15€17k
Contributions / capital 10/11€20k
Accumulated profits (losses) 14€-3k
Amounts payable 17/49€90k
Amounts payable within one year 42/48€81k
Trade debts payable within one year 44€1k
Income statement
Gross operating margin 9900€7k
Operating result 9901€5k
Financial income 75€1k
Financial charges 65€210
Result before taxes 9903€5k
Income taxes 67/77€2k
Net result for the period 9904€3k
Result to be appropriated 9905€3k
This table shows the latest fiscal year. 2 prior years, with figures and ratios, belong to a paid plan. See plans →
Ratios computed by Checked.
Directors & mandates 2 directors
Current directors & mandates
  • Youri Van Daele
    Director (executive)
    State Gazette act 25047480 (10-04-2025)
    Current
    24-11-2023 → present
Former directors (1)
  • Amy Denys
    Director (executive)
    State Gazette act 25047480 (10-04-2025)
    Former
    - → 24-11-2023
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Directors & mandates1 person
Role Name Tenure Source
Curator JAN DE POORTER
EDELAREBERG 24, 9700 OUDEN- AARDE
 09-10-2025 → present Belgian State Gazette
Legal Structure
NACE primary -
Legal form Private limited company(610)
Incorporation20-07-2016
StatusActive
Postal code9600
First BS signal 16-10-2025
Latest BS signal 16-10-2025
Establishment units 1 location
Flanders Sales Academy
Kapoenstraat 14, 9690 KluisbergenProjectontwikkeling voor de nieuwbouw van individuele woningen of voor renovatiewerken
since 20162.257.704.692
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
45058A1049/00H000 Flanders 4,324 m² 1 · 155 m² 8.2 m · 2 fl.
45423E0723/00D000 Flanders 59 m² 1 · 37 m² 10.6 m · 3 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 7 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
16-10-2025
Bankruptcy Opening
Ondernemingsrechtbank Gent, afdeling Oudenaarde · STADSBOUWERS BV SINT- MARTENSSTRAAT 13, 9600 RONSE · event 09-10-2025
10-04-2025
State Gazette act Director changes
Y. Van Daele
2023
23-04-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
25-06-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2021
20-11-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
20-11-2021
NBB filing Annual accounts filed
fiscal year 2019 · micro
2018
01-03-2018
NBB filing Annual accounts filed
fiscal year 2017 · micro
Lifecycle & Insolvency Signals1 events
16-10-2025
Bankruptcy Opening
Date: 09-10-2025 · Ondernemingsrechtbank Gent, afdeling Oudenaarde · STADSBOUWERS BV SINT- MARTENSSTRAAT 13, 9600 RONSE · Publications in State Gazette ↗
Time machine, BS events + macro context 2021, 2026
COVID lockdownEnergiecrisisECB hikes2021202220232024202520262025-10-16 · Bankruptcy · Opening
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Belgian State Gazette reading coverage 0 of 4 acts read

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 1 year ago
2025
10-04-2025 1 director appointed, 1 resigning Director changes·Y. Van Daele
  • Youri Van Daele, Directeur
  • Amy Denys, Directeur
Notary: Y. Van Daele · Kluisbergen
Technical details 
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      "effective_date": "2023-11-24",
      "evidence_quote": "vanaf heden 24.11.2023 aan te stellen als enige bestuurder van de vennootschap. De Heer Youri Van Daele, die aanvaardt",
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      "kind": "substantive_delegation",
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  "notary": {
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    "firm_city": null,
    "firm_name": null,
    "office_city": "Kluisbergen",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
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    "filing_date": null,
    "act_kind_objet": "Onderwerp akte:"
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      "body": "algemene_vergadering",
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    }
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  "is_correction": false,
  "subject_company": {
    "kbo": "0659.822.605",
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    "legal_form": "BV"
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  "publication_proxy": {
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    "org_kbo": null,
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    "org_rep_person_name": null,
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  },
  "co_filed_documents": [],
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}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Names & trade names
Legal nameNL STADSBOUWERS
Registered office
Sint-Martensstraat 13
9600 Ronse, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative