ST-AUTOMOTIVE
ActiveST-AUTOMOTIVE has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €36k and a net result of €35k. Its solvency ranks better than 27% of 1029 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability97
Solvency48
Growth-
Track record67
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity short (current ratio 0.57; short-term debt: 72.9% and cash: 35% of total assets), and 76.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Sector 95
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
23.3%
Return on assets
22.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
4 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, abbreviated schema
Equity
€36k
Total assets
€156k
Net result
€35k
Working capital
€-48k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Balance-sheet composition
Assets €156k
Fixed assets
€91k
Current assets
€65k
Equity and liabilities €156k
Equity
€36k
Debt
€120k
Debt finances 76.7% of the balance-sheet total.
Key figures and ratios
EBITDA
€53k
Cash flow
€44k
Solvency
23.3%
Current ratio
0.57
Quick ratio
0.53
Debt / equity
3.30
ROE
97.2%
ROA
22.6%
Interest coverage
39.60
Debt
€120k
Debt ≤ 1 year
€114k
Debt > 1 year
€6k
Income taxes
€8k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€156k
Fixed assets21/28€91k
Tangible fixed assets22/27€90k
Plant, machinery and equipment23€11k
Furniture and vehicles24€25k
Other tangible fixed assets26€54k
Financial fixed assets28€500
Current assets29/58€65k
Stocks and contracts in progress3€5k
Stocks30/36€5k
Amounts receivable within one year40/41€4k
Trade receivables40€4k
Cash at bank and in hand54/58€55k
Deferred charges and accrued income490/1€2k
Equity and liabilities
Total equity and liabilities10/49€156k
Equity10/15€36k
Contributions10/11€1k
Outside capital11€1k
Other1109/19€1k
Reserves13€35k
Distributable reserves133€35k
Amounts payable17/49€120k
Amounts payable after more than one year17€6k
Financial debts170/4€6k
Amounts payable within one year42/48€114k
Current portion of amounts payable after more than one year42€3k
Trade debts44€64k
Suppliers440/4€64k
Taxes, remuneration and social security45€15k
Taxes450/3€15k
Other amounts payable47/48€32k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k
Other operating charges640/8€2k
Non-recurring operating charges66A€169
Gross operating margin9900€55k
Operating profit (loss)9901€45k
Financial charges65/66B€1k
Recurring financial charges65€1k
Profit (loss) for the period before taxes9903€44k
Income taxes67/77€8k
Profit (loss) for the period9904€35k
Profit (loss) for the period to be appropriated9905€35k
Appropriation of the result
Profit (loss) to be appropriated9906€35k
Transfer to equity691/2€35k
To other reserves6921€35k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schoten · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Korte Braamstraat 312900 SchotenGround area
682 m²
Building footprint
155 m²
Volume, LiDAR
588 m³
Parcel 11040D0510/00P002, Flanders · tallest building 10.4 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
ST-AUTOMOTIVE
since 20252.368.460.876
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11040D0510/00P002 | Flanders | 682 m² | 1 · 155 m² | 10.4 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
GLORIOUS CAR SERVICE
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Chabaoui
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GARAGE DARAND
BE 0441.800.950
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LR MOTORS
BE 1029.423.485
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GLOBAL CAR SERVICES
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Of 7,378 companies in sector 95311 we hold annual accounts for 2,959. 1,948 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-01-2025
Fiscal year end31-12
Activities, NACEBEL
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
47811Retail sale of cars and light vans (up to 3.5 tonnes)
82300Organisation of conventions and trade shows
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.