KEY CONSULTING
ActiveKEY CONSULTING has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €261k and a net result of €-11k. Equity is growing by ~5.7% per year across the filed fiscal years. Its solvency ranks better than 93% of 16932 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
60
/ 100
Healthy▲ +8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity ample (current ratio 15.83 against 12.8 in 2024), and 6.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€11k
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-03-2026, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 d early
2024
1 d early
2023
32 d early
2022
6 d early
2021
32 d early
2020
4 d early
2019
61 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€261k▼ 4.0%
2024 · €272k
2018: €194k
2019: €196k
2020: €199k
2021: €228k
2022: €237k
2023: €284k
2024: €272k
2018 → 2025
Total assets
€279k▼ 5.6%
2024 · €295k
2018: €225k
2019: €200k
2020: €224k
2021: €258k
2022: €280k
2023: €367k
2024: €295k
2018 → 2025
Net result
€-11k▲ 3.1%
2024 · €-11k
2018: €4k
2019: €2k
2020: €3k
2021: €30k
2022: €13k
2023: €47k
2024: €-11k
2018 → 2025
Working capital
€260k▼ 3.9%
2024 · €270k
2018: €191k
2019: €192k
2020: €197k
2021: €228k
2022: €237k
2023: €281k
2024: €270k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€228k-€237k▲ 3.8%€284k▲ 19.7%€272k▼ 4.0%€261k▼ 4.0%
Operating result€25k-€-9k€42k€-34k€-11k▲ 66.3%
Net result€30k-€13k▼ 55.7%€47k▲ 253%€-11k€-11k▲ 3.1%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €11k in 2025 against €34k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €279k
Fixed assets
€1k▼ 29.3%
Current assets
€277k▼ 5.4%
Equity and liabilities €279k
Equity
€261k▼ 4.0%
Debt
€18k▼ 23.5%
The debt ratio falls from 7.8% to 6.3%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€-11k▲
2024 · €-33k
Cash flow
€-10k▲
2024 · €-11k
Solvency
93.7%▲
2024 · 92.2%
Current ratio
15.83▲
2024 · 12.80
Quick ratio
15.83▲
2024 · 12.80
Debt / equity
0.07▼
2024 · 0.08
ROE
-4.2%▼
2024 · -4.2%
ROA
-4.0%▼
2024 · -3.9%
Interest coverage
-2.92▼
2024 · -2.63
Debt
€18k▼
2024 · €23k
Debt ≤ 1 year
€18k▼
2024 · €23k
Income taxes
€378▲
2024 · €-66
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€295k€279k▼
Fixed assets21/28€2k€1k▼
Tangible fixed assets22/27€2k€1k▼
Other tangible fixed assets26€2k€1k▼
Current assets29/58€293k€277k▼
Amounts receivable within one year40/41€181k€181k▲
Trade receivables40€0€1k▲
Other amounts receivable41€181k€180k▼
Current investments50/53€94k€89k▼
Cash at bank and in hand54/58€19k€7k▼
Equity and liabilities
Total equity and liabilities10/49€295k€279k▼
Equity10/15€272k€261k▼
Contributions10/11€6k€6k=
Reserves13€91k€91k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€5k€5k=
Distributable reserves133€85k€85k=
Profit (loss) carried forward14€175k€164k▼
Amounts payable17/49€23k€18k▼
Amounts payable within one year42/48€23k€18k▼
Trade debts44€4k€6k▲
Suppliers440/4€4k€6k▲
Taxes, remuneration and social security45€3k€2k▼
Taxes450/3€3k€2k▼
Other amounts payable47/48€16k€10k▼
Income statement
Code20242025
Non-recurring operating income76A€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€537€537=
Other operating charges640/8€384€387▲
Gross operating margin9900€-33k€-11k▲
Operating profit (loss)9901€-34k€-11k▲
Financial income75/76B€35k€5k▼
Recurring financial income75€35k€5k▼
Financial charges65/66B€13k€4k▼
Recurring financial charges65€13k€4k▼
Profit (loss) for the period before taxes9903€-11k€-11k▲
Income taxes67/77€-66€378▲
Profit (loss) for the period9904€-11k€-11k▲
Profit (loss) for the period to be appropriated9905€-11k€-11k▲
Appropriation of the result
Profit (loss) to be appropriated9906€175k€164k▼
Profit (loss) brought forward from the previous period14P€186k€175k▼
Transfer to equity691/2€0-
To other reserves6921€0-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Weakest financial yearnet €-11k ▼124%
Net result drops to €-11k, the lowest in the series; recovery starts the following year.
30-09
Financial
Liquidity triplescurrent ratio 12.80
Current ratio from 4.39 to 12.80; short-term debt falls from €83k to €23k.
29-03
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-09
Financial
Highest result since 2018net €47k ▲253%
Operating result €42k, net result €47k, both a record.
24-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
29-03
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-09
Financial
Equity above €200kEq €228k ▲15%
4 profitable years in a row build equity to €228k.
26-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
29-02
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-09
Financial
Liquidity times 7current ratio 46.70
Current ratio from 7.10 to 46.70; short-term debt falls from €31k to €4k.
30-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
29-03
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
29-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aarschot · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Echostraat 273201 AarschotGround area
966 m²
Building footprint
189 m²
Volume, LiDAR
891 m³
Parcel 24652E0020/00F000, Flanders · tallest building 6.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Echostraat 27, 3201 Aarschot
since 20002.097.512.954
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24652E0020/00F000 | Flanders | 966 m² | 1 · 189 m² | 6.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
87550034RTPKH5JOWW14
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Of 29,885 companies in sector 62200 we hold annual accounts for 18,322. 14,048 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded27-07-2000
Fiscal year end30-09
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
72100
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.