CREDAL PLUS

Active

Non-profit association·Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies· 30 yrs active

Avenue de Cîteaux 114 ·1348 Ottignies-Louvain-la-Neuve, Belgium

Risk: very low

KBO/BCE: BE 0457.212.072

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Age30 yrs

Real estate5 parcels · 2.1 ha

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of CREDAL PLUS is < 0.1% (very low). The company has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.

Filing behaviour

From the deposit records, complete market-wide

Deadline passed, not yet counted as missing

The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 30 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 04-08-2025, 4 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

How we compute the deadline

The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.

Deadline per financial year

Year closed	Due by	Filed	Variance	Reference
31-12-2025	31-07-2026	nothing on record	not filed	-
31-12-2024	31-07-2025	04-08-2025	4 d late	2025-00363107
31-12-2023	31-07-2024	19-07-2024	12 d early	2024-00269690
31-12-2022	31-07-2023	03-07-2023	28 d early	2023-00219742
31-12-2021	31-07-2022	16-08-2022	16 d late	2022-20303295
31-12-2020	31-07-2021	20-07-2021	11 d early	2021-37800558
31-12-2019	31-07-2020	26-06-2020	35 d early	2020-23500282
31-12-2018	31-07-2019	08-07-2019	23 d early	2019-30200565
31-12-2017	31-07-2018	16-07-2018	15 d early	2018-34500336
31-12-2016	31-07-2017	17-07-2017	14 d early	2017-34700442
31-12-2015	31-07-2016	12-07-2016	19 d early	2016-32500306

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals

Long-established

Founded in 1995, 30 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

< 0.1% Very low

0%0,5%1,5%4%10%≥25%

Lower-risk legal form −Lower-failure-rate sector −Multiple establishment units +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

Annual accounts & ratios

Source: NBB

Financials being processed

NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (volledig). The annual accounts are being processed.

Filings on record

Fiscal year	Type	Filed	Reference
31-12-2024	volledig	04-08-2025	2025-00363107
31-12-2023	volledig	19-07-2024	2024-00269690
31-12-2022	volledig	03-07-2023	2023-00219742
31-12-2021	volledig	16-08-2022	2022-20303295
31-12-2020	volledig	20-07-2021	2021-37800558
31-12-2019	volledig	26-06-2020	2020-23500282
31-12-2018	volledig	08-07-2019	2019-30200565
31-12-2017	volledig	16-07-2018	2018-34500336
31-12-2016	volledig	17-07-2017	2017-34700442
31-12-2015	volledig	12-07-2016	2016-32500306

Directors

Directors & mandates

28 directors

Current directors & mandates

Elisabeth Limbioul
Auditor
State Gazette act 24079524 (24-05-2024)

Current
24-05-2024 → present
Mazars Réviseurs d'Entreprises SRLLegal entity
Auditor
State Gazette act 24079524 (24-05-2024)

Current
24-05-2024 → present
Charles-Antoine Leunen
Director
State Gazette act 23105512 (11-08-2023)

Current
11-08-2023 → present
Sophie CRAPEZ
Director
State Gazette act 21094346 (06-08-2021)

Current
22-08-2017 → present
3 events
- 06-08-2021 Appointed· Director
- 13-08-2020 Appointed· Director
- 22-08-2017 Appointed· Director
Olivier Gevart
Président du conseil d'administration
State Gazette act 24181984 (30-12-2024)

Current
05-10-2016 → present
4 events
- 30-12-2024 Appointed· Président du conseil d'administration
- 05-01-2021 Appointed· Director
- 05-01-2021 Appointed· Président du conseil d'administration
- 05-10-2016 Appointed· Director

Historic, not recently confirmed (4)

These mandates remain open in the register but have not been confirmed by a new act in over six years. They do not count as active directors.

Gregory Berthet
Director
State Gazette act 20093634 (13-08-2020)

Not recently confirmed
last confirmed in an act from 2020
Myriam Bodart
Director
State Gazette act 20093634 (13-08-2020)

Not recently confirmed
last confirmed in an act from 2020
2 events
- 13-08-2020 Appointed· Director
- 05-09-2019 Appointed· Director
Céline Nieuwenhuis
Director
State Gazette act 19119376 (05-09-2019)

Not recently confirmed
last confirmed in an act from 2019
Véronique Flammmang
Director
State Gazette act 19119376 (05-09-2019)

Not recently confirmed
last confirmed in an act from 2019

Former directors (19)

Sébastien Fosseur
Daily management delegate
State Gazette act 23031131 (02-03-2023)

Former
05-01-2021 → 11-08-2023
4 events
- 11-08-2023 Resigned· Director
- 02-03-2023 Resigned· Director
- 02-03-2023 Appointed· Daily management delegate
- 05-01-2021 Appointed· Director
Isabelle PHILIPPE
Daily management delegate
State Gazette act 21001099 (05-01-2021)

Former
05-10-2016 → 02-03-2023
5 events
- 02-03-2023 Resigned· Daily management delegate
- 05-01-2021 Appointed· Daily management delegate
- 21-11-2017 Appointed· Directrice générale
- 22-08-2017 Resigned· Director
- 05-10-2016 Appointed· Director
Céline Nieuwenhuys
Director
State Gazette act 20093634 (13-08-2020)

Former
13-08-2020 → 05-01-2021
2 events
- 05-01-2021 Resigned· Director
- 13-08-2020 Appointed· Director
Dominique VERCRUYSSE
Director
State Gazette act 16137430 (05-10-2016)

Former
05-10-2016 → 05-01-2021
3 events
- 05-01-2021 Resigned· Director
- 13-08-2020 Resigned· Director
- 05-10-2016 Appointed· Director
Frédéric de Patoul
Chair
State Gazette act 20093634 (13-08-2020)

Former
05-10-2016 → 05-01-2021
5 events
- 05-01-2021 Resigned· Director
- 13-08-2020 Appointed· Chair
- 04-10-2018 Appointed· Director
- 21-11-2017 Appointed· Chair
- 05-10-2016 Appointed· Director

14 further former directors in the mandate history. Available in Kantoor S. See plans →

Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Statutory auditor

2 auditors

Statutory auditor	IRE/IBR number	Tenure
Christophe REMON Commissaire succeeded by MAZARS réviseurs d'entreprise SC SCRL in 2020	-	22-08-2017 → 13-08-2020

Show 1 earlier auditors

MAZARS réviseurs d'entreprise SC SCRL

Commissaire aux comptes

13-08-2020 → 13-08-2020

Appointed statutory auditor from the Belgian State Gazette. The IRE/IBR number refers to the register of the Institute of Registered Auditors.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary	Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies(70200)
Legal form	Non-profit association(017)
Incorporation	12-10-1995
Status	Active
Postal code	1348

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Avenue de Cîteaux 1141348 Ottignies-Louvain-la-Neuve

Establishment units

5 locations

Crédal Plus asbl – Antenne de Charleroi

Rue de Monceau Fontaine 42, 6031 CharleroiOverige adviesbureaus op het gebied van bedrijfsvoering en beheer

since 20042.226.159.797

OSIRIS - CREDAL PLUS

Avenue de Cîteaux 114, 1348 Mont-Saint-GuibertOverige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering

since 20082.198.099.182

Crédal Plus asbl – Antenne de Bruxelles

Aalststraat 7, 1000 BrusselOverige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering

since 20092.226.159.995

CREDAL PLUS - Antenne de Namur

Rue du Lombard 2, 5000 NamurOverige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering

since 20132.226.159.106

CREDAL PLUS - Antenne de Liège

Rue de Steppes 24, 4000 LiègeOverige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering

since 20142.226.159.502

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Parcels5

Ground area2.1 ha

Buildings5

Building footprint3,896 m²

Volume (LiDAR)36,387 m³

Tallest building20.7 m · ±6 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 4 (80%) Brussels 1 (20%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
52047B0063/00V000	Wallonia	1.3 ha	1 · 655 m²	-
62810B0168/00S004	Wallonia	2,934 m²	1 · 984 m²	8.5 m · 2 fl.
21811M0166/00D000 ProtectedMonumentVoormalige opslagplaatsen van de Grands Magasins de la BourseSource ↗	Brussels	2,302 m²	1 · 1,952 m²	19.6 m · 5 fl.
25385B0003/05A000	Wallonia	1,690 m²	1 · 85 m²	-
92094C0574/00L000	Wallonia	223 m²	1 · 221 m²	20.7 m · 6 fl.

Methodology

via registered seat: 1 · via establishment units: 4

5 of 5 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

16 acts

Address history · 2

16-04-2024

Registered-office move

07-05-2018

Registered-office move

All acts · 16 updated 1 year ago

2024

30-12-2024 Olivier Gevart appointed as président du conseil d'administration Director changes

Olivier Gevart, Président du conseil d'administration

Summary: v3.2

Summary

Conclusion

Filing behaviour

Trust signals

Administrative Flags

Bankruptcy probability (12 mo)

Financials

Annual accounts & ratios

Directors

Directors & mandates

Statutory auditor

Insolvency mandates

Legal Structure

Structure & network

Locations & real estate

Registered office

Establishment units

Real-estate footprint

Publications

Lifecycle & Insolvency Signals

Belgisch Staatsblad · acts

Analysis

Credit advice

Similar

Similar companies

Company registry

Company registry (CBE)

Summary

Conclusion

Filing behaviour

Trust signals

Administrative Flags

Bankruptcy probability (12 mo)

Financials

Annual accounts & ratios

Directors

Directors & mandates

Statutory auditor

Insolvency mandates

Legal Structure

Structure & network

Locations & real estate

Registered office

Establishment units

Real-estate footprint

Publications

Lifecycle & Insolvency Signals

Belgisch Staatsblad · acts

Analysis

Credit advice

Similar

Similar companies

Company registry

Company registry (CBE)