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LUDOCCAS

Active
Private limited companyfounded 20241 yr activeRue du Cimetière 5, 4180 Hamoir, BelgiumKBO/BCE: BE 1015.128.061
Summary

LUDOCCAS has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €37,616 and a net result of €32,616. Its solvency ranks better than 38% of 18626 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).

Checked score

Score 2025
Axes
Profitability90
Solvency45
Growth-
Track record67
Bankruptcy probability, 12 months
1.2% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,000 at 30 days acceptable
Liquidity tight (current ratio 1.13; short-term debt: 48.6% and cash: 7.7% of total assets), and 80.2% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
19.8%
Return on assets
17.2%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
31 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

LUDOCCAS was incorporated on 15 October 2024 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€37,616
Total assets
€189,783
Net result
€32,616
Working capital
€12,317

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €189,783
Fixed assets €85,299
Current assets €104,484
Equity and liabilities €189,783
Equity €37,616
Debt €152,167
Debt finances 80.2% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€56,905
Cash flow
€39,318
Current ratio
1.13
Quick ratio
0.66
Debt to equity
4.05
ROE
86.7%
ROA
17.2%
Interest coverage
11.57
Debt ≤ 1 year
€92,167
Debt > 1 year
€60,000
Income taxes
€12,684
Staff costs
€3,508

Peer companies

Historical observation

Of the 2,390 companies that looked in July 2024 the way this one looks now, 1.2% went bankrupt within 24 months and 97% are still going.

  • Micro
  • under 2 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
1.2% went bankrupt
2.0% stopped otherwise
97% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.2% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,390 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 47 lines
Balance sheet Code2025
Assets
Total assets20/58€189,783
Fixed assets21/28€85,299
Tangible fixed assets22/27€85,299
Land and buildings22€82,771
Plant, machinery and equipment23€1,800
Furniture and vehicles24€728
Current assets29/58€104,484
Stocks and contracts in progress3€43,300
Stocks30/36€43,300
Amounts receivable within one year40/41€46,483
Trade receivables40€46,483
Cash at bank and in hand54/58€14,701
Equity and liabilities
Total equity and liabilities10/49€189,783
Equity10/15€37,616
Contributions10/11€5,000
Reserves13€32,610
Distributable reserves133€32,610
Profit (loss) carried forward14€6
Amounts payable17/49€152,167
Amounts payable after more than one year17€60,000
Financial debts170/4€60,000
Amounts payable within one year42/48€92,167
Current portion of amounts payable after more than one year42€9,375
Trade debts44€51,055
Suppliers440/4€51,055
Taxes, remuneration and social security45€26,147
Taxes450/3€25,726
Remuneration and social security454/9€421
Other amounts payable47/48€5,590
Income statement Code2025
Remuneration, social security and pensions62€3,508
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6,702
Other operating charges640/8€1,187
Non-recurring operating charges66A€3
Gross operating margin9900€61,603
Operating profit (loss)9901€50,203
Financial income75/76B€14
Recurring financial income75€14
Non-recurring financial income76B€14
Financial charges65/66B€4,916
Recurring financial charges65€4,916
Profit (loss) for the period before taxes9903€45,300
Income taxes67/77€12,684
Profit (loss) for the period9904€32,616
Profit (loss) for the period to be appropriated9905€32,616
Appropriation of the result
Profit (loss) to be appropriated9906€32,616
Transfer to equity691/2€32,610
To other reserves6921€32,610

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Remuneration, social security and pensions62€3,508
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6,702
Other operating charges640/8€1,187
Non-recurring operating charges66A€3
Gross operating margin9900€61,603
Operating profit (loss)9901€50,203
Financial income75/76B€14
Recurring financial income75€14
Non-recurring financial income76B€14
Financial charges65/66B€4,916
Recurring financial charges65€4,916
Profit (loss) for the period before taxes9903€45,300
Income taxes67/77€12,684
Profit (loss) for the period9904€32,616
Profit (loss) for the period to be appropriated9905€32,616
Line2025
Assets
Total assets20/58€189,783
Fixed assets21/28€85,299
Tangible fixed assets22/27€85,299
Land and buildings22€82,771
Plant, machinery and equipment23€1,800
Furniture and vehicles24€728
Current assets29/58€104,484
Stocks and contracts in progress3€43,300
Stocks30/36€43,300
Amounts receivable within one year40/41€46,483
Trade receivables40€46,483
Cash at bank and in hand54/58€14,701
Equity and liabilities
Total equity and liabilities10/49€189,783
Equity10/15€37,616
Contributions10/11€5,000
Reserves13€32,610
Distributable reserves133€32,610
Profit (loss) carried forward14€6
Amounts payable17/49€152,167
Amounts payable after more than one year17€60,000
Financial debts170/4€60,000
Amounts payable within one year42/48€92,167
Current portion of amounts payable after more than one year42€9,375
Trade debts44€51,055
Suppliers440/4€51,055
Taxes, remuneration and social security45€26,147
Taxes450/3€25,726
Remuneration and social security454/9€421
Other amounts payable47/48€5,590
Line2025
Profit (loss) for the period9904€32,616
+ Depreciation and write-downs630€6,702
Operating cash flow (approximation)€39,318

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hamoir · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
701 m²
Building footprint
102 m²
Volume, LiDAR
471 m³
Parcel 61014C0260/00P000, Wallonia · tallest building 6.7 m, ±2 floors. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
Rue du Cimetière 5, 4180 Hamoir
NACE 45113
since 20242.365.613.234
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
61014C0260/00P000 Wallonia 701 m² 1 · 102 m² 6.7 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 10,663 companies in sector 47811 we hold annual accounts for 5,225. 3,131 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded15-10-2024
Fiscal year end31-12
Activities, NACEBEL 2025
47811Retail sale of cars and light vans (up to 3.5 tonnes)
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
95313Repair and fitting of specific motor vehicle parts
47820Retail sale of motor vehicle parts and accessories
47830Retail sale of motorcycles and motorcycle parts and accessories
E-invoicing
Reachable via Peppol
Peppol ID 0208:1015128061
Also 9925:BE1015128061
Registered 07-11-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.