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SS LUXURY

Active
Private limited companyfounded 2022active for 4 yearsRaphaëlstraat 2, 1070 Anderlecht, BelgiumKBO/BCE: BE 0790.876.038
Summary

The computed 12-month bankruptcy probability of SS LUXURY is 2.3% (moderate). The 2025 annual accounts show negative equity (-€3,002) and a net result of -€1,256. Equity has been shrinking by about 103% per year since 2023. Its solvency ranks better than 10% of 5,879 sector peers (NACE 49, financial year 2025). The company has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 16-09-2022 Normal situation
Activity
Scheduled passenger transport by road NACE 49310and 3 others
Establishment unit
2.335.954.493 1070 Anderlecht, since 16-09-2022
Financial year end
31 December
Peppol
Reachable since 15-10-2025

Board and ownership

Financial position

51 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.3%
Annual accounts 2025
Gross margin
€3,464
Turnover
≈ €19,000
estimated
Loss
€1,256
▼ 72.7%
Equity
-€3,002
▼ 71.9%
Total assets
€14,976
▲ 0.8%
  • Negative equity on 31-12-2025
Filed on 15-07-2026, 16 days before the deadline
Score breakdownraises riskSector: Land transport and transport via pipelines (NACE 49)Negative equity -€3,0022 of the last 3 accounts latelowers riskLiquidity: current ratio 0.48, cash €6,194Show the evidence

Checked score

Score 2025
51 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 25% of micro companies in land transport (NACE 49)
Financial strength · tick: 2024
Weak
Solvency 5-8
equity -20.0% of total assets
Liquidity 50+40
short-term debt 120.0% · cash 41.4%
Profitability 58+58
return on assets -8.4%
Bankruptcy probability within 12 months
2.3% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.9% (9,099 companies, NACE 49, micro)
Last 24 months 12-2024: 5.4% 01-2025: 2.5%▼ -2.9 percentage points vs 12-2024 02-2025: 2.5%● unchanged vs 01-2025 03-2025: 2.5%● unchanged vs 02-2025 04-2025: 2.5%● unchanged vs 03-2025 05-2025: 2.5%● unchanged vs 04-2025 06-2025: 2.4%▼ -0.1 percentage points vs 05-2025 07-2025: 2.5%▲ +0.1 percentage points vs 06-2025 08-2025: 3.2%▲ +0.7 percentage points vs 07-2025 09-2025: 3.5%▲ +0.3 percentage points vs 08-2025 10-2025: 4.7%▲ +1.2 percentage points vs 09-2025 11-2025: 4.9%▲ +0.2 percentage points vs 10-2025 12-2025: 6.3%▲ +1.4 percentage points vs 11-2025 01-2026: 8.5%▲ +2.2 percentage points vs 12-2025 02-2026: 10.6%▲ +2.1 percentage points vs 01-2026 03-2026: 10.6%● unchanged vs 02-2026 04-2026: 10.7%▲ +0.1 percentage points vs 03-2026highest value 05-2026: 10.1%▼ -0.6 percentage points vs 04-2026 06-2026: 9.9%▼ -0.2 percentage points vs 05-2026 07-2026: 9.9%● unchanged vs 06-2026 08-2026: 2.3%▼ -7.6 percentage points vs 07-2026 09-2026: 2.3%● unchanged vs 08-2026lowest value 10-2026: 2.3%● unchanged vs 09-2026lowest value 11-2026: 2.3%● unchanged vs 10-2026lowest value
No credit on open account
Liquidity is insufficient, with a current ratio of 0.48 (0.26 in 2024), below 1. Short-term debt is 120% and cash 41.4% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 49, micro). It does better than 10% of them on solvency, 52% on liquidity, 31% on profitability and 8% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · Sector: Land transport and transport via pipelines (NACE 49)
KBO
lowers risk · Liquidity: current ratio 0.48, cash €6,194
NBB · annual accounts
raises risk · Negative equity -€3,002
NBB · annual accounts
raises risk · 2 of the last 3 accounts late
NBB · filings
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
232425
2023 to 2025 · latest year -€3,002
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
16 days early
2024
176 days late
2023
149 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 3 accounts on average 103 days after the deadline. In the sector (NACE 49), the median for financial year 2024 was on the deadline day, and 49% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 December (3 of the last 3 accounts filed within 166 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2022.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€3,002 View
  • Risk: 3 loss-making years in a rowloss in financial year 2025 -€1,256 View
  • Caution: Lower solvency than 89% of companies in land transportsector median 37.7% · 5,879 companies -20.0% View

Recent changes

  1. · Gazette deed Transfer of 50 sharesAppointment: AJKANE Ayoub (director)
  2. · Gazette deed Transfer of 50 sharesAppointment: El Hammouchi Ismaîl (director)
  3. · Gazette deed IncorporationStarting capital €5,000 · Appointment: BEN MOHAMED Smahil (director) · Permanent representative: BEN MOHAMED Smahil
All 7 events

Comparable companies

These companies have the same main activity as SS LUXURY: scheduled passenger transport by road (NACE 49310). They are comparable in size and age: total assets between €12,300 and €23,100, founded between 2021 and 2024.

CompanyTotal assetsGross margin
SS LUXURY Anderlecht€14,976€3,464
STEPHAN PERSONENVERVOER Turnhout€13,766€3,438
MYI FAMILY Elsene€20,824€5,115
VP DRIVE Lokeren€23,102€3,443
CHAM COMPANY Kraainem€16,470€2,889
ELF BUSINESS Vilvoorde€12,865€5,495
SLIM SERVICES Sint-Jans-Molenbeek€12,290€1,397
Full comparison

Key facts about SS LUXURY

What is the company number of SS LUXURY?
The company number of SS LUXURY is 0790.876.038. The VAT number is the same number with BE in front: BE 0790.876.038.
Where is SS LUXURY based?
The registered office is at Raphaëlstraat 2, 1070 Anderlecht.Company details
What does SS LUXURY do?
According to the KBO register, the main activity is scheduled passenger transport by road (NACE 49310).
What is the legal form of SS LUXURY?
The legal form of SS LUXURY is Private limited company (BV).
When was SS LUXURY founded?
SS LUXURY was founded on 16-09-2022.
Is SS LUXURY still active?
Yes, SS LUXURY is an active enterprise in the KBO register.
What is the turnover of SS LUXURY?
The turnover in financial year 2025 is ≈ €19,000. This figure is estimated from the gross margin of €3,464 and 175 comparable companies (NACE 493). It probably lies between €11,000 and €32,000. It is a rough estimate.Financials
Is SS LUXURY profitable?
In financial year 2025, SS LUXURY made a loss of €1,256.
Where can I find the annual accounts of SS LUXURY?
SS LUXURY filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of SS LUXURY due?
SS LUXURY must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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