STABEMA
ActiveSummary
STABEMA has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €68,514 and a net result of €11,984. Equity remains stable across the filed fiscal years (±2.2% per year). Its solvency ranks better than 40% of 31942 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability56▲+35
Solvency68▲+7
Growth78▲+46
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,500 at 30 days acceptable
Liquidity short (current ratio 0.13 against 0.04 in 2024; short-term debt: 51% and cash: 4.4% of total assets), and 57% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
43%
Return on assets
7.5%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
32 d early
2023
57 d early
2022
33 d early
2021
33 d early
2020
46 d early
2019
23 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 32 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 29 December (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close28-09-2026 today31-01-2027 deadline
History
Go further with this company
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Financials · fiscal year 2025, micro schema
Equity
€68,514▲ 21.2%
2024 · €56,531
Total assets
€159,299▲ 1.2%
2024 · €157,361
Net result
€11,984
2024 · -€5,965
Working capital
-€70,645▲ 20.1%
2024 · -€88,409
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€1,366€2,802€15,612▲ 457%-€500€18,307
Net result-€4,947below the sector's middle half▼ 414%-€1,794below the sector's middle half▲ 63.7%€11,297within the sector's middle half-€5,965below the sector's middle half€11,984within the sector's middle half
Equity€52,993within the sector's middle half▼ 8.5%€51,199within the sector's middle half▼ 3.4%€62,496within the sector's middle half▲ 22.1%€56,531within the sector's middle half▼ 9.5%€68,514within the sector's middle half▲ 21.2%
Total assets€172,347within the sector's middle half▲ 33.6%€167,812within the sector's middle half▼ 2.6%€166,843within the sector's middle half▼ 0.6%€157,361within the sector's middle half▼ 5.7%€159,299within the sector's middle half▲ 1.2%
Debt€119,354▲ 67.9%€116,613▼ 2.3%€104,347▼ 10.5%€100,830▼ 3.4%€90,785▼ 10.0%
Working capital-€109,297below the sector's middle half▼ 70.8%-€105,154below the sector's middle half▲ 3.8%-€88,700below the sector's middle half▲ 15.6%-€88,409below the sector's middle half▲ 0.3%-€70,645below the sector's middle half▲ 20.1%
Solvency30.7%within the sector's middle half▼ 14.2pp30.5%within the sector's middle half▼ 0.2pp37.5%within the sector's middle half▲ 6.9pp35.9%within the sector's middle half▼ 1.5pp43.0%within the sector's middle half▲ 7.1pp
Current ratio0.03below the sector's middle half▲ 0.010.04below the sector's middle half▲ 0.010.08below the sector's middle half▲ 0.050.04below the sector's middle half▼ 0.040.13below the sector's middle half▲ 0.09
Return on assets (ROA)-2.9%below the sector's middle half▼ 2.1pp-1.1%below the sector's middle half▲ 1.8pp6.8%within the sector's middle half▲ 7.8pp-3.8%below the sector's middle half▼ 10.6pp7.5%within the sector's middle half▲ 11.3pp
above
within
below
the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €18,307 after a loss of €500 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €159,299
Fixed assets
€148,713 ▼ 3.2%
Current assets
€10,586 ▲ 186%
Equity and liabilities €159,299
Equity
€68,514 ▲ 21.2%
Debt
€90,785 ▼ 10.0%
Debt's share of the balance-sheet total falls from 64.1% to 57.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€23,258▲
2024 · €4,601
Cash flow
€16,935▲
2024 · -€864
Debt to equity
1.33▼
2024 · 1.78
ROE
17.5%▲
2024 · -10.6%
Interest coverage
3.37▲
2024 · 0.84
Debt ≤ 1 year
€81,231▼
2024 · €92,106
Income taxes
€2▼
2024 · €2
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 31,349 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.4%
went bankrupt
5.9%
stopped otherwise
93%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,349 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4,053 | €5,101 | €5,101 | €5,101 | €4,951 | ▼ 2.9% |
| Other operating charges640/8 | - | €4,512 | €4,890 | €9,118 | €3,155 | ▼ 65.4% |
| Gross operating margin9900 | €7,104 | €12,415 | €25,602 | €13,719 | €26,414 | ▲ 92.5% |
| Operating profit (loss)9901 | -€1,366 | €2,802 | €15,612 | -€500 | €18,307 | ▲ 3,760% |
| Financial income75/76B | - | €4 | €1 | €8 | €583 | ▲ 7,365% |
| Recurring financial income75 | €0 | €4 | €1 | €8 | €583 | ▲ 7,365% |
| Financial charges65/66B | - | €4,601 | €4,315 | €5,471 | €6,905 | ▲ 26.2% |
| Recurring financial charges65 | €3,581 | €4,601 | €4,315 | €5,471 | €6,905 | ▲ 26.2% |
| Profit (loss) for the period before taxes9903 | -€4,947 | -€1,794 | €11,297 | -€5,963 | €11,985 | ▲ 301% |
| Income taxes67/77 | €0 | - | €0 | €2 | €2 | ▼ 32.3% |
| Profit (loss) for the period9904 | -€4,947 | -€1,794 | €11,297 | -€5,965 | €11,984 | ▲ 301% |
| Profit (loss) for the period to be appropriated9905 | -€4,947 | -€1,794 | €11,297 | -€5,965 | €11,984 | ▲ 301% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €172,347 | €167,812 | €166,843 | €157,361 | €159,299 | ▲ 1.2% |
| Fixed assets21/28 | €168,968 | €163,867 | €158,766 | €153,664 | €148,713 | ▼ 3.2% |
| Tangible fixed assets22/27 | €168,918 | €163,817 | €158,716 | €153,615 | €148,664 | ▼ 3.2% |
| Land and buildings22 | - | €125,116 | €125,116 | €125,116 | €125,116 | = |
| Plant, machinery and equipment23 | - | €38,702 | €33,600 | €28,499 | €23,548 | ▼ 17.4% |
| Financial fixed assets28 | €50 | €50 | €50 | €50 | €50 | = |
| Current assets29/58 | €3,379 | €3,945 | €8,078 | €3,696 | €10,586 | ▲ 186% |
| Amounts receivable within one year40/41 | €1,977 | - | €4,320 | - | €2,716 | - |
| Trade receivables40 | - | - | €4,320 | - | €2,716 | - |
| Cash at bank and in hand54/58 | €1,105 | €2,195 | €1,716 | €1,677 | €7,081 | ▲ 322% |
| Deferred charges and accrued income490/1 | - | €1,750 | €2,041 | €2,019 | €789 | ▼ 60.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €172,347 | €167,812 | €166,843 | €157,361 | €159,299 | ▲ 1.2% |
| Equity10/15 | €52,993 | €51,199 | €62,496 | €56,531 | €68,514 | ▲ 21.2% |
| Contributions10/11 | €123,947 | €123,947 | €123,947 | €123,947 | €123,947 | = |
| Capital10 | - | €123,947 | €123,947 | €123,947 | €123,947 | = |
| Issued capital100 | - | €123,947 | €123,947 | €123,947 | €123,947 | = |
| Reserves13 | €62,395 | €62,395 | €62,395 | €62,395 | €62,395 | = |
| Non-distributable reserves130/1 | - | €12,395 | €12,395 | €12,395 | €12,395 | = |
| Legal reserve130 | - | €12,395 | €12,395 | €12,395 | €12,395 | = |
| Distributable reserves133 | - | €50,000 | €50,000 | €50,000 | €50,000 | = |
| Profit (loss) carried forward14 | -€133,349 | -€135,142 | -€123,845 | -€129,811 | -€117,827 | ▲ 9.2% |
| Amounts payable17/49 | €119,354 | €116,613 | €104,347 | €100,830 | €90,785 | ▼ 10.0% |
| Amounts payable within one year42/48 | €112,677 | €109,100 | €96,778 | €92,106 | €81,231 | ▼ 11.8% |
| Trade debts44 | €5,212 | €1,692 | €929 | €1,286 | €4,685 | ▲ 264% |
| Suppliers440/4 | - | €1,692 | €929 | €1,286 | €4,685 | ▲ 264% |
| Taxes, remuneration and social security45 | - | €2,037 | €2,868 | €2,301 | €1,184 | ▼ 48.5% |
| Taxes450/3 | - | €2,037 | €2,868 | €2,301 | €1,184 | ▼ 48.5% |
| Other amounts payable47/48 | - | €105,371 | €92,981 | €88,519 | €75,362 | ▼ 14.9% |
| Accrued charges and deferred income492/3 | - | €7,513 | €7,570 | €8,724 | €9,554 | ▲ 9.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€4,947 | -€1,794 | €11,297 | -€5,965 | €11,984 | ▲ 301% |
| + Depreciation and write-downs630 | €4,053 | €5,101 | €5,101 | €5,101 | €4,951 | ▼ 2.9% |
| Operating cash flow (approximation) | -€894 | €3,307 | €16,398 | -€864 | €16,935 | ▲ 2,060% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | €1,090 | -€478 | -€39 | €5,404 | ▲ 13,879% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Back to profitnet €11,984
Net result €11,984 after one loss-making year.
2024
30-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Weakest financial yearnet -€5,965
Net result drops to -€5,965, the lowest in the series; recovery starts the following year.
2023
05-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial
Back to profitnet €11,297
Net result €11,297 after 4 loss-making years.
2022
29-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
29-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
16-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
08-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
21-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
19-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
12-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ledegem · 1 establishment unit since 1990
Ground area
6,642 m²
Building footprint
636 m²
Volume, LiDAR
2,950 m³
Parcel 36010C0175/00G000, Flanders · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
STABEMA NV
since 19902.047.296.153
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36010C0175/00G000 | Flanders | 6,642 m² | 1 · 636 m² | 7.9 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 2,420 EUR awarded · 2,420 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 2,420 EUR | 2,420 EUR |
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Of 82,642 companies in sector 70200 we hold annual accounts for 52,629. 39,594 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded29-12-1989
Fiscal year end30-06
Activities, NACEBEL 2025
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0439860851
Registered
20-11-2020
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.