Skip to content

SSB-GROEP

Active
Private limited companyfounded 2014active for 12 yearsParkstraat 21, 9170 Sint-Gillis-Waas, BelgiumKBO/BCE: BE 0547.667.542
Summary

The computed 12-month bankruptcy probability of SSB-GROEP is 3.5% (moderate). The 2025 annual accounts show negative equity (-€34,334) and a net result of -€11,825. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 5% of 34,972 sector peers (NACE 43, financial year 2025). The company has been active since 2014 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 05-03-2014 Normal situation
Activity
Painting of buildings NACE 43341and 1 other
Establishment unit
2.323.031.719 9170 Sint-Gillis-Waas, since 05-03-2014
Financial year end
31 December
Peppol
Reachable since 09-02-2026

Board and ownership

Board
  • UNAN ARZUDirector · since 01-10-2014

Financial position

47 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
3.5%
Annual accounts 2025
Gross margin
-€10,223
▲ 23.7%
Loss
€11,825
▼ 49.7%
Equity
-€34,334
▼ 52.5%
Total assets
€23,562
▼ 38.0%
  • Negative equity on 31-12-2025
  • 2025 accounts filed 61 days after the deadline
Turnover not published (micro format)
Score breakdownraises riskLast filed accounts filed 61 days late; 1 of the last 3 accounts lateLoss of €11,825, the second in a row (financial year 2025)Liquidity: current ratio 0.41, cash €64, halvedlowers riskSize: total assets €23,562Show the evidence

Checked score

Score 2025
47 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 4% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Weak
Solvency 0=
equity -145.7% of total assets
Liquidity 0-2
short-term debt 245.7% · cash 0.3%
Profitability 0=
return on assets -50.2%
Bankruptcy probability within 12 months
3.5% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,685 companies, NACE 43, micro)
Last 24 months 12-2024: 0.7% 01-2025: 0.7%● unchanged vs 12-2024 02-2025: 0.7%● unchanged vs 01-2025 03-2025: 0.7%● unchanged vs 02-2025 04-2025: 0.6%▼ -0.1 percentage points vs 03-2025 05-2025: 0.6%● unchanged vs 04-2025 06-2025: 0.6%● unchanged vs 05-2025lowest value 07-2025: 0.6%● unchanged vs 06-2025 08-2025: 1.0%▲ +0.4 percentage points vs 07-2025 09-2025: 2.6%▲ +1.6 percentage points vs 08-2025 10-2025: 2.6%● unchanged vs 09-2025 11-2025: 2.5%▼ -0.1 percentage points vs 10-2025 12-2025: 2.2%▼ -0.3 percentage points vs 11-2025 01-2026: 2.2%● unchanged vs 12-2025 02-2026: 2.2%● unchanged vs 01-2026 03-2026: 2.2%● unchanged vs 02-2026 04-2026: 2.2%● unchanged vs 03-2026 05-2026: 2.1%▼ -0.1 percentage points vs 04-2026 06-2026: 2.0%▼ -0.1 percentage points vs 05-2026 07-2026: 2.1%▲ +0.1 percentage points vs 06-2026 08-2026: 2.7%▲ +0.6 percentage points vs 07-2026 09-2026: 2.8%▲ +0.1 percentage points vs 08-2026 10-2026: 3.5%▲ +0.7 percentage points vs 09-2026highest value 11-2026: 3.5%● unchanged vs 10-2026highest value
No credit on open account
Liquidity is insufficient, with a current ratio of 0.41 (0.77 in 2024), below 1. Short-term debt is 245.7% and cash 0.3% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 3% of them on solvency, 2% on liquidity, 4% on profitability and 8% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
lowers risk · Size: total assets €23,562
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Last filed accounts filed 61 days late; 1 of the last 3 accounts late
NBB · filings
raises risk · Loss of €11,825, the second in a row (financial year 2025)
NBB · annual accounts
raises risk · Liquidity: current ratio 0.41, cash €64, halved
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year -€34,334
raises risk · 2025 accounts filed 61 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
61 days late
2024
28 days late
2023
27 days late
2022
30 days late
2021
92 days late
2020
30 days early
2019
123 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 47 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 August (4 of the last 5 accounts filed within 31 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€34,334 View
  • Caution: Lower solvency than 95% of companies in specialised constructionsector median 46.7% · 34,972 companies -145.7% View
  • Caution: 2 loss-making years in a rowloss in financial year 2025 -€11,825 View

Recent changes

  1. · Gazette deed Resignation: UNAN Bekir (director)Appointment: ARSLAN Raziye (director) · Director discharge: UNAN Bekir
  2. · Gazette deed Registered office moved from Sint-Niklaas to Sint-Gillis-WaasNew seat: Parkstraat 21A, 9170 Sint-Gillis-Waas · Previous seat: Knaptandstraat 22, 9100 Sint-Niklaas
  3. · Gazette deed Incorporation
All 16 events

Comparable companies

These companies have the same main activity as SSB-GROEP: painting of buildings (NACE 43341). They are comparable in size and age: total assets between €21,400 and €31,500, founded between 2008 and 2015.

CompanyTotal assetsGross margin
SSB-GROEP Sint-Gillis-Waas€23,562-€10,223
Modern Wonen en Decoratie Gent€25,817-€3,944
ROSARIOPAINT Ittre€23,178-€1,177
A.S. COOLS Schilde€26,387€576
X-NUANCE Zaventem€21,434-€7,765
LUKARWEI Stekene€31,494-€14,777
CreaTof Pelt€24,408-€4,336
Full comparison

Key facts about SSB-GROEP

What is the company number of SSB-GROEP?
The company number of SSB-GROEP is 0547.667.542. The VAT number is the same number with BE in front: BE 0547.667.542.
Where is SSB-GROEP based?
The registered office is at Parkstraat 21, 9170 Sint-Gillis-Waas.Company details
What does SSB-GROEP do?
According to the KBO register, the main activity is painting of buildings (NACE 43341).
What is the legal form of SSB-GROEP?
The legal form of SSB-GROEP is Private limited company (BV).
When was SSB-GROEP founded?
SSB-GROEP was founded on 05-03-2014.
Is SSB-GROEP still active?
Yes, SSB-GROEP is an active enterprise in the KBO register.
What is the turnover of SSB-GROEP?
The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
Is SSB-GROEP profitable?
In financial year 2025, SSB-GROEP made a loss of €11,825.
Where can I find the annual accounts of SSB-GROEP?
SSB-GROEP filed 11 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of SSB-GROEP due?
SSB-GROEP must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.