Yvaine
ActiveYvaine is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €4k and a net result of €3k. Its solvency ranks better than 10% of 5495 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 5495 sector peers (2025).
NBB · sector comparisonPosition among 5495 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
on the day
2024
30 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€4k▲ 159%
2024 · €2k
2024: €2k
2024 → 2025
Net result
€3k▲ 1,664%
2024 · €149
2024: €149
2024 → 2025
Total assets
€67k▲ 107%
2024 · €32k
2024: €32k
2024 → 2025
Solvency
6.4%▲ 1.3pp
2024 · 5.1%
2024: 5.1%
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€2k-€4k▲ 159%
Operating result€1k-€6k▲ 336%
Net result€149-€3k▲ 1,664%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 336% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €67k
Fixed assets
€63k▲ 103%
Current assets
€4k▲ 233%
Equity and liabilities €67k
Equity
€4k▲ 159%
Debt
€62k▲ 104%
The debt ratio falls from 94.9% to 93.6%: equity grows faster than debt.
Key figures and ratios
Solvency
6.4%▲
2024 · 5.1%
ROE
61.4%▲
2024 · 9.0%
ROA
3.9%▲
2024 · 0.5%
Debt
€62k▲
2024 · €31k
Debt ≤ 1 year
€45k▲
2024 · €31k
Debt > 1 year
€17k
Income taxes
€1k▲
2024 · €716
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€32k€67k▲
Fixed assets21/28€31k€63k▲
Financial fixed assets28€31k€63k▲
Current assets29/58€1k€4k▲
Amounts receivable within one year40/41€284€343▲
Other amounts receivable41€284€343▲
Cash at bank and in hand54/58€805€3k▲
Equity and liabilities
Total equity and liabilities10/49€32k€67k▲
Equity10/15€2k€4k▲
Contributions10/11€2k€2k=
Reserves13€149€3k▲
Distributable reserves133€149€3k▲
Amounts payable17/49€31k€62k▲
Amounts payable after more than one year17-€17k
Financial debts170/4-€17k
Amounts payable within one year42/48€31k€45k▲
Current portion of amounts payable after more than one year42-€5k
Trade debts44€154€542▲
Suppliers440/4€154€542▲
Taxes, remuneration and social security45€1k€1k▲
Taxes450/3€1k€1k▲
Other amounts payable47/48€29k€39k▲
Accrued charges and deferred income492/3€47€346▲
Income statement
Code20242025
Other operating charges640/8€109€362▲
Gross operating margin9900€1k€6k▲
Operating profit (loss)9901€1k€6k▲
Financial charges65/66B€450€2k▲
Recurring financial charges65€450€2k▲
Profit (loss) for the period before taxes9903€865€4k▲
Income taxes67/77€716€1k▲
Profit (loss) for the period9904€149€3k▲
Profit (loss) for the period to be appropriated9905€149€3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€149€3k▲
Transfer to equity691/2€149€3k▲
To other reserves6921€149€3k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-03
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heers · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Steenweg(Kl. Gel.) 973870 HeersGround area
392 m²
Building footprint
161 m²
Volume, LiDAR
847 m³
Parcel 73022A0463/00L000, Flanders · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Yvaine
since 20222.338.741.363
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73022A0463/00L000 | Flanders | 392 m² | 1 · 161 m² | 7.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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BE 0897.982.250
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Eurosonor
BE 0507.658.606
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AB Horeca
BE 1017.329.367
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SSE Group
BE 0801.463.587
Begijnendijk · Eq €4k
ARIDEN
BE 1024.797.278
Brussel · Eq €4k
Of 24,636 companies in sector 64210 we hold annual accounts for 19,688. 2,916 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-11-2022
Fiscal year end30-09
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73300Public relations and communication consultancy
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.