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Generated 12-08-2026
Active BE 0786.442.247Private limited company

SS Concept

Alsembergsesteenweg 859 ·1180 Ukkel, Belgium· 4 yrs active
Sector: Andere reinigingsactiviteiten (81230)
Conclusion Checked

The computed 12-month bankruptcy probability of SS Concept is 12.7% (high). The 2024 annual accounts show equity of €24k and a net result of €11k. Its solvency ranks better than 24% of 1972 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 2 administrative register entries (see administrative flags).

Based on the State Gazette, CBE and 2 annual accounts.
Key figures
Equity €24k
Net result €11k
Better than sector 24%
Active 4 yrs
Snowflake analysis 5 of 5 axes measured · computed by Checked
Health56Profitability100Solvency20Growth78Stability78
66 / 100

Strong profile, led by profitability.

All 5 axes are computed from data Checked has read.

Health 56
Profitability 100
Solvency 20
Growth 78
Stability 78
Bankruptcy probability (12 mo) Checked model v1 · free
12.7% High
0%0,5%1,5%4%10%≥25%
Young company +Recent warning signals +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
3 / 100
Low risk
Components
· 1 administrative flag (+3)
Trust signals 1 signals
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags 2 events
Address struckAddress strikeout annulled
Health barometer FY 2024 · computed
56 / 100 Fair
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

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Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Financial overview2 NBB filings
Annual accounts filed on 28-09-2025 with the NBB · fiscal year 2024 · micro
€0€200k€400k€600kRevenue 2023: €515k€515kOperating result 2023: €20k€20kNet result 2023: €10k€10kOperating result 2024: €14k€14kNet result 2024: €11k€11k20232024
RevenueOperating resultNet result
Sector comparison
Fiscal year 2024 · NACE 81, Cleaning & landscape services · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 14.0% 36.6%
better than 24% of 1972 sector peers
Net result €11k €10k
better than 52% of 1964 sector peers
Equity €24k €29k
better than 44% of 1973 sector peers
Gross operating margin €20k €39k
better than 32% of 1962 sector peers
Total assets €169k €91k
better than 72% of 1973 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Revenue
€515k
- 23-24
EBITDA
€18k
-17.0% 23-24
Net profit
€11k
+9.0% 23-24
Cash flow
€15k
+21.1% 23-24
Total assets
€169k
+59.1% 23-24
Equity
€24k
+92.5% 23-24
Working capital
€-5k
+69.2% 23-24
Income taxes
€8k
+2.5% 23-24
Debt
€145k
+54.7% 23-24
Debt ≤ 1y
€144k
+54.0% 23-24
Current ratio
0.97
+15.7% 23-24
Quick ratio
0.97
+15.7% 23-24
Solvency
14.0%
+21.0% 23-24
Debt / equity
6.12
-19.6% 23-24
ROE
48.1%
-43.4% 23-24
ROA
6.7%
-31.5% 23-24
Net margin
2.0%
- 23-24
EBITDA margin
4.2%
- 23-24
Interest coverage
57.59
+294.2% 23-24
Figures by fiscal year
Fiscal year2024
Depositmicro
Revenue-
EBITDA€18k
Net profit€11k
Cash flow€15k
Staff costs-
Income taxes€8k
Dividends-
Total assets€169k
Equity€24k
Debt€145k
of which ≤ 1y€144k
of which > 1y-
Working capital€-5k
Employees (FTE)-
Ratios (computed)
2024
Current ratio0.97
Quick ratio0.97
Working capital ratio-2.8%
Solvency14.0%
Debt / equity6.12
Long-term debt ratio-
Interest coverage57.59
Gross margin-
Net margin-
ROA6.7%
ROE48.1%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€169k
Fixed assets 21/28€29k
Intangible fixed assets 21€25k
Tangible fixed assets 22/27€4k
Current assets 29/58€140k
Amounts receivable within one year 40/41€137k
Cash & bank 54/58€2k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€169k
Equity 10/15€24k
Contributions / capital 10/11€2k
Reserves 13€22k
Amounts payable 17/49€145k
Amounts payable within one year 42/48€144k
Trade debts payable within one year 44€137k
Income statement
Gross operating margin 9900€20k
Operating result 9901€14k
Financial income 75€5k
Financial charges 65€315
Result before taxes 9903€19k
Income taxes 67/77€8k
Net result for the period 9904€11k
Result to be appropriated 9905€11k
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary Andere reinigingsactiviteiten(81230)
Legal form Private limited company(610)
Incorporation21-05-2022
StatusActive
Postal code1180
Connections & network 43 connected companies
Network connections
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ATACADAO
Shared address
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BAM & Co
Shared address
→
BOYANCA
Shared address
→
BXL TRAITEUR
Shared address
→
BYHNKY
Shared address
→
→
→
COUPE PATRICK
Shared address
→
Cuse Technics
Shared address
→
DE HOPDUVEL IMMO
Shared address
→
DIAMANTINO
Shared address
→
DP Aalst
Shared address
→
eMorrow Trading Ltd.
Shared address
→
FESTIIIFOOD
Shared address
→
Inframara
Shared address
→
J & M Rénovations
Shared address
→
Julieva
Shared address
→
Kooi Security België
Shared address
→
LAZARE KAPLAN BELGIUM
Shared address
→
Linatex
Shared address
→
LOGINITY
Shared address
→
LOOCA
Shared address
→
MAROBE
Shared address
→
Mayfaro
Shared address
→
MIROLU
Shared address
→
Ourghin Invest
Shared address
→
PLATO GROUP
Shared address
→
Premium Cleaning
Shared address
→
Provast België
Shared address
→
PureAgency
Shared address
→
QSSH
Shared address
→
SmileStudio4Kids
Shared address
→
TIM CONSTRUCT
Shared address
→
VAN MEIJEL BELGIUM
Shared address
→
WAVIN BELGIUM
Shared address
→
WeSolved Belgium
Shared address
→
WODAN AI
Shared address
→
ZANTZA
Shared address
→
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.
Establishment units 1 location
SS Concept
Luxemburgstraat 20, 9140 TemseGevelreiniging
since 20222.331.917.711
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (50%) Brussels 1 (50%)
Parcel (capakey) Region Area Buildings Height / fl.
46025B0179/09E000 Flanders 7,219 m² 1 · 1,412 m² 16.4 m · 4 fl.
21616A0133/00A002 Brussels 61 m² - -
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 11 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
31-10-2025
KBO administration Address strikeout annulled
28-10-2025
State Gazette act Registered-office change
v3.2
20-10-2025
KBO administration Address struck
28-09-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
08-11-2024
State Gazette act Registered-office change
v3.2
04-04-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
11-07-2023
State Gazette act Registered-office change
v3.2
06-04-2023
State Gazette act Registered-office change
v3.2
2022
25-05-2022
State Gazette act Incorporation
oprichting
Lifecycle & Insolvency Signals 2 events
31-10-2025
KBO administration Address strikeout annulled
 · Publications in State Gazette ↗
20-10-2025
KBO administration Address struck
 · Publications in State Gazette ↗
Time machine, BS events + macro context 2021, 2026
COVID lockdownEnergiecrisisECB hikes2021202220232024202520262025-10-20 · KBO administration · Address struck2025-10-31 · KBO administration · Address strikeout annulled
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Belgisch Staatsblad, acts 5 acts
Address history · 4
28-10-2025
v3.2
08-11-2024
v3.2
11-07-2023
v3.2
06-04-2023
v3.2
All acts · 5 updated 9 months ago
2025
28-10-2025 Registered office moved from Duffel to Temse Registered-office change
  • Jasmisse 8, 2570 Duffel → Luxemburgstraat 20, 9140 Temse
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "statutaire",
      "new_address": {
        "city": "Temse",
        "region": null,
        "street": "Luxemburgstraat",
        "country": "BE",
        "postcode": "9140",
        "box_number": null,
        "street_number": "20"
      },
      "old_address": {
        "city": "Duffel",
        "region": null,
        "street": "Jasmisse",
        "country": "BE",
        "postcode": "2570",
        "box_number": null,
        "street_number": "8"
      },
      "effective_date": "2025-08-29",
      "evidence_quote": "Het bestuur beslist dat de zetel van de vennootschap zal worden verplaatst van Jasmisse 8 2570 Duffel naar Luxemburgstraat 20, 9140 Temse, en dit vanaf 29/08/2025."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0786.442.247",
    "name_full": "SS CONCEPT",
    "legal_form": "BV"
  }
}
2024
08-11-2024 Registered office moved from Lier to Duffel Registered-office change
  • Benedenbaan 26, 2500 Lier → Jasmisse 8, 2570 Duffel
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "statutaire",
      "new_address": {
        "city": "Duffel",
        "region": null,
        "street": "Jasmisse",
        "country": "BE",
        "postcode": "2570",
        "box_number": null,
        "street_number": "8"
      },
      "old_address": {
        "city": "Lier",
        "region": null,
        "street": "Benedenbaan",
        "country": "BE",
        "postcode": "2500",
        "box_number": "2",
        "street_number": "26"
      },
      "effective_date": "2024-09-17",
      "evidence_quote": "Het bestuur beslist dat de zetel van de vennootschap zal worden verplaatst van Benedenbaan 26 bus 2, 2500 Lier naar Jasmisse 8, 2570 Duffel, en dit vanaf 17/09/2024."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0786.442.247",
    "name_full": "SS CONCEPT",
    "legal_form": "BV"
  }
}
2023
11-07-2023 Registered office moved from Herentals to Lier Registered-office change
  • Gareelmakersstraat 35, 2200 Herentals → Benedenbaan 26, 2500 Lier
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "statutaire",
      "new_address": {
        "city": "Lier",
        "region": null,
        "street": "Benedenbaan",
        "country": "BE",
        "postcode": "2500",
        "box_number": "2",
        "street_number": "26"
      },
      "old_address": {
        "city": "Herentals",
        "region": null,
        "street": "Gareelmakersstraat",
        "country": "BE",
        "postcode": "2200",
        "box_number": null,
        "street_number": "35"
      },
      "effective_date": "2023-06-20",
      "evidence_quote": "Demaatschappelixe zetet wordt verplaatst van Gareelmakersstraat 35 te 2200 Herentals naar Benedenbaan 26 bus 2 te 2500 Lier, en dit met onmiddellijke ingang;"
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0786.442.247",
    "name_full": "SS CONCEPT",
    "legal_form": "BV"
  }
}
06-04-2023 Registered office moved from Wommelgem to Herentals Registered-office change
  • Nijverheidsstraat 70, 2160 Wommelgem → Gareelmakersstraat 35, 2200 Herentals
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "statutaire",
      "new_address": {
        "city": "Herentals",
        "region": null,
        "street": "Gareelmakersstraat",
        "country": "BE",
        "postcode": "2200",
        "box_number": null,
        "street_number": "35"
      },
      "old_address": {
        "city": "Wommelgem",
        "region": null,
        "street": "Nijverheidsstraat",
        "country": "BE",
        "postcode": "2160",
        "box_number": null,
        "street_number": "70"
      },
      "effective_date": "2023-01-16",
      "evidence_quote": "De maatschappelijke zetel wordt verplaatst van Nijverheldsstraat 70 te 2160 Wammelgem naar Gareelmakersstraat 35 te 2200 Herentals, en dit met onmiddellijke ingang."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0786.442.247",
    "name_full": "SS CONCEPT",
    "legal_form": "BV"
  }
}
2022
25-05-2022 Incorporation of a new BV Incorporation
Summary: oprichting
Technical details 
{
  "kind": "oprichting",
  "seat": "2160 Wommelgem, Nijverheidsstraat 70",
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "founders": [
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "2000-05-24",
        "name": "STESSENS, Shana",
        "niss": null,
        "address": "2200 Herentals, Nonnenstraat 57/001"
      },
      "share_class": "Ordinary",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 1860,
      "holder_person_name": "STESSENS, Shana",
      "is_subscriber_only": true,
      "n_shares_subscribed": 1860,
      "amount_subscribed_eur": 1860,
      "is_anonymous_silent_partner": false
    }
  ],
  "capital_eur": 1860,
  "subject_company": {
    "kbo": "0786.442.247",
    "name_full": "SS Concept",
    "legal_form": "BV"
  },
  "initial_directors": [],
  "incorporation_date": "2022-05-19",
  "post_incorporation_mandates": []
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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Company registry (CBE) Crossroads Bank
Activities
Andere reinigingsactiviteiten81230Andere reinigingsactiviteiten81290
Primary activity highlighted.
Names & trade names
Legal nameNL SS Concept
Registered office
Alsembergsesteenweg 859
1180 Ukkel, Belgium
Registration history
  1. 31-10-2025 Address strikeout annulled
  2. 20-10-2025 Address struck
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative