Summary
SSE Group is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €4,266 and a net result of €4,081. Equity is growing by about 83% per year across the filed financial years. Its solvency ranks better than 61% of 9,732 sector peers (NACE 64, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Activities of holding companies
NACE 64210
1 site
Size
€6,699total assets 2025
- Equity
- €4,266
- Profit
- €4,081
Turnover not published (micro format)
Financial health
Financial institution: outside the modelBankruptcy probability: sector outside the model
Structure
- JACQUET Edgard Auguste Joseph MarieDirector
- JACQUET Sarah Marianne DavyDirector
- WOUTERS StigDirector
2025 accounts 18 days early
SignalsneutralLatest accounts filed on timeShow the evidence
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Bankruptcy probability, 12 months
This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.
Credit check for your own amount and term
Show the recommended maximum and see how the verdict changes with amount, term and advance.
Signals
1 signal.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
18 days early
2024
37 days early
2023
61 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average 2 days after the deadline; the sector median (NACE 64) for financial year 2024 is 14 days before the deadline, and 28% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 13 July (3 of the last 3 filed years within 80 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
28-10-2026 today31-12-2026 year end31-07-2027 deadline
- Annual accounts filedfinancial year 2025 · micro…
- Back to profitnet €4,081
- Annual accounts filedfinancial year 2024 · micro…
Financials · financial year 2025, micro format
Equity
€4,266▲ 23×
2024 · €185
Net result
€4,081
2024 · -€1,416
Total assets
€6,699▲ 462%
2024 · €1,192
Solvency
63.7%▲ 48.1pp
2024 · 15.6%
Trend over the years
2023 to 2025, 3 financial years
The operating result returns to profit in 2025: €4,636 after a loss of €1,269 in 2024, the highest result in the available series.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
Operating result€4,636
2025
Net result€4,081
2025
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Total assets€6,699
2025
Equity€4,266
2025
Debt€2,433
2025
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
Working capital€4,266
2025
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Solvency63.7%
2025
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 64, Financial service activities, except insurance and pension funding: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency.
Every figure with its change against the financial year before
favourable
unfavourable
Line202320242025
Operating result-€1,389--€1,269▲ 8.7%€4,636
Net result-€1,399below the sector's middle half--€1,416below the sector's middle half▼ 1.2%€4,081below the sector's middle half
Equity€1,601below the sector's middle half-€185below the sector's middle half▼ 88.4%€4,266below the sector's middle half▲ 23×
Total assets€2,889below the sector's middle half-€1,192below the sector's middle half▼ 58.7%€6,699below the sector's middle half▲ 462%
Debt€1,288-€1,006▼ 21.9%€2,433▲ 142%
Working capital€1,601within the sector's middle half-€573within the sector's middle half▼ 64.2%€4,266within the sector's middle half▲ 645%
Solvency55.4%within the sector's middle half-15.6%below the sector's middle half▼ 39.9pp63.7%within the sector's middle half▲ 48.1pp
Current ratio2.75within the sector's middle half
Return on assets (ROA)60.9%above the sector's middle half
above
within
below
the middle half of NACE 64, Financial service activities, except insurance and pension funding: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the micro format does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €6,699
Equity
€4,266 ▲ 23×
Debt
€2,433 ▲ 142%
Debt's share of the balance-sheet total falls from 84.4% to 36.3%. Equity and debt are higher.
Key figures and ratios
ROE
95.7%
Debt ≤ 1 year
€2,433▲
2024 · €619
Income taxes
€317
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Other operating charges640/8 | €384 | €387 | €400 | ▲ 3.2% |
| Gross operating margin9900 | -€1,004 | -€881 | €5,036 | - |
| Operating profit (loss)9901 | -€1,389 | -€1,269 | €4,636 | - |
| Financial charges65/66B | €10 | €147 | €239 | ▲ 62.5% |
| Recurring financial charges65 | €10 | €147 | €239 | ▲ 62.5% |
| Profit (loss) for the period before taxes9903 | -€1,399 | -€1,416 | €4,397 | - |
| Income taxes67/77 | - | - | €317 | - |
| Profit (loss) for the period9904 | -€1,399 | -€1,416 | €4,081 | - |
| Profit (loss) for the period to be appropriated9905 | -€1,399 | -€1,416 | €4,081 | - |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €2,889 | €1,192 | €6,699 | ▲ 462% |
| Current assets29/58 | €2,889 | €1,192 | €6,699 | ▲ 462% |
| Amounts receivable within one year40/41 | - | - | €6,644 | - |
| Other amounts receivable41 | - | - | €6,644 | - |
| Cash at bank and in hand54/58 | €2,889 | €1,192 | €4 | ▼ 99.6% |
| Deferred charges and accrued income490/1 | - | - | €51 | - |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €2,889 | €1,192 | €6,699 | ▲ 462% |
| Equity10/15 | €1,601 | €185 | €4,266 | ▲ 23× |
| Contributions10/11 | €3,000 | €3,000 | €3,000 | = |
| Profit (loss) carried forward14 | -€1,399 | -€2,815 | €1,266 | - |
| Amounts payable17/49 | €1,288 | €1,006 | €2,433 | ▲ 142% |
| Amounts payable within one year42/48 | €1,288 | €619 | €2,433 | ▲ 293% |
| Trade debts44 | €1,288 | €619 | €2,117 | ▲ 242% |
| Suppliers440/4 | €1,288 | €619 | €2,117 | ▲ 242% |
| Taxes, remuneration and social security45 | - | - | €317 | - |
| Taxes450/3 | - | - | €317 | - |
| Accrued charges and deferred income492/3 | - | €387 | €0 | ▼ 100% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | -€1,399 | -€1,416 | €4,081 | - |
| Operating cash flow (approximation) | -€1,399 | -€1,416 | €4,081 | - |
| Change in cash | - | -€1,697 | -€1,188 | ▲ 30.0% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (3)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 13-07-2026 | 2026-00284621 |
| 31-12-2024 | micro format | 24-06-2025 | 2025-00169127 |
| 31-12-2023 | micro format | 30-09-2024 | 2024-00478977 |
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Of the 24,457 active companies whose main activity is activities of holding companies (NACE 64210), figures are known for 20,067. 3,065 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Directors
under verification, no change since 2023
This board is reconstructed from a single act (23342576). A Gazette act generally publishes only CHANGES, not a full roll call, so directors unchanged since then may be missing here. The KBO register holds the complete list of function holders.
JACQUET Edgard Auguste Joseph Marie
CurrentDirector (not named in the articles) · since 02-05-2023
JACQUET Sarah Marianne Davy
CurrentDirector (not named in the articles) · since 02-05-2023
WOUTERS Stig
CurrentDirector (not named in the articles) · since 02-05-2023
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ.
See the directors and other office holders in the KBO →
Mandate history
3 people since 2023, 3 in office
- Board
| Name | Functions and periods |
|---|---|
| JACQUET Edgard Auguste Joseph Marie |
|
| JACQUET Sarah Marianne Davy |
|
| WOUTERS Stig |
|
Owners and capital
Owners
No owners or capital events in the accounts and acts we read.
Group and network
Connections & network
3 current directorsThe network starts from this company’s directors. Other companies they run appear here as nodes.
This company
Company
Director
Shareholding
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History
Acts, filings and financial milestones
Next filing, financial year 2026, expected by
2026
13-07
NBB filing
Annual accounts filed
financial year 2025 · micro format
2025
31-12
Financial
Back to profitnet €4,081
Net result €4,081 after 2 loss-making years.
24-06
NBB filing
Annual accounts filed
financial year 2024 · micro format
2024
31-12
Financial
Weakest financial yearnet -€1,416
Net result drops to -€1,416, the lowest in the series; recovery starts the following year.
30-09
NBB filing
Annual accounts filed
financial year 2023 · micro format · 61 days late
2023
09-05
Gazette deed
IncorporationAppointments: WOUTERS Stig, JACQUET Sarah Marianne Davy and JACQUET Edgard Auguste Joseph Marie · Founder · Founding capital12 facts ▸
Gazette deed
Incorporation
Appointments: WOUTERS Stig, JACQUET Sarah Marianne Davy and JACQUET Edgard Auguste Joseph Marie · Founder · Founding capital12 facts ▸
- Incorporation, 02-05-2023
- Founder, WOUTERS Stig
- Founder, JACQUET Sarah Marianne Davy
- Founder, JACQUET Edgard Auguste Joseph Marie
- Founding capital, €3,000
- Capital
- Registered office clause, “3130 Begijnendijk (Betekom), Willekenslaan 50” (deed in Dutch)
- Board rule, 2
- Director appointment, WOUTERS Stig (director (not named in the articles))
- Director appointment, JACQUET Sarah Marianne Davy (director (not named in the articles))
- Director appointment, JACQUET Edgard Auguste Joseph Marie (director (not named in the articles))
- Pre-incorporation commitments, “takeover, alle verbintenissen en alle verplichtingen die eruit voortvloeien, en alle activiteiten ondernomen in naam en voor rekening van de vennootschap in opr…” (deed in Dutch)
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
1 of 1 deed read
Register details
Identification
Legal formPrivate limited company
Founded04-05-2023
Financial year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
41001General construction of residential buildings
42211Civil engineering
43320Joinery installation
68110Buying and selling of own real estate
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0801463587
Also
9925:BE0801463587
Registered
30-01-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 27 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 0801.463.587
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
Location & real-estate footprint
Registered office, Begijnendijk · 1 establishment unit since 2023
Ground area
1,354 m²
Building footprint
219 m²
Building volume
751 m³
Parcel 24010B0504/00L000, Flanders · tallest building 8.3 m. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
SSE Group
since 2023unit no. 2.349.643.965
1 parcel
Flanders
1
(100%)
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 24010B0504/00L000 | Flanders | 1,354 m² | 1 · 219 m² | 8.3 m · 1 |
How the parcels are linked
Good to know
The parcel matches the address exactly.
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “Ontwikkeling van bouwprojecten; Burgerlijke en utiliteitsbouw; Bouw van wegen en spoorwegen; Bouw van civieltechnische werken ten behoeve…” (deed in Dutch)
25 activities (deed in Dutch)
- Ontwikkeling van bouwprojecten
- Burgerlijke en utiliteitsbouw
- Bouw van wegen en spoorwegen
- Bouw van civieltechnische werken ten behoeve van nutsbedrijven
- Bouw van andere civieltechnische werken
- Slopen en bouwrijp maken van terreinen
- Elektrische installatie, loodgieterswerk en overige bouwinstallaties
- Afwerking van gebouwen
- Handel in eigen onroerend goed
- Verhuur en exploitatie van eigen of geleased onroerend goed
- Bemiddeling in en beheer van onroerend goed voor een vast bedrag of op contractbasis
- Verhuur en lease van motorvoertuigen
- Verhuur en lease van consumentenartikelen
- Verhuur en lease van andere machines en werktuigen en andere materiële goederen
- Lease van intellectuele eigendom en vergelijkbare producten
- Diverse ondersteunende activiteiten ten behoeve van voorzieningen
- Reinigingsactiviteiten
- Landschapsverzorging
- De aan-en verkoop van alle onroerende goederen en alle daarbij horende handelingen.
- Het ontwikkelen, coördineren en begeleiden van alle projecten zowel inzake onroerende goederen als inzake vermogen of handelsactiviteiten.
- Het verlenen van advies inzake het leiden van een onderneming.
- Het houden van deelnemingen in andere vennootschappen, zowel binnenlandse als buitenlandse.
- Het verlenen van advies op bedrijfseconomisch gebied.
- Het voeren van het management van ondernemingen op het gebied van projecten, roerende goederen en faciliteiten.
- Het waarnemen van beheersmandaten in andere vennootschappen.
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- SSE Group
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Vlaamse Gewest, door eenvoudige beslissing van het bestuursorgaan naar om het even welke plaats in het tweetalig gebied Brussel Hoofdstad of…” (deed in Dutch)
Who represents it, and how
- Daily managementWho may handle the everyday running of the business without the full board.
- The board decides whether the delegates act alone or jointly
- Board ruleHow the board is made up, meets and takes decisions.
- “Met of zonder beperking van duur, 1” (deed in Dutch)1 more provision on this in the deed
- Power of attorneyA special mandate allowing someone to perform one or more acts on the company's behalf.
- One provision in the deed
Capital, shares and profit
- Profit allocationHow profit is distributed; a BV may only pay out after a balance-sheet and liquidity test.
- “In voorkomend geval verminderd met het overgedragen verlies of vermeerderd met de overgedragen winst, bestuursorgaan” (deed in Dutch)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- First Monday of June at 18:00
- Meeting accessWho may attend the meeting and what is needed to be admitted.
- “Indien enkel de stemrechten geschorst zijn, mag hij nog steeds deelnemen aan de algemene vergadering zonder te kunnen deelnemen aan de…” (deed in Dutch)
Oversight and winding up
- Statutory auditorA statutory auditor is a registered auditor who checks the accounts; small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- “Indien geen andere vereffenaar zou zijn benoemd, bestuurder(s) in functie” (deed in Dutch)