Investments
€22,585 3.2 × depreciation
Green is investment, beige is depreciation.
STABE
Lifetime
20 annual accounts with figures on one time axis, 27 filings since 1999peak €1.2m (2022)
€1.1m▼ 5.5%
lowest -€13,779 (2014)
€7,793▼ 67.0%
peak €437,232 (2025)
€437,232▲ 1.8%
€345,633▲ 13.2%
peak 12.2 FTE (2019)
10.2 FTE▼ 4.7%
Board5 names since 2021
5 directorsDe Backer Katrien and 4 others
Documentsfilings and deeds
11-06-202650 days before the deadline
2025abbreviated format
Result from €23,633 to €7,793Investments €22,585Cash from €417,945 to €605,096
Key points
from the 2025 annual accountsChecked score
94
Excellent
Financially stronger than 50% of small companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 4,522 companies (NACE 70, small).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%highest value
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: < 0.1%▼ -0.1 percentage points vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026lowest value
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
lowers risk
Liquidity: current ratio 2.11, cash €605,096
Equity €437,232 (55.9% of total assets)
Founded in 1998
Sector: Activities of head offices; management consultancy activities (NACE 70)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, small). It does better than 53% of them on solvency, 93% on liquidity, 10% on profitability and 42% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 14,766 companies had the same profile as STABE has now. Each dot stands for 37 companies, two years later.
96.2%
were still trading
3.5%
stopped another way
0.2%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of STABE itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 14,766 companies, not a prediction for STABE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €40,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.11 (2.4 in 2024), above the usual 1.5. Short-term debt is 44.1% and cash 77.3% of total assets. 44.1% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-06-2026, 50 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
50 days early
2024
17 days early
2023
30 days late
2022
35 days early
2021
54 days late
2020
31 days late
2019
34 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 7 days after the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 14 July (4 of the last 5 accounts filed within 48 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
4 directors appointed, 4 resignations
Change of role: De Backer Wilfried, from director to managing director · Resignations: De Backer Katrien, De Backer Kris, De Backer Lutgart and De Backer Tim · Appointments: De Backer Katrien, De Backer Kris, De Backer Lutgart and De Backer Tim · General meeting of 14-09-2023 · Gazette deed
First establishment
Steenweg op Aalst 85, Aalst
Incorporation
published on 30-06-1998 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| STABE Aalst | - | - | 55.9% | 10.2 |
| European Center for Local Initiatives Development and Services Anderlecht | €549,518 | 2.9% | 16.6% | 10.6 |
| CREDAL PLUS Ottignies-Louvain-la-Neuve | €558,966 | 2.7% | 37.3% | 12.8 |
| UNITED EXPERTS SOUTH Ottignies-Louvain-la-Neuve | - | - | 37.9% | 10.4 |
| VDP Ghent | - | - | 13.5% | 9.4 |
| Eurofins Agro Testing Belgium Nazareth-De Pinte | - | - | 7.3% | 10.3 |
| INGENIEURSBUREAU BOTEC Wommelgem | - | - | 75.8% | 8.9 |
These companies have the same main activity as STABE: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €647,000 and €1m, founded between 1994 and 2003.
Official details
Source: KBO- Status
- Active since 17-06-1998Normal situation
- Activity
- Business and other management consultancyNACE 70200and 1 other
- Establishment unit
- 2.087.496.9139308 Aalst, since 01-07-1998
- Financial year end
- 31 December
- Peppol
- Reachable
Annual accounts 2025
- ≈ €2.0mestimated
- €782,866▲ 6.6%
- Employeeson 31-12-2025
- 11=
- Filing
- Filed on 11-06-2026, 50 days before the end of the filing period
Insights on STABE
STABE files the abbreviated format. That format states no turnover. The gross margin rose from €403,563 in 2006 to €1.1m in 2025.
In September 2023, the Official Gazette published the appointment of De Backer Wilfried as managing director.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about STABE
- What is the company number of STABE?
- The company number of STABE is 0463.586.556. The VAT number is the same number with BE in front: BE 0463.586.556.
- Where is STABE based?
- The registered office is at Steenweg op Aalst 85, 9308 Aalst.Company details
- What does STABE do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of STABE?
- STABE is a public limited company (NV).
- When was STABE founded?
- STABE was founded on 17-06-1998.
- Is STABE still active?
- Yes, STABE is an active enterprise in the KBO register.
- How many employees does STABE have?
- STABE had an average of 10.2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of STABE?
- The turnover in financial year 2025 is ≈ €2.0m. This figure is estimated from the gross margin of €1.1m and 36 comparable companies (NACE 70200). It probably lies between €1.4m and €2.6m.
- Is STABE profitable?
- In financial year 2025, STABE made a profit of €7,793.
- Where can I find the annual accounts of STABE?
- STABE filed 27 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of STABE due?
- STABE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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