Stabiel Construct
ActiveSummary
The computed 12-month bankruptcy probability of Stabiel Construct is 2.2% (moderate). The 2025 annual accounts show equity of €171,550 and a net result of €41,725. Its solvency ranks better than 42% of 2218 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
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Signals
This company filed its last 2 accounts on average 23 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
History
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Financials · fiscal year 2025, abbreviated schema
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 41, Construction of residential and non-residential buildings, each year against the same schema; no band under 30 filings. Dashed line: the median.
Peer companies
Historical observationOf the 3,128 companies that looked in July 2024 the way this one looks now, 0.8% went bankrupt within 24 months and 97% are still going.
- Small
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 2.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 3,128 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,196 | €250 | ▼ 79.1% |
| Other operating charges640/8 | €1,304 | €819 | ▼ 37.2% |
| Gross operating margin9900 | €153,207 | €75,455 | ▼ 50.8% |
| Operating profit (loss)9901 | €150,708 | €74,386 | ▼ 50.6% |
| Financial income75/76B | €0 | €10 | ▲ 2,979% |
| Recurring financial income75 | €0 | €10 | ▲ 2,979% |
| Financial charges65/66B | €17,575 | €18,739 | ▲ 6.6% |
| Recurring financial charges65 | €17,575 | €18,739 | ▲ 6.6% |
| Profit (loss) for the period before taxes9903 | €133,133 | €55,657 | ▼ 58.2% |
| Income taxes67/77 | €28,309 | €13,932 | ▼ 50.8% |
| Profit (loss) for the period9904 | €104,824 | €41,725 | ▼ 60.2% |
| Profit (loss) for the period to be appropriated9905 | €104,824 | €41,725 | ▼ 60.2% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €570,979 | €567,522 | ▼ 0.6% |
| Fixed assets21/28 | - | €2,732 | - |
| Tangible fixed assets22/27 | - | €2,132 | - |
| Plant, machinery and equipment23 | - | €2,132 | - |
| Financial fixed assets28 | - | €600 | - |
| Current assets29/58 | €570,979 | €564,790 | ▼ 1.1% |
| Stocks and contracts in progress3 | €528,563 | €117,176 | ▼ 77.8% |
| Stocks30/36 | €528,563 | €117,176 | ▼ 77.8% |
| Amounts receivable within one year40/41 | €24,461 | €375,769 | ▲ 1,436% |
| Trade receivables40 | €1,487 | €20,339 | ▲ 1,267% |
| Other amounts receivable41 | €22,974 | €355,430 | ▲ 1,447% |
| Cash at bank and in hand54/58 | €9,924 | €65,584 | ▲ 561% |
| Deferred charges and accrued income490/1 | €8,030 | €6,261 | ▼ 22.0% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €570,979 | €567,522 | ▼ 0.6% |
| Equity10/15 | €129,824 | €171,550 | ▲ 32.1% |
| Contributions10/11 | €25,000 | €25,000 | = |
| Reserves13 | €104,824 | €146,550 | ▲ 39.8% |
| Distributable reserves133 | €104,824 | €146,550 | ▲ 39.8% |
| Amounts payable17/49 | €441,154 | €395,972 | ▼ 10.2% |
| Amounts payable after more than one year17 | - | €200,000 | - |
| Financial debts170/4 | - | €200,000 | - |
| Amounts payable within one year42/48 | €440,425 | €195,847 | ▼ 55.5% |
| Financial debts43 | €120,000 | - | - |
| Credit institutions430/8 | €120,000 | - | - |
| Trade debts44 | €175,461 | €51,940 | ▼ 70.4% |
| Suppliers440/4 | €175,461 | €51,940 | ▼ 70.4% |
| Taxes, remuneration and social security45 | €28,309 | €42,316 | ▲ 49.5% |
| Taxes450/3 | €28,309 | €42,316 | ▲ 49.5% |
| Other amounts payable47/48 | €116,656 | €101,590 | ▼ 12.9% |
| Accrued charges and deferred income492/3 | €729 | €126 | ▼ 82.8% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €104,824 | €41,725 | ▼ 60.2% |
| + Depreciation and write-downs630 | €1,196 | €250 | ▼ 79.1% |
| Operating cash flow (approximation) | €106,020 | €41,975 | ▼ 60.4% |
| Change in cash | - | €55,659 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
1 establishment unit
1 parcel
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31424B0550/00M000 | Flanders | 2,823 m² | 1 · 1,148 m² | 7.2 m · 2 fl. |
Linked by address, not proof of ownership
Structure & network
Owners and holdings
1 ownerChain of control
- OVB Invest
- Stabiel Construct
Highest known parent: OVB Invest. The sources do not say who stands above it.
Owners 1
- OVB InvestparentSourceaccounts OVB Invest 2025100%
Holdings 0
No holding stated in the accounts, acts or LEI register we read.
According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Similar companies · same sector, comparable size
Identification & contact
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.