SSENSE
ActiveSummary
SSENSE has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €209,883 and a net result of -€48,519. Equity is growing by ~6.5% per year across the filed fiscal years. Its solvency ranks better than 65% of 17220 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-75
Solvency98▼-2
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14,000 at 30 days acceptable
Liquidity ample (current ratio 1.9 against 4.52 in 2024; short-term debt: 11.4% and cash: 12% of total assets), and 27% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-09-2026, 56 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
56 d late
2024
53 d late
2023
68 d late
2022
42 d late
2021
31 d late
2020
27 d late
2019
28 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 44 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 22 September (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
In the rankings
#8 oldest company in Waregem, Telecoms and IT sector
Equity
€209,883▼ 18.8%
2024 · €258,402
Total assets
€287,503▼ 14.8%
2024 · €337,585
Net result
-€48,519
2024 · €16,525
Working capital
€29,592▼ 61.6%
2024 · €77,070
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€9,726▼ 3.4%€32,848▲ 238%€37,659▲ 14.6%€31,100▼ 17.4%-€33,775
Net result€784below the sector's middle half▼ 90.6%€24,529within the sector's middle half▲ 3,027%€30,088within the sector's middle half▲ 22.7%€16,525within the sector's middle half▼ 45.1%-€48,519below the sector's middle half
Equity€187,261above the sector's middle half▲ 0.4%€211,789above the sector's middle half▲ 13.1%€241,878above the sector's middle half▲ 14.2%€258,402above the sector's middle half▲ 6.8%€209,883above the sector's middle half▼ 18.8%
Total assets€309,295above the sector's middle half▼ 7.8%€322,242above the sector's middle half▲ 4.2%€347,214above the sector's middle half▲ 7.7%€337,585above the sector's middle half▼ 2.8%€287,503above the sector's middle half▼ 14.8%
Debt€122,034▼ 18.1%€110,453▼ 9.5%€105,336▼ 4.6%€79,183▼ 24.8%€77,620▼ 2.0%
Working capital€32,506within the sector's middle half▲ 36.8%€51,701within the sector's middle half▲ 59.1%€52,750within the sector's middle half▲ 2.0%€77,070within the sector's middle half▲ 46.1%€29,592within the sector's middle half▼ 61.6%
Solvency60.5%within the sector's middle half▲ 5.0pp65.7%within the sector's middle half▲ 5.2pp69.7%within the sector's middle half▲ 3.9pp76.5%within the sector's middle half▲ 6.9pp73.0%within the sector's middle half▼ 3.5pp
Current ratio2.19within the sector's middle half▲ 0.622.84within the sector's middle half▲ 0.642.48within the sector's middle half▼ 0.354.52within the sector's middle half▲ 2.041.90within the sector's middle half▼ 2.62
Return on assets (ROA)0.3%below the sector's middle half▼ 2.2pp7.6%within the sector's middle half▲ 7.4pp8.7%within the sector's middle half▲ 1.1pp4.9%within the sector's middle half▼ 3.8pp-16.9%below the sector's middle half▼ 21.8pp
Staff (FTE)
above
within
below
the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €33,775 after €31,100 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €287,503
Fixed assets
€225,082 ▼ 5.7%
Current assets
€62,421 ▼ 36.9%
Equity and liabilities €287,503
Equity
€209,883 ▼ 18.8%
Debt
€77,620 ▼ 2.0%
Debt's share of the balance-sheet total rises from 23.5% to 27.0%. Equity and debt are lower.
Key figures and ratios
EBITDA
-€6,063▼
2024 · €59,084
Cash flow
-€20,806▼
2024 · €44,509
Quick ratio
1.63▼
2024 · 4.11
Debt to equity
0.37▲
2024 · 0.31
ROE
-23.1%▼
2024 · 6.4%
Interest coverage
-1.86▼
2024 · 13.48
Debt ≤ 1 year
€32,829▲
2024 · €21,892
Debt > 1 year
€44,791▼
2024 · €57,291
Income taxes
€12,129▲
2024 · €10,824
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 5,834 companies that looked in July 2024 the way this one looks now, 1.7% went bankrupt within 24 months and 84% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a loss of 10% of the balance sheet or more
1.7%
went bankrupt
13%
stopped otherwise
84%
still going
A further 0.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 5,834 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €207 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €19,898 | €17,784 | €25,076 | €27,984 | €27,712 | ▼ 1.0% |
| Other operating charges640/8 | €4,888 | €4,663 | €3,850 | €3,318 | €4,246 | ▲ 28.0% |
| Non-recurring operating charges66A | €752 | €3,503 | - | - | - | - |
| Gross operating margin9900 | €35,264 | €58,798 | €66,586 | €62,402 | -€1,817 | ▼ 103% |
| Operating profit (loss)9901 | €9,726 | €32,848 | €37,659 | €31,100 | -€33,775 | ▼ 209% |
| Financial income75/76B | €34 | - | €481 | €630 | €637 | ▲ 1.1% |
| Recurring financial income75 | €34 | - | €481 | €630 | €637 | ▲ 1.1% |
| Financial charges65/66B | €1,616 | €2,224 | €3,731 | €4,382 | €3,252 | ▼ 25.8% |
| Recurring financial charges65 | €1,616 | €2,224 | €3,731 | €4,382 | €3,252 | ▼ 25.8% |
| Profit (loss) for the period before taxes9903 | €8,144 | €30,624 | €34,409 | €27,348 | -€36,390 | ▼ 233% |
| Income taxes67/77 | €7,360 | €6,096 | €4,321 | €10,824 | €12,129 | ▲ 12.1% |
| Profit (loss) for the period9904 | €784 | €24,529 | €30,088 | €16,525 | -€48,519 | ▼ 394% |
| Profit (loss) for the period to be appropriated9905 | €784 | €24,529 | €30,088 | €16,525 | -€48,519 | ▼ 394% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €309,295 | €322,242 | €347,214 | €337,585 | €287,503 | ▼ 14.8% |
| Formation expenses20 | - | - | - | €0 | €0 | - |
| Fixed assets21/28 | €249,546 | €242,380 | €258,919 | €238,623 | €225,082 | ▼ 5.7% |
| Tangible fixed assets22/27 | €249,546 | €242,380 | €258,919 | €238,623 | €225,082 | ▼ 5.7% |
| Land and buildings22 | €229,707 | €217,334 | €204,962 | €192,590 | €180,217 | ▼ 6.4% |
| Plant, machinery and equipment23 | €9,589 | €8,578 | €8,750 | €9,726 | €8,503 | ▼ 12.6% |
| Furniture and vehicles24 | €10,250 | €16,467 | €30,289 | €24,390 | €27,444 | ▲ 12.5% |
| Other tangible fixed assets26 | - | - | €14,918 | €11,918 | €8,918 | ▼ 25.2% |
| Current assets29/58 | €59,749 | €79,862 | €88,295 | €98,962 | €62,421 | ▼ 36.9% |
| Amounts receivable after more than one year29 | - | - | €5,625 | €3,125 | €3,125 | = |
| Other amounts receivable291 | - | - | €5,625 | €3,125 | €3,125 | = |
| Stocks and contracts in progress3 | €8,925 | €8,925 | €8,925 | €8,925 | €8,925 | = |
| Stocks30/36 | €8,925 | €8,925 | €8,925 | €8,925 | €8,925 | = |
| Amounts receivable within one year40/41 | €16,616 | €16,253 | €17,830 | €24,522 | €13,646 | ▼ 44.3% |
| Trade receivables40 | €16,517 | €16,154 | €14,475 | €13,999 | €3,912 | ▼ 72.1% |
| Other amounts receivable41 | €99 | €99 | €3,355 | €10,523 | €9,735 | ▼ 7.5% |
| Cash at bank and in hand54/58 | €32,689 | €54,685 | €55,915 | €62,391 | €34,644 | ▼ 44.5% |
| Deferred charges and accrued income490/1 | €1,519 | - | - | - | €2,081 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €309,295 | €322,242 | €347,214 | €337,585 | €287,503 | ▼ 14.8% |
| Equity10/15 | €187,261 | €211,789 | €241,878 | €258,402 | €209,883 | ▼ 18.8% |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €181,061 | €205,589 | €235,678 | €252,202 | €252,202 | = |
| Non-distributable reserves130/1 | €1,860 | €1,860 | - | - | - | - |
| Reserves not available under the articles1311 | €1,860 | €1,860 | - | - | - | - |
| Tax-exempt reserves132 | €14,880 | €14,880 | €14,880 | €14,880 | €14,880 | = |
| Distributable reserves133 | €164,320 | €188,849 | €220,797 | €237,322 | €237,322 | = |
| Profit (loss) carried forward14 | - | - | - | - | -€48,519 | - |
| Amounts payable17/49 | €122,034 | €110,453 | €105,336 | €79,183 | €77,620 | ▼ 2.0% |
| Amounts payable after more than one year17 | €94,791 | €82,291 | €69,791 | €57,291 | €44,791 | ▼ 21.8% |
| Financial debts170/4 | €94,791 | €82,291 | €69,791 | €57,291 | €44,791 | ▼ 21.8% |
| Amounts payable within one year42/48 | €27,243 | €28,162 | €35,545 | €21,892 | €32,829 | ▲ 50.0% |
| Current portion of amounts payable after more than one year42 | €12,500 | €12,500 | €12,500 | €12,500 | €12,500 | = |
| Trade debts44 | €2,043 | €4,902 | €17,514 | €0 | €0 | - |
| Suppliers440/4 | €2,043 | €4,902 | €17,514 | €0 | €0 | - |
| Advances received on contracts in progress46 | - | - | - | - | €12,397 | - |
| Taxes, remuneration and social security45 | €11,791 | €9,484 | €5,532 | €9,392 | €7,932 | ▼ 15.5% |
| Taxes450/3 | €11,791 | €9,484 | €5,532 | €9,392 | €7,932 | ▼ 15.5% |
| Other amounts payable47/48 | €909 | €1,275 | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €784 | €24,529 | €30,088 | €16,525 | -€48,519 | ▼ 394% |
| + Depreciation and write-downs630 | €19,898 | €17,784 | €25,076 | €27,984 | €27,712 | ▼ 1.0% |
| Operating cash flow (approximation) | €20,682 | €42,312 | €55,165 | €44,509 | -€20,806 | ▼ 147% |
| Investment in fixed assets (approximation) | - | -€10,617 | -€41,616 | -€7,688 | -€14,171 | ▼ 84.3% |
| Change in cash | - | €21,996 | €1,230 | €6,475 | -€27,747 | ▼ 528% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 56 days late
2025
31-12
Financial
Weakest financial yearnet -€48,519
Net result drops to -€48,519, the lowest in the series.
22-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 53 days late
2024
07-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 68 days late
2023
31-12
Financial
Highest result since 2018net €30,088 ▲22.7%
Operating result €37,659, net result €30,088, both a record.
11-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 42 days late
2022
31-12
Financial
Equity above €200,000Eq €211,789 ▲13.1%
5 profitable years in a row build equity to €211,789.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
10-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 41 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waregem · 1 establishment unit since 2001
Ground area
891 m²
Building footprint
183 m²
Volume, LiDAR
1,009 m³
Parcel 34453F0279/00M003, Flanders · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
7T7 ICT Services
since 20012.116.429.835
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34453F0279/00M003 | Flanders | 891 m² | 1 · 183 m² | 7.9 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 30,009 companies in sector 62200 we hold annual accounts for 18,399. 14,568 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded07-09-2001
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
62900Other information technology and computer services
Contact
E-invoicing
Reachable via Peppol
Peppol ID
0208:0475599413
Also
9925:BE0475599413
Registered
18-05-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.