STACIMO
ActiveSummary
STACIMO has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €491k and a net result of €-6k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 84% of 2024 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability68▼-4
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 2.22 against 1.89 in 2023; short-term debt: 24.1% and cash: 1.5% of total assets), and 24.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 77
Relative position
BE, all sectors
reference
Rental and leasing activities (NACE 77)
about 44% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
75.9%
Return on assets
-0.9%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-10-2025, 89 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
89 d late
2023
187 d late
2022
329 d late
2021
123 d late
2020
101 d late
2019
91 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€491k▼ 1.2%
2023 · €497k
2018: €-533k
2019: €-552k▼ -3.5% vs 2018lowest in 7 years
2020: €-547k▲ +0.9% vs 2019
2021: €368k▲ +167% vs 2020
2022: €482k▲ +31.2% vs 2021
2023: €497k▲ +3.0% vs 2022highest in 7 years
2024: €491k▼ -1.2% vs 2023
2018 → 2024
Total assets
€647k▼ 2.3%
2023 · €662k
2018: €660k
2019: €631k▼ -4.4% vs 2018
2020: €612k▼ -2.9% vs 2019lowest in 7 years
2021: €627k▲ +2.3% vs 2020
2022: €698k▲ +11.3% vs 2021highest in 7 years
2023: €662k▼ -5.1% vs 2022
2024: €647k▼ -2.3% vs 2023
2018 → 2024
Net result
€-6k
2023 · €15k
2018: €-8k
2019: €-19k▼ -137% vs 2018lowest in 7 years
2020: €5k▲ +126% vs 2019
2021: €88k▲ +1682% vs 2020
2022: €115k▲ +30.8% vs 2021highest in 7 years
2023: €15k▼ -87.2% vs 2022
2024: €-6k▼ -140% vs 2023
2018 → 2024
Working capital
€190k▲ 29.7%
2023 · €147k
2018: €-1.00M
2019: €-1.03M▼ -2.4% vs 2018lowest in 7 years
2020: €-1.00M▲ +2.5% vs 2019
2021: €-82k▲ +91.8% vs 2020
2022: €82k▲ +201% vs 2021
2023: €147k▲ +77.8% vs 2022
2024: €190k▲ +29.7% vs 2023highest in 7 years
2018 → 2024
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€-547k-€368k€482k▲ 31.2%€497k▲ 3.0%€491k▼ 1.2%
2020: €-547klowest in 5 years
2021: €368k▲ +167% vs 2020
2022: €482k▲ +31.2% vs 2021
2023: €497k▲ +3.0% vs 2022highest in 5 years
2024: €491k▼ -1.2% vs 2023
Operating result€6k-€113k▲ 1,822%€115k▲ 2.0%€15k▼ 87.1%€-5k
2020: €6k
2021: €113k▲ +1822% vs 2020
2022: €115k▲ +2.0% vs 2021highest in 5 years
2023: €15k▼ -87.1% vs 2022
2024: €-5k▼ -131% vs 2023lowest in 5 years
Net result€5k-€88k▲ 1,682%€115k▲ 30.8%€15k▼ 87.2%€-6k
2020: €5k
2021: €88k▲ +1682% vs 2020
2022: €115k▲ +30.8% vs 2021highest in 5 years
2023: €15k▼ -87.2% vs 2022
2024: €-6k▼ -140% vs 2023lowest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €5k after €15k in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €647k
Fixed assets
€301k ▼ 14.1%
Current assets
€346k ▲ 11.1%
Equity and liabilities €647k
Equity
€491k ▼ 1.2%
Debt
€156k ▼ 5.5%
Debt's share of the balance-sheet total falls from 25.0% to 24.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
€45k▼
2023 · €64k
Cash flow
€44k▼
2023 · €64k
Current ratio
2.22▲
2023 · 1.89
Debt to equity
0.32▼
2023 · 0.33
ROE
-1.2%▼
2023 · 3.0%
ROA
-0.9%▼
2023 · 2.2%
Interest coverage
33.41▼
2023 · 568.52
Debt ≤ 1 year
€156k▼
2023 · €165k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 37 lines
Balance sheet
Code20232024
Assets
Total assets20/58€662k€647k▼
Fixed assets21/28€350k€301k▼
Tangible fixed assets22/27€350k€301k▼
Land and buildings22€256k€238k▼
Other tangible fixed assets26€94k€63k▼
Financial fixed assets28€75€75=
Current assets29/58€312k€346k▲
Amounts receivable within one year40/41€303k€317k▲
Trade receivables40€149k€190k▲
Other amounts receivable41€153k€127k▼
Cash at bank and in hand54/58€9k€10k▲
Deferred charges and accrued income490/1-€19k
Equity and liabilities
Total equity and liabilities10/49€662k€647k▼
Equity10/15€497k€491k▼
Contributions10/11€19k€19k=
Reserves13€827k€827k=
Non-distributable reserves130/1€827k€827k=
Reserves not available under the articles1311€827k€827k=
Profit (loss) carried forward14€-349k€-354k▼
Amounts payable17/49€165k€156k▼
Amounts payable within one year42/48€165k€156k▼
Trade debts44€112k€141k▲
Suppliers440/4€112k€141k▲
Other amounts payable47/48€53k€15k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€49k€49k=
Other operating charges640/8€11k€14k▲
Gross operating margin9900€75k€59k▼
Operating profit (loss)9901€15k€-5k▼
Financial income75/76B-€39
Recurring financial income75-€39
Financial charges65/66B€113€1k▲
Recurring financial charges65€113€1k▲
Profit (loss) for the period before taxes9903€15k€-6k▼
Profit (loss) for the period9904€15k€-6k▼
Profit (loss) for the period to be appropriated9905€15k€-6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-349k€-354k▼
Profit (loss) brought forward from the previous period14P€-363k€-349k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €48k | €48k | €49k | €49k | €49k | = |
| Other operating charges640/8 | - | €15k | €20k | €11k | €14k | ▲ 30.1% |
| Gross operating margin9900 | €62k | €176k | €185k | €75k | €59k | ▼ 21.4% |
| Operating profit (loss)9901 | €6k | €113k | €115k | €15k | €-5k | ▼ 131% |
| Financial income75/76B | - | - | €116 | - | €39 | - |
| Recurring financial income75 | - | - | €116 | - | €39 | - |
| Financial charges65/66B | - | €25k | €137 | €113 | €1k | ▲ 1,087% |
| Recurring financial charges65 | €931 | €25k | €137 | €113 | €1k | ▲ 1,087% |
| Profit (loss) for the period before taxes9903 | €5k | €88k | €115k | €15k | €-6k | ▼ 140% |
| Profit (loss) for the period9904 | €5k | €88k | €115k | €15k | €-6k | ▼ 140% |
| Profit (loss) for the period to be appropriated9905 | €5k | €88k | €115k | €15k | €-6k | ▼ 140% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €612k | €627k | €698k | €662k | €647k | ▼ 2.3% |
| Fixed assets21/28 | €455k | €449k | €400k | €350k | €301k | ▼ 14.1% |
| Tangible fixed assets22/27 | €455k | €449k | €400k | €350k | €301k | ▼ 14.1% |
| Land and buildings22 | - | €291k | €274k | €256k | €238k | ▼ 6.9% |
| Other tangible fixed assets26 | - | €158k | €126k | €94k | €63k | ▼ 33.7% |
| Financial fixed assets28 | €75 | €75 | €75 | €75 | €75 | = |
| Current assets29/58 | €157k | €177k | €298k | €312k | €346k | ▲ 11.1% |
| Amounts receivable within one year40/41 | €152k | €151k | €294k | €303k | €317k | ▲ 4.8% |
| Trade receivables40 | - | €6k | €149k | €149k | €190k | ▲ 27.4% |
| Other amounts receivable41 | - | €144k | €144k | €153k | €127k | ▼ 17.2% |
| Cash at bank and in hand54/58 | €6k | €27k | €4k | €9k | €10k | ▲ 6.1% |
| Deferred charges and accrued income490/1 | - | - | - | - | €19k | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €612k | €627k | €698k | €662k | €647k | ▼ 2.3% |
| Equity10/15 | €-547k | €368k | €482k | €497k | €491k | ▼ 1.2% |
| Contributions10/11 | - | €19k | €19k | €19k | €19k | = |
| Reserves13 | - | €827k | €827k | €827k | €827k | = |
| Non-distributable reserves130/1 | - | €827k | €827k | €827k | €827k | = |
| Reserves not available under the articles1311 | - | €827k | €827k | €827k | €827k | = |
| Profit (loss) carried forward14 | €-566k | €-478k | €-363k | €-349k | €-354k | ▼ 1.7% |
| Amounts payable17/49 | €1.16M | €259k | €215k | €165k | €156k | ▼ 5.5% |
| Amounts payable within one year42/48 | €1.16M | €259k | €215k | €165k | €156k | ▼ 5.5% |
| Trade debts44 | €123k | €123k | €107k | €112k | €141k | ▲ 25.4% |
| Suppliers440/4 | - | €123k | €107k | €112k | €141k | ▲ 25.4% |
| Other amounts payable47/48 | - | €137k | €108k | €53k | €15k | ▼ 70.8% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €5k | €88k | €115k | €15k | €-6k | ▼ 140% |
| + Depreciation and write-downs630 | €48k | €48k | €49k | €49k | €49k | = |
| Operating cash flow (approximation) | €53k | €136k | €164k | €64k | €44k | ▼ 32.1% |
| Investment in fixed assets (approximation) | - | €-42k | €0 | €0 | €0 | - |
| Change in cash | - | €21k | €-23k | €5k | €556 | ▼ 89.0% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
28-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 89 days late
03-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 187 days late
2024
24-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 329 days late
2022
31-12
Financial
Highest result since 2018net €115k ▲30.8%
Operating result €115k, net result €115k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 1.38
Current ratio from 0.68 to 1.38; short-term debt falls from €259k to €215k.
01-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 123 days late
2021
31-12
Financial
Equity above €200kEq €368k
2 profitable years in a row build equity to €368k.
09-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 101 days late
2020
31-12
Financial
Back to profitnet €5k
Net result €5k after 2 loss-making years.
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
31-12
Financial
Weakest financial yearnet €-19k
Net result drops to €-19k, the lowest in the series; recovery starts the following year.
10-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 71 days late
Show earlier events
2018
22-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 83 days late
09-02
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 193 days late
2016
26-09
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 57 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2005
Ground area
318 m²
Building footprint
237 m²
Volume, LiDAR
2,675 m³
Parcel 21306D0065/00P005, Brussels · tallest building 12.1 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
STACIMO
since 20052.285.519.839
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21306D0065/00P005 | Brussels | 318 m² | 1 · 237 m² | 12.1 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
AUTOVERHUUR NOORDERKEMPEN
BE 0441.713.848
Brecht · Eq €493k
SEOS
BE 0432.257.734
Verviers · Eq €486k
GARAGE HENDRICKX
BE 0463.477.678
Mechelen · Eq €497k
Car & Truck Rent
BE 0465.253.867
Sint-Niklaas · Eq €483k
COMBIPASS INTERMODAL
BE 0812.713.015
Antwerpen · Eq €482k
Of 1,446 companies in sector 77110 we hold annual accounts for 727. 423 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded15-07-2005
Fiscal year end31-12
Activities, NACEBEL 2025
77110Renting and leasing of cars and light motor vehicles
68201Renting and operating of own or leased residential real estate, excluding social housing
Contact
E-mail
sergedeblust@yahoo.frAnderlecht
Phone
+32(475)860215Anderlecht
Scores and ratios are computed by Checked and are not a credit decision.