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HUMAVER

Active
Private limited companyfounded 1994active for 32 yearsKooigemplaats(Koo) 15, 8510 Kortrijk, BelgiumKBO/BCE: BE 0452.832.226

From the official registers: KBO 31 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

HUMAVER has been active since 1994 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €80,650 and a net result of €16,224. Equity has been growing by about 3.7% per year since 2019. Its solvency ranks better than 50% of 39,242 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

KBO
Status
Active since 07-06-1994 Normal situation
Activity
Business and other management consultancy NACE 70200
Establishment unit
2.075.335.289 8510 Kortrijk, since 22-05-2002
Financial year end
30 September
Peppol
Reachable since 28-12-2025

Board and ownership

Board
  • Maertens HubertDirector

Financial position

93 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts to 30-09-2025
Gross margin
€27,394
▲ 98.8%
Turnover
≈ €79,000
estimated
Profit
€16,224
▲ 155%
Equity
€80,650
▲ 25.2%
Total assets
€144,058
▲ 19.1%
Filed on 28-04-2026, 2 days before the deadlinePDF
Score breakdownlowers riskSector: Activities of head offices; management consultancy activities (NACE 70)Founded in 1994Size: total assets €144,058Figures for financial year 2025 (filed on 05-05-2026)Show the evidence

Checked score

Score 2025
93 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 48% of micro companies in head offices and management consultancy (NACE 70)
Financial strength · tick: 2024
Strong
Solvency 81+3
equity 56.0% of total assets
Liquidity 40+7
short-term debt 40.5% · cash 7.2%
Profitability 83+8
return on assets 11.3%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (48,516 companies, NACE 70, micro)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.2%▲ +0.1 percentage points vs 03-2025 05-2025: 0.1%▼ -0.1 percentage points vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.2%▲ +0.1 percentage points vs 03-2026 05-2026: 0.3%▲ +0.1 percentage points vs 04-2026highest value 06-2026: 0.1%▼ -0.2 percentage points vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026lowest value 10-2026: 0.1%● unchanged vs 09-2026lowest value
Credit of up to €7,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.45 (2.28 in 2024), above the usual 1.5. Short-term debt is 40.5% and cash 7.2% of total assets. 44% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 51% of them on solvency, 20% on liquidity, 51% on profitability and 70% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskneutral
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
lowers risk · Founded in 1994
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Size: total assets €144,058
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 05-05-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 28-04-2026, 2 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
2 days early
2024
30 days early
2023
4 days early
2022
18 days early
2021
37 days early
2020
22 days early
2019
4 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 16 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 12 April (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-09-2026 year end01-11-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Filed on time since financial year 2020accounts within the deadline every year 6 years View

Comparable companies

These companies have the same main activity as HUMAVER: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €135,000 and €165,000, founded between 1989 and 1995.

CompanyTotal assetsGross margin
HUMAVER Kortrijk€144,058€27,394
BAROQ Avelgem€141,639€25,081
DE SPOREN Wielsbeke€147,837€24,214
PROCASA Jabbeke€164,902€28,071
STABEMA Ledegem€159,299€26,414
ETABLISSEMENT FRANCOIS BALLEZ Mons€134,566€25,724
LAURENCE GESTION Huy€153,887€29,625
Full comparison

Documents

Annual accounts at the NBB

All 31 annual accounts

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about HUMAVER

What is the company number of HUMAVER?
The company number of HUMAVER is 0452.832.226. The VAT number is the same number with BE in front: BE 0452.832.226.
Where is HUMAVER based?
The registered office is at Kooigemplaats(Koo) 15, 8510 Kortrijk.Company details
What does HUMAVER do?
According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
What is the legal form of HUMAVER?
The legal form of HUMAVER is Private limited company (BV).
When was HUMAVER founded?
HUMAVER was founded on 07-06-1994.
Is HUMAVER still active?
Yes, HUMAVER is an active enterprise in the KBO register.
What is the turnover of HUMAVER?
The turnover in financial year 2025 is ≈ €79,000. This figure is estimated from the gross margin of €27,394 and 144 comparable companies (NACE 70200). It probably lies between €46,000 and €110,000.Financials
Is HUMAVER profitable?
In financial year 2025, HUMAVER made a profit of €16,224.
Where can I find the annual accounts of HUMAVER?
HUMAVER filed 31 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts 2025 (PDF)
When are the next annual accounts of HUMAVER due?
HUMAVER must file the annual accounts for financial year 2026 by 30-04-2027.Timeline

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