Equity
€25,284 ▲ 7.8%
SR CONSTRUCT has made a profit in every financial year since 2022.
SR CONSTRUCT
Overview
Lifetime
4 annual accounts with figures on one time axispeak €19,841 (2023)
€11,367▲ 138%
peak €11,128 (2022)
€1,830▲ 76.8%
peak €25,284 (2025)
€25,284▲ 7.8%
€6,147▼ 66.4%
Board1 name since 2022
1 directorSTROHOTEANU Radu
Documentsfilings and deeds
15-06-202646 days before the deadline
2025micro format
Gross margin from €4,785 to €11,367Result from €1,035 to €1,830Debts from €18,309 to €6,147Cash from €150 to €4,396
Key points
from the 2025 annual accountsTurnover
≈ €110,000 estimated
The micro format states no turnover.
Liquidity
1.05 was 0.53 in 2024
Short-term debts fell from €18,309 to €6,147.
Filings
4 annual accounts since 2022
The last four annual accounts were filed 35 to 51 days before the end of the period.
Starting capital
€2,000 100 shares
Position in the sector
80.4%
Higher solvency than 85% of companies in specialised construction. Sector median 46.7% · 35,125 companies.
Checked score
71
Healthy
Financially stronger than 63% of micro companies in specialised construction (NACE 43)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 47,693 companies (NACE 43, micro).
About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.4%
01-2025: 0.4%● unchanged vs 12-2024lowest value
02-2025: 0.4%● unchanged vs 01-2025
03-2025: 0.4%● unchanged vs 02-2025
04-2025: 0.4%● unchanged vs 03-2025
05-2025: 0.4%● unchanged vs 04-2025
06-2025: 0.4%● unchanged vs 05-2025
07-2025: 2.8%▲ +2.4 percentage points vs 06-2025highest value
08-2025: 2.8%● unchanged vs 07-2025highest value
09-2025: 2.8%● unchanged vs 08-2025highest value
10-2025: 2.8%● unchanged vs 09-2025highest value
11-2025: 2.8%● unchanged vs 10-2025highest value
12-2025: 2.3%▼ -0.5 percentage points vs 11-2025
01-2026: 2.3%● unchanged vs 12-2025
02-2026: 2.3%● unchanged vs 01-2026
03-2026: 2.4%▲ +0.1 percentage points vs 02-2026
04-2026: 2.2%▼ -0.2 percentage points vs 03-2026
05-2026: 2.3%▲ +0.1 percentage points vs 04-2026
06-2026: 2.3%● unchanged vs 05-2026
07-2026: 0.7%▼ -1.6 percentage points vs 06-2026
08-2026: 0.7%● unchanged vs 07-2026
09-2026: 0.7%● unchanged vs 08-2026
10-2026: 0.7%● unchanged vs 09-2026
11-2026: 0.7%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Size: total assets €31,431
Founded in 2022
lowers risk
Equity €25,284 (80.4% of total assets)
Liquidity: current ratio 1.05, cash €4,396
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 90% of them on solvency, 59% on liquidity, 51% on profitability and 52% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as SR CONSTRUCT has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of SR CONSTRUCT itself: 0.7% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for SR CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.05 (0.53 in 2024), below the usual 1.5. Short-term debt is 19.6% and cash 14% of total assets. 19.6% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-06-2026, 46 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
46 days early
2024
35 days early
2023
51 days early
2022
46 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 4 accounts on average 45 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 15 June (4 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0784679916
Incorporation
Founding capital of €2,000, 100 shares · Founder: STROHOTEANU Radu · Appointment: STROHOTEANU Radu (director) · published on 12-04-2022 · Gazette deed
First establishment
Keerstraat 15, Halle
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| SR CONSTRUCT Halle | €31,431 | €11,367 | 80.4% | - |
| ABMC Construct Wezembeek-Oppem | €28,224 | €12,178 | 67.1% | - |
| INTEX Antwerp | €33,873 | €10,104 | 55.0% | - |
| ZAMARI CONSTRUCT Brussels | €24,758 | €13,441 | 95.3% | - |
| BEN & Fils Rénovation Charleroi | €30,414 | €13,299 | -6.2% | - |
| TUR CONSTRUCT Brussels | €26,843 | €10,065 | 79.2% | - |
| Isofem Ghent | €42,925 | €10,841 | 66.1% | - |
These companies have the same main activity as SR CONSTRUCT: insulation installation (NACE 43230). They are comparable in size and age: total assets between €24,800 and €42,900, founded between 2021 and 2023.
Official details
Source: KBO- Status
- Active since 08-04-2022Normal situation
- Activity
- Insulation installationNACE 43230and 3 others
- Establishment unit
- 2.330.217.3401500 Halle, since 08-04-2022
- Financial year end
- 31 December
- Peppol
- Reachable since 22-12-2025
Annual accounts 2025
- €11,367▲ 138%
- €1,830▲ 76.8%
- €25,284▲ 7.8%
- €31,431▼ 24.7%
- Filing
- Filed on 15-06-2026, 46 days before the end of the filing period
Insights on SR CONSTRUCT
SR CONSTRUCT files the micro format. That format states no turnover. The gross margin fell from €19,212 in 2022 to €11,367 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 15-06-2026, 46 days before the deadline€11,367
▲ 138%
€2,816
▲ €5,794
€1,830
▲ 76.8%
€324
▲ €8,957
80.4%
▲ 24.3 percentage points
1.05
▲ 0.52
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €110,000. Estimated: probably between €60,000 and €240,000.
Balance sheet
balance sheet total €31,431 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
80.4%
Higher than 86% of 35,125 companies in 2025.
1.05
Higher than 23% of 34,499 companies in 2025.
5.8%
Higher than 46% of 34,700 companies in 2025.
SR CONSTRUCT
Middle half of the sector
80% of the sector
Micro accounts in specialised construction (NACE 43)
Net result: middle half · Equity: middle half · Balance sheet total: bottom quarter · Working capital: bottom quarter
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Balance sheet: assets | |||||
20/58 |
31,431 | 41,763 | 28,086 | 28,356 | |
21/28 |
24,960 | 32,087 | 5,586 | 13,454 | |
22/27 |
24,960 | 32,087 | 4,586 | 13,454 | |
23 |
958 | - | - | - | |
24 |
24,002 | 32,087 | 4,586 | 13,454 | |
28 |
- | - | 1,000 | - | |
29/58 |
6,471 | 9,676 | 22,500 | 14,902 | |
40/41 |
2,075 | 9,420 | 4,265 | 6,452 | |
40 |
890 | 9,008 | 2,494 | 4,994 | |
41 |
1,185 | 412 | 1,771 | 1,458 | |
54/58 |
4,396 | 150 | 17,496 | 7,792 | |
490/1 |
- | 106 | 739 | 658 | |
| Balance sheet: equity and liabilities | |||||
10/49 |
31,431 | 41,763 | 28,086 | 28,356 | |
10/15 |
25,284 | 23,454 | 22,420 | 14,128 | |
10/11 |
3,000 | 3,000 | 3,000 | 3,000 | |
14 |
22,284 | 20,454 | 19,420 | 11,128 | |
17/49 |
6,147 | 18,309 | 5,666 | 14,228 | |
42/48 |
6,147 | 18,309 | 5,666 | 14,228 | |
44 |
- | 1,068 | 2,803 | 9,713 | |
440/4 |
- | 1,068 | 2,803 | 9,713 | |
45 |
511 | 7,066 | 2,559 | 2,989 | |
450/3 |
196 | 3,251 | 2,559 | 2,989 | |
454/9 |
315 | 3,815 | - | - | |
47/48 |
5,636 | 10,175 | 304 | 1,526 | |
| Income statement | |||||
9900 |
11,367 | 4,785 | 19,841 | 19,212 | |
630 |
8,302 | 7,399 | 8,868 | 4,938 | |
640/8 |
249 | 364 | 85 | 135 | |
9901 |
2,816 | -2,978 | 10,888 | 14,139 | |
75/76B |
2 | 4,849 | 3 | - | |
75 |
2 | 4,849 | 3 | - | |
65/66B |
42 | 143 | 40 | 22 | |
65 |
42 | 143 | 40 | 22 | |
9903 |
2,776 | 1,728 | 10,851 | 14,117 | |
67/77 |
946 | 693 | 2,559 | 2,989 | |
9904 |
1,830 | 1,035 | 8,292 | 11,128 | |
9905 |
1,830 | 1,035 | 8,292 | 11,128 | |
| Appropriation of the result | |||||
9906 |
22,284 | 20,454 | 19,420 | 11,128 | |
14P |
20,454 | 19,419 | 11,128 | - | |
| Document | |||||
The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 15-06-2026.
Filings
each dot is a set of accounts, on the day it reached the National BankKey figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| 11,118 | 4,421 | 19,756 | 19,077 | ||
| 10,132 | 8,434 | 17,160 | 16,066 | ||
| 1,175 | 38,739 | 1,000 | - | ||
| 4,246 | -17,346 | 9,704 | - | ||
| 324 | -8,633 | 16,834 | 674 | ||
| 80.4% | 56.2% | 79.8% | 49.8% | ||
| 1.05 | 0.53 | 3.97 | 1.05 | ||
| 0.24 | 0.78 | 0.25 | 1.01 | ||
| 7.2% | 4.4% | 37.0% | 78.8% | ||
| 5.8% | 2.5% | 29.5% | 39.2% | ||
| over 100 | 30.92 | over 100 | over 100 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Tangible fixed assets | €1,175 | €38,739 | - | - |
| Financial fixed assets | - | - | €1,000 | - |
| €8,302 | €7,399 | €8,868 | €4,938 |
Source: notes to the 2022 to 2025 annual accounts (statement of fixed assets)
Insights on SR CONSTRUCT
The operating result for 2025 is a profit of €2,816, after a loss of €2,978 in 2024.
Debt's share of the balance-sheet total falls from 43.8% to 19.6%. Equity is higher and debt is lower.
Board & ownership
Board
1 director, since incorporationDirector (not named in the articles)
appointed by deed of 12-04-2022
term without a fixed end
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- Each director alonedeed of 12-04-2022
Mandates through the years
1 name, the dashed line is todaySTROHOTEANU Radu
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- STROHOTEANU Radu
- Director (not named in the articles), appointed by deed of 12-04-2022, still in office
Control
Capital
- Contribution
- €3,000
- Shares
- 100
- Contribution per share
- €30
- Equity per share
- €253 in 2025
- Source
- 2025 annual accounts
Articles of association
deed of 12-04-2022 (in Dutch)- Kind of sharesThe articles set which classes of shares exist and what rights each class carries.
- “Op naam, register van aandelen op naam met WVV-vermeldingen”
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- First Friday of June at 17:00
Shareholders
At incorporation
deed of 12-04-2022 ↗
- STROHOTEANU Radu 100 shares (100%) · in cash
Network & group
No group
SR CONSTRUCT has no parent and no holdings in its annual accounts. STROHOTEANU Radu is the only director. SR CONSTRUCT shares no director with another company.
Timeline
Timeline
9 events since 2022Filings
Financial
Establishments
20222023202420252026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed NBBmicro format · 46 days before the deadline
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:0784679916
Annual accounts 2024 filed PDFmicro format · 35 days before the deadline
2024
Weakest financial year net €1,035 ▼87.5% The net result drops to €1,035, the lowest from 2022 to 2025. It recovers the following year.
Annual accounts 2023 filed PDFmicro format · 51 days before the deadline
2023
Liquidity more than triples current ratio 3.97 The current ratio rises from 1.05 to 3.97. Short-term debt falls from €14,228 to €5,666.
Annual accounts 2022 filed PDFmicro format · 46 days before the deadline
2022
IncorporationFounding capital of €2,000, 100 shares · Founder: STROHOTEANU Radu · Appointment: STROHOTEANU Radu (director) · published on 12-04-20225 points ▸
- Founder, STROHOTEANU Radu
- Founding capital, €2,000, 100 shares
- Registered office clause, Keerstraat 15, 1500 Halle
- Director appointment, STROHOTEANU Radu (director (not named in the articles))
- Power of attorney, Charles HUYLEBROUCK
- The deed holds 3 more points.
First establishment Keerstraat 15, Halle
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
SR CONSTRUCT was incorporated on 8 April 2022 as a private limited company by one natural person, with a starting capital of €2,000.12 STROHOTEANU Radu is director of the company, appointed by deed of 12-04-2022.2 Total assets rose from €28,356 in 2022 to €31,431 in 2025.3
Company details
Identity
- Enterprise number
- 0784.679.916
- VAT number
- BE 0784.679.916
- Peppol ID
- 0208:0784679916
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 08-04-2022
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- First Friday of June at 17:00deed of 12-04-2022 (in Dutch)
- Peppol
- Reachable since 22-12-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- SR CONSTRUCT in Dutch
- Entity type
- Legal entity
Activities
NACEBEL 202543230
Insulation installation main activity
43331
Floor and wall tiling
43341
Painting of buildings
Codes under NACEBEL 2008
43291
Specialised construction activities main activity
43331
Floor and wall tiling
43341
Painting of buildings
43390
Specialised construction activities
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Keerstraat 15 registered office 1500 Halle | 08-04-2022 | 2.330.217.340 |
Buildings and parcels at the address
- Ground area
- 902 m²
- Buildings
- 130 m²
- Volume, LiDAR
- 827 m³
- Tallest building
- 11.9 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 23412K0071/00R000 | 902 m² | 1 · 130 m² | 11.9 m · 2 |
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0784.679.916