INCON
ActiveINCON is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €12.11M and a net result of €471k. Equity is growing by ~8.5% per year across the filed fiscal years. Its solvency ranks better than 95% of 6143 sector peers (fiscal year 2024). The company has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Two signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-07-2025, 6 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
6 d early
2023
12 d late
2022
6 d early
2021
19 d early
2020
19 d early
2019
17 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€12.11M▲ 4.0%
2023 · €11.64M
2018: €2.58M
2019: €2.60M
2020: €2.62M
2021: €2.84M
2022: €3.08M
2023: €11.64M
2018 → 2024
Net result
€471k▼ 94.5%
2023 · €8.56M
2018: €175k
2019: €17k
2020: €23k
2021: €224k
2022: €240k
2023: €8.56M
2018 → 2024
Total assets
€12.20M▲ 4.5%
2023 · €11.67M
2018: €2.76M
2019: €2.76M
2020: €2.79M
2021: €3.01M
2022: €3.09M
2023: €11.67M
2018 → 2024
Solvency
99.3%▼ 0.5pp
2023 · 99.7%
2018: 93.4%
2019: 93.9%
2020: 93.9%
2021: 94.5%
2022: 99.7%
2023: 99.7%
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€94k€96k▲ 2.1%€186k▲ 93.7%€242k▲ 30.3%
Equity€2.62M-€2.84M▲ 8.5%€3.08M▲ 8.4%€11.64M▲ 278%€12.11M▲ 4.0%
Operating result€18k-€88k▲ 381%€84k▼ 4.1%€133k▲ 57.5%€205k▲ 54.1%
Net result€23k-€224k▲ 881%€240k▲ 7.1%€8.56M▲ 3,472%€471k▼ 94.5%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 54% above 2023 and is the highest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €12.20M
Fixed assets
€6.33M▲ 77.6%
Current assets
€5.87M▼ 27.6%
Equity and liabilities €12.20M
Equity
€12.11M▲ 4.0%
Debt
€86k▲ 191%
The debt ratio rises from 0.3% to 0.7%: debt grows faster than equity.
Key figures and ratios
Solvency
99.3%▼
2023 · 99.7%
ROE
3.9%▼
2023 · 73.5%
ROA
3.9%▼
2023 · 73.3%
Debt
€86k▲
2023 · €30k
Debt ≤ 1 year
€7k▼
2023 · €24k
Income taxes
€157k▲
2023 · €68k
A ratio outside any meaningful range has been withheld (balance sheet total €12.20M, equity €12.11M).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€11.67M€12.20M▲
Fixed assets21/28€3.56M€6.33M▲
Tangible fixed assets22/27€145k€156k▲
Land and buildings22€145k€145k=
Furniture and vehicles24-€11k
Financial fixed assets28€3.42M€6.17M▲
Current assets29/58€8.11M€5.87M▼
Amounts receivable within one year40/41€65k€39k▼
Trade receivables40€61k€16k▼
Other amounts receivable41€4k€23k▲
Current investments50/53€7.73M€5.66M▼
Cash at bank and in hand54/58€319k€176k▼
Equity and liabilities
Total equity and liabilities10/49€11.67M€12.20M▲
Equity10/15€11.64M€12.11M▲
Contributions10/11€20k€20k=
Profit (loss) carried forward14€11.62M€12.09M▲
Amounts payable17/49€30k€86k▲
Amounts payable within one year42/48€24k€7k▼
Taxes, remuneration and social security45€24k€7k▼
Taxes450/3€24k€7k▼
Accrued charges and deferred income492/3€6k€79k▲
Income statement
Code20232024
Turnover70€186k€242k▲
Non-recurring operating income76A-€8k
Goods, raw materials, services and sundry goods60/61€52k€34k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€2k
Other operating charges640/8€978€986▲
Gross operating margin9900€134k€208k▲
Operating profit (loss)9901€133k€205k▲
Financial income75/76B€8.50M€423k▼
Recurring financial income75€145k€423k▲
Non-recurring financial income76B€8.35M-
Financial charges65/66B€103€126▲
Recurring financial charges65€103€126▲
Profit (loss) for the period before taxes9903€8.63M€628k▼
Income taxes67/77€68k€157k▲
Profit (loss) for the period9904€8.56M€471k▼
Profit (loss) for the period to be appropriated9905€8.56M€471k▼
Appropriation of the result
Profit (loss) to be appropriated9906€11.62M€12.09M▲
Profit (loss) brought forward from the previous period14P€3.06M€11.62M▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Liquidity doublescurrent ratio 796.74
Current ratio from 337.91 to 796.74; short-term debt falls from €24k to €7k.
12-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 12 days late
2023
31-12
Financial
Highest result since 2018net €8.56M ▲3472%
Net result €8.56M, the highest in the series.
31-12
Financial
Liquidity quadruplescurrent ratio 337.91
Current ratio from 83.18 to 337.91.
31-12
Financial
Equity above €10MEq €11.64M ▲278%
6 profitable years in a row build equity to €11.64M.
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity times 40current ratio 83.18
Current ratio from 2.09 to 83.18; short-term debt falls from €160k to €5k.
12-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity triplescurrent ratio 2.09
Current ratio from 0.70 to 2.09; short-term debt falls from €164k to €160k.
12-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
17-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 17 days late
2019
31-12
Financial
Weakest financial yearnet €17k ▼90%
Net result drops to €17k, the lowest in the series; recovery starts the following year.
23-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
28-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
22-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Opwijk · 1 establishment unit since 1991
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Verlorenkostbaan(MAZ) 261745 OpwijkGround area
3,227 m²
Building footprint
389 m²
Volume, LiDAR
706 m³
2 parcels, Flanders · tallest building 7.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
INCON
since 19912.053.909.672
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23049A0121/00N003 | Flanders | 2,502 m² | 1 · 246 m² | 0.0 m |
| 23049A0598/00T000 | Flanders | 725 m² | 1 · 143 m² | 7.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
529900KO4H8BYMUH3P87
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Of 803 companies in sector 64999 we hold annual accounts for 483. 97 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-08-1991
Fiscal year end31-12
Activities, NACEBEL
64999Other financial services
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 33 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.