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SSI SCHAFER

Active
Public limited companyfounded 1976active for 50 yearsAmbachtenlaan 14, 3001 Leuven, Belgium15 active companies are registered at this addressKBO/BCE: BE 0415.960.744

From the official registers: KBO 49 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

SSI SCHAFER has been active since 1976 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €6.2m and a net result of -€109,466. Equity is growing by about 31% per year across the filed financial years. Its solvency ranks better than 35% of 6,158 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

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SSI SCHAFERActiveChecked score 80/100
Risk analysis ReportCompare

Overview

Official details

KBO
Status
Active since 26-04-1976 Normal situation
Legal form
Public limited company
Registered office
Ambachtenlaan 14, 3001 Leuven
Activity
Wholesale of other household goods NACE 46499and 1 other
Establishment unit
2.037.653.165 3001 Leuven, since 01-06-1976
Financial year end
31 December
Peppol
Reachable since 19-05-2026
Company details

Who decides

Board
Auditor
VGD Bedrijfsrevisoren
Shareholders
Board & ownership

How it is doing

80 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.4%
Annual accounts 2025
Turnover
€14.8m
▼ 65.0%
Loss
€109,466
Equity
€6.2m
▼ 1.7%
Total assets
€19.8m
▼ 10.2%
Staff
41 FTE
▲ 0.2%
2025 accounts 42 days early
Filed on 19-06-2026at the National Bank
Financials
Why 80raises riskLiquidity: current ratio 1.45, cash €360,597Loss of €109,466 (financial year 2025)lowers riskFounded in 1976Legal form: public limited companyShow the evidence

Checked score

Score 2025
80 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 19% of its sector peers (NACE 46, small)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Weak
Solvency 56+2
equity 31.2% of total assets
Liquidity 16+2
short-term debt 68.2% · cash 1.8%
Profitability 17-42
return on assets -0.6%
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (4,376 companies, NACE 46, small)
Last 24 months 11-2024: 0.3% 12-2024: 0.1%▼ -0.2 percentage points vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025lowest value 07-2025: 0.3%▲ +0.2 percentage points vs 06-2025 08-2025: 0.3%● unchanged vs 07-2025 09-2025: 0.3%● unchanged vs 08-2025 10-2025: 0.3%● unchanged vs 09-2025 11-2025: 0.3%● unchanged vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.3%● unchanged vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026 07-2026: 0.4%▲ +0.1 percentage points vs 06-2026highest value 08-2026: 0.4%● unchanged vs 07-2026highest value 09-2026: 0.4%● unchanged vs 08-2026highest value 10-2026: 0.4%● unchanged vs 09-2026highest value
Credit of up to €490,000 on 30-day terms is acceptable
Liquidity tight (current ratio 1.45, compared with 1.41 in 2024, below the usual 1.5; short-term debt: 68.2% and cash: 1.8% of total assets), and 68.8% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, small): better than 36% on solvency, 13% on liquidity, 11% on profitability and 14% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · Liquidity: current ratio 1.45, cash €360,597
NBB · annual accounts
lowers risk · Founded in 1976
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Loss of €109,466 (financial year 2025)
NBB · annual accounts
lowers risk · Legal form: public limited company
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-06-2026, 42 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
42 days early
2024
59 days early
2023
54 days early
2022
38 days early
2021
33 days early
2020
32 days early
2019
32 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 41 days before the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 19 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage

Key points

  • Caution: From profit to loss in 2025after €899,351 in 2024 -€109,466 View
  • Caution: Among the weakest 13% on net resultsector median €112,134 · 6,092 companies -€109,466 View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Flemish supportawarded from 2022 to 2025 €612,171 View

Documents

Annual accounts at the NBB

All 49 annual accounts

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about SSI SCHAFER

What is the company number of SSI SCHAFER?
0415.960.744. In Belgium the VAT number is the company number with BE in front: BE 0415.960.744.
Where is SSI SCHAFER based?
The registered office is at Ambachtenlaan 14, 3001 Leuven.Company details
What does SSI SCHAFER do?
According to the KBO register, the main activity is wholesale of other household goods (NACE 46499).
What is the legal form of SSI SCHAFER?
Public limited company (NV).
When was SSI SCHAFER founded?
On 26-04-1976.
Is SSI SCHAFER still active?
Yes, SSI SCHAFER is an active enterprise in the KBO register.
How many employees does SSI SCHAFER have?
On average 41 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of SSI SCHAFER?
€14.8m in financial year 2025, according to the filed annual accounts.
Is SSI SCHAFER profitable?
In financial year 2025, SSI SCHAFER made a loss of €109,466.
Where can I find the annual accounts of SSI SCHAFER?
SSI SCHAFER filed 49 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of SSI SCHAFER due?
By 31-07-2027, for financial year 2026.Timeline

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