Result
€796,596 ▼ 59.3%
The result fell in 2025: the 2024 profit included a one-off income of €1.5m.
FIPAS
Lifetime
20 annual accounts with figures on one time axis, 36 filings since 1989peak €32.0m (2025)
€32.0m▲ 11.0%
lowest -€298,552 (2012)
€796,596▼ 59.3%
peak €11.1m (2015)
€10.6m▲ 8.1%
€21.4m▲ 12.4%
Board2 names since 2021
2 directorsCollard Jean and 1 other
Owners
Documentsfilings and deeds
03-07-202628 days before the deadline
2025financial year
Result from €2.0m to €796,596Cash from €137,273 to €4.9m
Key points
from the 2025 annual accountsPayment terms
47 days to suppliers
FIPAS pays its suppliers 35 days later than in 2024. Customers pay 30 days later.
Filings
36 annual accounts since 1989
Five of the last ten came late. The 2016 accounts came latest: 112 days after the end of the period.
Financial institution: outside the modelBankruptcy probability: sector outside the model
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
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Signals
1 signal, which does not raise the risk
1 signal.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
28 days early
2024
29 days late
2023
21 days early
2022
42 days early
2021
18 days early
2020
30 days late
2019
25 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 11 days before the deadline. In the sector (NACE 64), the median for financial year 2024 was 14 days before the deadline, and 28% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 11 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
CJ
Collard Jean
Director
HS
Habilis SPRL
Director
Shares in 3 companies, including NAT and Centre d'Accueil et de Soins aux Personnes ãgées
Board & ownershipRecent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0437930452
Demerger: FIPAS splits off to VICTOR INVEST
2,760 shares · Registered office clause: Rue de l'Union 2/A, 4800 Verviers · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| FIPAS Verviers | €60,000 | 35.2% | 33.0% | - |
| INCON Opwijk | €156,400 | 89.2% | 99.9% | - |
| TRIVIDEND - VLAAMS PARTICIPATIEFONDS VOOR DE SOCIALE ECONOMIE Brussels | €89,728 | - | 70.5% | - |
| FONDS D'INVESTISSEMENT ET DE CROISSANCE INDUSTRIELLE Liège | €49,240 | - | 99.3% | - |
| VANINVEST Kontich | €654,819 | 93.9% | 49.5% | 3.1 |
| ENTWICKLUNGS- UND BETEILIGUNGSGESELLSCHAFT OSTBELGIENS Eupen | - | - | 9.9% | 4.9 |
| FINOST - FINEST Eupen | - | - | 92.3% | 0.6 |
Grey: the largest companies of the sector (financial services (NACE 64)), without their names. Blue: the sector peers from the table.
These companies have the same main activity as FIPAS: other financial services (NACE 64999). They are comparable in size and age: total assets between €12m and €70m, founded between 1989 and 2014.
Official details
Source: KBO- Status
- Active since 29-06-1989Normal situation
- Activity
- Other financial servicesNACE 64999and 2 others
- Establishment unit
- 2.068.809.5654800 Verviers, since 28-10-1994
- Financial year end
- 31 December
- Peppol
- Reachable since 08-12-2025
Annual accounts 2025
- €32.0m▲ 11.0%
- Filing
- Filed on 03-07-2026, 28 days before the end of the filing period
Companies linked to FIPAS
Subsidiaries and holdings
- ENTOUR-AGES0.14%
Insights on FIPAS
FIPAS has existed since 1989. The present size dates from 2024. The balance sheet total rose that year from €10.3m to €28.9m. On 27 March 2024 FIPAS absorbed BENEGES in a merger.
The balance sheet total has grown every year since 2022.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about FIPAS
- What is the company number of FIPAS?
- The company number of FIPAS is 0437.930.452. The VAT number is the same number with BE in front: BE 0437.930.452.
- Where is FIPAS based?
- The registered office is at Rue de l' Union 2, 4800 Verviers.Company details
- What does FIPAS do?
- According to the KBO register, the main activity is other financial services (NACE 64999).
- What is the legal form of FIPAS?
- FIPAS is a private limited company (pre-2019) (BVBA).
- When was FIPAS founded?
- FIPAS was founded on 29-06-1989.
- Is FIPAS still active?
- Yes, FIPAS is an active enterprise in the KBO register.
- What is the turnover of FIPAS?
- The turnover of FIPAS was €60,000 in financial year 2025, according to the filed annual accounts.Financials
- Is FIPAS profitable?
- In financial year 2025, FIPAS made a profit of €796,596.
- Where can I find the annual accounts of FIPAS?
- FIPAS filed 36 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of FIPAS due?
- FIPAS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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