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SS LUXURY

Active
Private limited companyfounded 20224 yrs activeRaphaëlstraat 2, 1070 Anderlecht, BelgiumKBO/BCE: BE 0790.876.038

The computed 12-month bankruptcy probability of SS LUXURY is 9.1% (elevated). The 2025 annual accounts show negative equity (€-3k) and a net result of €-1k. Equity is shrinking by ~102.6% per year across the filed fiscal years. Its solvency ranks better than 11% of 4488 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
33 / 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability58▲+58
Solvency5▼-8
Growth58▲+26
Track record94
Bankruptcy probability, 12 months
9.1% Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.48 against 0.26 in 2024; short-term debt: 120% and cash: 41.4% of total assets), and equity is negative.
Credit advice for your own amount and term

Signals

Eight signals. The signal on the left, the evidence on the right.
+raises riskneutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 4 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-20%
Return on assets
-8.4%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
232425
2023 to 2025 · latest year €-3k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
16 d early
2024
176 d late
2023
149 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€-3k▼ 71.9%
2024 · €-2k
2023: €3k 2024: €-2k
2023 → 2025
Total assets
€15k▲ 0.8%
2024 · €15k
2023: €5k 2024: €15k
2023 → 2025
Net result
€-1k▲ 72.7%
2024 · €-5k
2023: €-2k 2024: €-5k
2023 → 2025
Working capital
€-9k▲ 24.3%
2024 · €-12k
2023: €3k 2024: €-12k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line202320242025Trend
Equity€3k-€-2k€-3k▼ 71.9%
Operating result€-2k-€-5k▼ 113%€-1k▲ 74.1%
Net result€-2k-€-5k▼ 114%€-1k▲ 72.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-6k€-4k€-2k€0Operating result 2023: €-2k€-2kNet result 2023: €-2k€-2kOperating result 2024: €-5k€-5kNet result 2024: €-5k€-5kOperating result 2025: €-1k€-1kNet result 2025: €-1k€-1k202320242025
The operating result stays negative: a loss of €1k in 2025 against €5k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €15k
Fixed assets €6k▼ 40.1%
Current assets €9k▲ 103%
Key figures and ratios
2025 value · change against 2024
EBITDA
€3k
2024 · €-2k
Cash flow
€3k
2024 · €-2k
Solvency
-20.0%
2024 · -11.8%
Current ratio
0.48
2024 · 0.26
Quick ratio
0.48
2024 · 0.26
Debt / equity
-5.99
2024 · -9.50
ROA
-8.4%
2024 · -31.0%
Interest coverage
34.32
2024 · -23.27
Debt
€18k
2024 · €17k
Debt ≤ 1 year
€18k
2024 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€15k€15k
Fixed assets21/28€11k€6k
Tangible fixed assets22/27€11k€6k
Furniture and vehicles24€11k€6k
Current assets29/58€4k€9k
Amounts receivable within one year40/41€3k€2k
Trade receivables40€363-
Other amounts receivable41€3k€2k
Cash at bank and in hand54/58€1k€6k
Equity and liabilities
Total equity and liabilities10/49€15k€15k
Equity10/15€-2k€-3k
Contributions10/11€5k€5k=
Profit (loss) carried forward14€-7k€-8k
Amounts payable17/49€17k€18k
Amounts payable within one year42/48€17k€18k
Trade debts44€206€463
Suppliers440/4€206€463
Other amounts payable47/48€16k€18k
Income statement Code20242025
Goods, raw materials, services and sundry goods60/61€3k€10k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€4k
Other operating charges640/8€50-
Non-recurring operating charges66A-€376
Gross operating margin9900€-2k€3k
Operating profit (loss)9901€-5k€-1k
Financial charges65/66B€96€90
Recurring financial charges65€96€90
Profit (loss) for the period before taxes9903€-5k€-1k
Profit (loss) for the period9904€-5k€-1k
Profit (loss) for the period to be appropriated9905€-5k€-1k
Appropriation of the result
Profit (loss) to be appropriated9906€-7k€-8k
Profit (loss) brought forward from the previous period14P€-2k€-7k

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
15-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
23-01
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 176 days late
2024
31-12
Financial Weakest financial yearnet €-5k
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
27-12
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 149 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2022
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Raphaëlstraat 21070 Anderlecht
Ground area
61 m²
Building footprint
58 m²
Volume, LiDAR
733 m³
Parcel 21305B0252/00N005, Brussels · tallest building 15.0 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
SS LUXURY
Raphaëlstraat 2, 1070 AnderlechtRetail sale of household textiles and bedding
since 20222.335.954.493
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21305B0252/00N005 Brussels 61 m² 1 · 58 m² 14.9 m · 4 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 963 companies in sector 49310 we hold annual accounts for 486. 206 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded16-09-2022
Fiscal year end31-12
Activities, NACEBEL
49310Scheduled passenger transport by road
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
47820Market retail: textiles, clothing, footwear
49320Non-scheduled passenger transport by road
49330On-demand passenger transport by chauffeured vehicle
49390Land transport and transport via pipelines
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers

Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.